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     57A-4-105.   "Bank"--"Collecting bank"--"Depositary bank"--"Intermediary bank"--"Payor bank"--"Presenting bank". In this chapter:
             (1)      "Bank" means a person engaged in the business of banking, including a savings bank, savings and loan association, credit union, or trust company;
             (2)      "Collecting bank" means a bank handling an item for collection except the payor bank;
             (3)      "Depositary bank" means the first bank to take an item even though it is also the payor bank, unless the item is presented for immediate payment over the counter;
             (4)      "Intermediary bank" means a bank to which an item is transferred in course of collection except the depositary or payor bank;
             (5)      "Payor bank" means a bank that is the drawee of a draft;
             (6)      "Presenting bank" means a bank presenting an item except a payor bank.

Source: SL 1994, ch 368, ยง 4-105.


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