54-3A-1 Definition of terms. 54-3A-2 Items included in amount financed. 54-3A-3 Finance charges on installment sales contract. 54-3A-4 Repealed. 54-3A-5 Additional charges allowed--Disclosure and explanation to consumer--Separate agreement. 54-3A-6 Commencement of term of obligation--Down payments. 54-3A-7 Modification of agreement to increase outstanding obligation prohibited--Exception. 54-3A-8 Rule for computing refund of charges on prepayment. 54-3A-8.1 Restriction on use of rule. 54-3A-9 Rebate of portion of finance charge on prepayment or refinancing--Exceptions. 54-3A-10 Rebate on acceleration of maturity. 54-3A-11 Delinquent installments--Notice of penalty to consumer. 54-3A-12 Imposition and collection of delinquency charge. 54-3A-12.1 Imposition and collection of returned check charge--Maximum. 54-3A-13 Repealed. 54-3A-14 Unilateral deferral by creditor prohibited. 54-3A-15 Deferral agreement requirements. 54-3A-16 Deferral charge not collected on refinancing. 54-3A-17 Refinancing agreement--Rebate excluded. 54-3A-18 Refinancing agreement requirements. 54-3A-19 Creditor's remedies on delinquency. 54-3A-20 Debt forfeited for excessive charges--Costs and attorney fees. 54-3A-21 Limitation on action for excessive charges. 54-3A-22 Demand required before action for excessive charges. 54-3A-23 Proof of unintentional error. 54-3A-24 Promulgation of rules. 54-3A-25 Severability of provisions.