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CHAPTER 20:06:38

 

LIFE INSURANCE ILLUSTRATIONS

 

 

Section

20:06:38:01        Definitions.

20:06:38:02        Applicability and scope.

20:06:38:03        Policies to be illustrated.

20:06:38:04        Information required in illustration.

20:06:38:05        Prohibited practices.

20:06:38:06        Interest rate illustrations.

20:06:38:07        Standards for basic illustrations -- Format.

20:06:38:08        Standards for basic illustrations -- Narrative summary.

20:06:38:09        Standards for basic illustrations -- Numeric summary.

20:06:38:10        Standards for basic illustrations -- Statements.

20:06:38:11        Standards for basic illustrations -- Tabular detail.

20:06:38:12        Standards for supplemental illustrations.

20:06:38:13        Basic illustration -- Use in sale of policy.

20:06:38:14        Basic illustration -- Not used in sale of policy.

20:06:38:15        Basic illustration -- Delivery by mail.

20:06:38:16        Basic illustration -- Retention by insurer.

20:06:38:17        Annual report -- Requirement.

20:06:38:18        Annual report -- Content for universal life policies.

20:06:38:19        Annual report -- Content for all other policies.

20:06:38:20        Annual report -- Policies without nonforfeiture values.

20:06:38:21        Annual report -- Notice if in-force illustration not included.

20:06:38:22        Annual report -- Notice of change in nonguaranteed elements.

20:06:38:23        In-force illustration -- Furnished at policy owner’s request.

20:06:38:24        Annual certification -- Disciplined current scale and illustrated scales.

20:06:38:25        Illustration actuary requirements.

20:06:38:26        Change of illustration actuary.

20:06:38:27        Annual certification -- Currently payable scale.

20:06:38:28        Annual certification -- Expenses.

20:06:38:29        Annual certification -- Additional certifications.

20:06:38:30        Annual certification -- Inability to certify scale.

20:06:38:31        Annual certification -- Officer of the insurer.

20:06:38:32        Annual certification -- Date due.

20:06:38:33        Disciplined current scale.

20:06:38:34        Expenses.

20:06:38:35        Generally recognized expense table -- Approval.

Appendix A   Generally Recognized Expense Table Approved by the Director.

Appendix B   Sample Acknowledgment.


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