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          20:06:38:20.  Annual report -- Policies without nonforfeiture values. Insurers writing life insurance policies that do not build nonforfeiture values must provide an annual report on these policies only for those years when a change has been made to nonguaranteed policy elements by the insurer.

          Source: 23 SDR 228, effective July 1, 1997.

          General Authority: SDCL 58-33-5.1.

          Law Implemented: SDCL 58-33-5.1.

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