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CHAPTER 54-4

MONEY LENDING LICENSES

54-4-1      Repealed.
54-4-2      Repealed.
54-4-3 to 54-4-35. Repealed.
54-4-36      Definition of terms .
54-4-37      Entities exempt from chapter provisions.
54-4-37.1      Exemption for originating, selling, servicing, or acquiring five or fewer loans in twelve-month period where total of outstanding loans under certain amount--Annual report.
54-4-38      Promulgation of rules.
54-4-39      Compliance with Title 53.
54-4-40      Application for license--Licensure through nationwide mortgage licensing system--Exemptions from chapter requirements.
54-4-41      Rejection or acceptance of application by director.
54-4-42      Bond to be filed with application.
54-4-43      Investigation of facts concerning license application--Requirements for grant of license .
54-4-44      Engaging in business after procurement of license_Maximum finance charge_Violation as misdemeanor_Loan void.
54-4-44.1      Device, subterfuge, or pretense to evade maximum finance charge prohibited_Penalties.
54-4-44.2      Motor vehicle purchase loan--Fees incident to extension of credit.
54-4-44.3      Consumer default--Fees incident to extension of credit.
54-4-44.4      Business-to-business lending exempt.
54-4-45      Duration of license--Renewal.
54-4-46      Transfer of license--Approval required for name change.
54-4-47      Location to be licensed--Change of location.
54-4-48      Cease and desist order for practice not in conformity to requirements--Appeal.
54-4-49      Conditions, denial, nonrenewal, suspension, or revocation of license.
54-4-50      Injunction against licensee for violation.
54-4-51      Court-appointed receivership.
54-4-52      License required.
54-4-53      Deposit of funds.
54-4-54      Payment of annual tax--Exemption.
54-4-55      Exemption from other taxes.
54-4-56      Renewal of application--Tax information--Forms.
54-4-57      Examination of records--Costs--Information--Forms--Application of other provisions.
54-4-58      Information required in contract.
54-4-59      Property insurance required.
54-4-60      Purchase of insurance not condition to receive loan.
54-4-61      Copy provided to debtor.
54-4-62      Satisfaction of loan--Release of assignments.
54-4-63      Advertising.
54-4-64      Application of chapter.
54-4-65      Limitation on renewal, rollover, or flip of short-term consumer loan--Fee.
54-4-66      Maximum amount of payday loan--Violation as misdemeanor.
54-4-67      Production of records located outside state--Alternate procedures--Designated record inspectors.
54-4-68      Appointment of resident agent for service of process--Notice.
54-4-69      Consent to be sued--Form.
54-4-70      Title loans to be evidenced by written agreement--Possession of certification of title--Application of statutes on secured transactions.
54-4-71      Term of title loan--Renewal--Payment amounts--Deferred principal amount.
54-4-72      Default in repayment of title loan--Remedy--Exception--Sale of reposed vehicle--Refund of surplus less expenses.
54-4-73      Debt cancellation contract defined.
54-4-74      Debt suspension contract defined.
54-4-75      Debt cancellation contracts and debt suspension contracts permitted.
54-4-76      Loans by unlicensed lenders uncollectible except for principal .
54-4-77      Prohibited debt collection tactics.
54-4-77.1      Exemptions not applicable to prohibited debt-collection tactics.
54-4-78      Use of nationwide mortgage licensing system and registry for requesting and distributing information.
54-4-79      Contracts for collection and maintenance of records and processing of fees.
54-4-80      Sharing of information collected by director.


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