BANK DEPOSITS AND COLLECTIONS
PART 1. GENERAL PROVISIONS AND DEFINITIONS.
57A-4-101 Short title.
57A-4-103 Variation by agreement--Measure of damages--Certain action constituting ordinary care.
57A-4-104 Definitions and index of definitions.
57A-4-105 "Bank"--"Collecting bank"--"Depositary bank"--"Intermediary bank"--"Payor bank"--"Presenting bank".
57A-4-106 Payable through or payable at bank--Collecting bank.
57A-4-107 Separate office of a bank.
57A-4-108 Time of receipt of items.
57A-4-110 Electronic presentment.
57A-4-111 Statute of limitations.
PART 2. COLLECTION OF ITEMS: DEPOSITARY AND COLLECTING BANKS. 57A-4-201
Status of collecting bank as agent and provisional status of credits--Applicability of chapter--Item indorsed "pay any bank". 57A-4-202
Responsibility for collection or return--When action timely. 57A-4-203
Effect of instructions. 57A-4-204
Methods of sending and presenting--Sending directly to payor bank. 57A-4-205
Depositary bank holder of unendorsed item. 57A-4-206
Transfer between banks. 57A-4-207
Transfer warranties. 57A-4-208
Presentment warranties. 57A-4-209
Encoding and retention warranties. 57A-4-210
Security interest of collecting bank in items, accompanying documents, and proceeds. 57A-4-211
When bank gives value for purposes of holder in due course. 57A-4-212
Presentment by notice of item not payable by, through, or at a bank--Liability of drawer or indorser. 57A-4-213
Medium and time of settlement by bank. 57A-4-214
Right of charge-back or refund; Liability of collecting bank; Return of item. 57A-4-215
Final payment of item by payor bank--When provisional debits and credits become final--When certain credits become available for withdrawal. 57A-4-216
Insolvency and preference.
PART 3. COLLECTION OF ITEMS: PAYOR BANKS. 57A-4-301
Deferred posting--Recovery of payment by return of items--Time of dishonor--Return of items by payor bank. 57A-4-302
Payor bank's responsibility for late return of item. 57A-4-303
When items subject to notice, stop-payment order, legal process, or setoff--Order in which items may be charged or certified.
PART 4. RELATIONSHIP BETWEEN PAYOR BANK AND ITS CUSTOMER. 57A-4-401
When bank may charge customer's account. 57A-4-402
Bank's liability to customer for wrongful dishonor--Time of determining insufficiency of account. 57A-4-403
Customer's right to stop payment--Burden of proof of loss. 57A-4-404
Bank not obligated to pay check more than six months old. 57A-4-405
Death or incompetence of customer.
Customer's duty to discover and report unauthorized signature or alteration. 57A-4-407
Payor bank's right to subrogation on improper payment.
PART 5. COLLECTION OF DOCUMENTARY DRAFTS. 57A-4-501
Handling of documentary drafts; Duty to send for presentment and to notify customer of dishonor. 57A-4-502
Presentment of "on arrival" drafts. 57A-4-503
Responsibility of presenting bank for documents and goods--Report of reasons for dishonor--Referee in case of need. 57A-4-504
Privilege of presenting bank to deal with goods--Security interest for expenses.