FIRE, MARINE, CASUALTY, AND SURETY INSURANCE RATES AND RATING
58-24-1 Purpose of chapter.
58-24-2 Application of chapter.
58-24-3 Insurance to which chapter does not apply.
58-24-4 Making of rates--Provisions governing.
58-24-5 Excessive, inadequate, or discriminatory rates prohibited.
58-24-6 Making of rates--Matters considered.
58-24-6.1 Failure of rate to reflect difference in expected losses and expenses as unfair discrimination--Averaged group rates not unfairly discriminatory.
58-24-7 Risks grouped by classification for rate-making--Modification of classification rates.
58-24-8 System of expense provisions used in rate-making--Reflection of operating methods.
58-24-9 Uniformity as to rates not required.
58-24-10 Filing of rates with director--Effective date--Character and extent of coverage--Exceptions.
58-24-10.1 Rating rules required to be filed with director--Filing date--Supporting information required.
58-24-10.2 Rate information required to be filed prior to effective date on finding that closer supervision is required--Extension of waiting period--Approval or disapproval.
58-24-12 Satisfaction of insurer's obligations by becoming member of or subscriber to licensed rating organization.
58-24-13 Information furnished in support of filing.
58-24-14 Filing open to public inspection--Specially rated inland marine risks.
58-24-15 Review of filings by director.
58-24-17 Filing with respect to specially rated risks--Effective date.
58-24-18 Disapproval of filing prohibited if rates meet requirements.
58-24-19 Disapproval of filings by director--Notice--Contents.
58-24-20 Disapproval of filing with respect to specially rated risks--Notice, contents.
58-24-21 Effect of finding and order that filing does not comply with chapter.
58-24-22 Request by aggrieved party for hearing on filing--Grounds for application.
58-24-23 Hearing on filing--Action by director--Notice of hearing.
58-24-24 Finding that filing does not comply--Order discontinuing filing--Effective date.
58-24-25 Issuance of contract or policy contrary to filings prohibited--Inland marine risks excepted.
58-24-26 Excess rate approved for specific risk--Filing application.
58-24-27 Assigned risks--Reasonable rate modifications.
58-24-28 Information to be furnished insureds.
58-24-29 Right of insured to hearing on application of rating system.
58-24-30 Appeal to director from rating organization or insurer--Affirmance or reversal of action.
58-24-31 Recording and reporting of loss and experience--Rules and statistical plans of director.
58-24-33 Exchange of information and experience data with other states--Consultation as to rate-making.
58-24-34 Withholding of or giving false or misleading information--Penalties.
Application for license as rating organization--Contents. 58-24-36
Issuance of license--Finding by director--Time for granting or denying application. 58-24-37
Duration of rating organization license--Fee. 58-24-38
Suspension or revocation of license. 58-24-39
Notice to director of change in license application information. 58-24-40
Subscribers to rating services--Rules of rating organization. 58-24-41
Review by director of reasonableness of rule or refusal to admit insurer as subscriber. 58-24-42
Order affirming action of rating organization. 58-24-43
Actuarial, technical, or other services provided to subscribers. 58-24-44
Examination of evidences of insurance or cancellation--Rules as to submission--Information confidential. 58-24-45
Regulation of payment of dividends, savings, or unabsorbed premium deposits prohibited. 58-24-45.1
Group insurance marketing permitted--Conditions. 58-24-46
Cooperation between organizations and insurers authorized--Review of cooperative activities by director. 58-24-47
Appeal to director from action of rating organization--Hearing--Order. 58-24-48
Appeal based on failure to file for different expense system--Application of rate-making standards. 58-24-49
Application of insurer to file deviation--Basis for modification--Copy to rating organization. 58-24-50
Deviations to be uniform within class. 58-24-51
Criteria considered on application for deviation--Order permitting or denying deviation. 58-24-52
Duration of permitted deviation. 58-24-53
Advisory organization license required. 58-24-54
Advisory organization filing requirements. 58-24-55
Unfair or unreasonable advisory organization practices--Order requiring discontinuance. 58-24-56
Filings based on information furnished by noncompliant advisory organization prohibited--Order requiring discontinuance. 58-24-57
Insurers engaging in joint underwriting or joint reinsurance subject to regulation. 58-24-58
Unfair or unreasonable practices of joint underwriters or joint reinsurers--Order requiring discontinuance. 58-24-59
Examination of rating organizations, advisory organizations, joint underwriters, and joint reinsurers--Acceptance of report of official of another state. 58-24-60
Violation of chapter--Penalties. 58-24-62
Suspension of license of rating organization or insurer. 58-24-63
Written order of director for imposition of penalty and suspension of license--Hearing, notice, findings. 58-24-64
Request for hearing on order or decision--Notice--Affirmance, reversal, or modification. 58-24-65
Rehearing and appeal from order of director. 58-24-66
Notice required for filing for workers' compensation insurance. 58-24-67
Notice to workers' compensation purchaser organizations. 58-24-68
"Exempt commercial policyholder" defined. 58-24-69
"Risk manager" defined. 58-24-70
Exemption from rate and form filing requirements for policy issued to exempt commercial policyholder--Disclosure requirements.
Third-party consultant disclosure requirements. 58-24-72
Promulgation of rules. 58-24-73
Insurer to maintain and provide copies of disclosures--Examination. 58-24-74
Insurer to maintain records relating to insurance sales to exempt commercial policyholder--Examination by director. 58-24-75
Premium increase prohibited for certain accidents involving law enforcement, emergency, or snow removal personnel--Exception.