Codified Laws


Text Search




Enter the text to search for and click Search to get a list of statutes containing the text you entered. Tips:
  • Multiple words will be searched as a phrase. Entering Property Tax will return statutes that contain the complete phrase Property Tax.
  • Logical Operators are allowed. Hunting and Fishing will return statutes that containing both hunting and fishing. Hunting or Fishing will return statutes that contain hunting, fishing, or both.
  • Wild cards(*) are allowed. Entering Approp* will return statutes that contain Appropriation, Appropriate, Appropriated, etc..
  • Punctuation can also be used as operators. + = and, , = or. Searching for phrases that have , and will result in error unless you enclose the entire phrase in quotes.
The Filter option allows you to narrow your search results to a specific Title or Chapter. Here is a tip for using the filter option.
  • Use a dash (-) as the last character of your filter to refine searches. For example the filter "1-1" returns sections in 1-1, 1-10, 1-11, 1-12, etc. The filter "1-1-" returns only sections in Chapter 1-1.

Quick Find



Type the Statute number you are looking for in the form Title-Chapter-Section . Examples(1-1-1.1, 27A-11A-12, etc.)

The Get Statute button can be used to locate a specific statute. You may type in a title, chapter, or section number. Example: typing 1 will return the chapter list for Title 1, typing 1-1 will return the section list for chapter 1-1, typing 1-1-1 will return section 1-1-1 of the statutes.

The Get Chapter button can be used to load a complete chapter of the statutes. This function requires a title and a chapter number. Examples: 1-1, 57A-1, 1-3

 
     54-4-77.   Prohibited debt collection tactics. No person employed by a licensee to collect or attempt to collect any debt owed or due or asserted to be owed or due may:
             (1)      Harass, oppress, or abuse a borrower by:
             (a)      Using any threat of violence or harm;
             (b)      Publishing a list of names of borrowers who refuse to pay their debts absent providing such information to credit reporting companies;
             (c)      Using obscene or profane language; or
             (d)      Repeatedly using the phone with the intent to annoy borrowers;
             (2)      Use any false statement when attempting to collect a debt by falsely:
             (a)      Claiming to be an attorney or government representative;
             (b)      Claiming that the borrower has committed a crime;
             (c)      Representing that the licensee operates or any person employed by the licensee works for a credit reporting company;
             (d)      Representing the amount the borrower owes;
             (e)      Representing the nature and character of any forms sent to the borrower in order to collect a debt;
             (f)      Indicating that the borrower will be arrested if the debt isn't paid;
             (g)      Using a company name;
             (h)      Indicating that the licensee will seize, garnish, attach, or sell a borrower's property or wages unless the licensee is permitted by law to take the action and the licensee intends to do so;
             (i)      Indicating that legal action will be taken against the borrower, if doing so would be illegal or if the licensee does not intend to take the action;
             (3)      Give false credit information about the borrower to anyone, including a credit reporting company;
             (4)      Attempt to collect any interest, fee, or other charge on top of the amount a borrower owes unless the contract that created the debt or state law allows the charge;
             (5)      Deposit a post-dated check early; or
             (6)      Take or threaten to take the borrower's property unless it can be done legally.

Source: SL 2015, ch 242, ยง 6.


Back to Chapter 54-4