CHAPTER 51A-4
GENERAL POWERS OF BANKS
51A-4-1 Miscellaneous banking powers.
51A-4-1.1 Banking with industrial hemp or marijuana licensees and associated persons authorized.
51A-4-2 Purchase and sale of securities on order of customer--Contract with securities brokerage services allowed.
51A-4-3 Operation of travel agency.
51A-4-4 Insurance business authorized.
51A-4-5 Certificate of authority required to engage in banking business--Misdemeanor.
51A-4-6 Order to cease and desist for violation--Right to appeal.
51A-4-7 Arrest and prosecution for violation.
51A-4-8 Deposit insurance required--Federal reserve system membership authorized.
51A-4-9 Real property authorized to be held by bank--Maximum book value of premises.
51A-4-10 Property authorized to be purchased to satisfy debts--Limitation on period of retention.
51A-4-11 51A-4-11. Repealed by SL 2014, ch 47, § 17.
51A-4-12 Checks settled at par--Payment from reserve deposits.
51A-4-13 Borrowing money by bank--Pledge of assets.
51A-4-14 "Bills payable" issued for money borrowed by bank--Record of amount borrowed.
51A-4-15 Rediscounting of negotiable paper--Limitation on pledge of assets as security.
51A-4-16 Sale, transfer, or assignment of loan participations.
51A-4-17 Sale of assets of bank.
51A-4-18 Grounds and procedure for nonobservance of banking hours--Extension of hours.
51A-4-19 Change in banking hours--Notice to division.
51A-4-20 Restriction on use of bank money to purchase other bank stock--Community investments authorized--Limitation on investment.
51A-4-20.1 "Community development corporation" defined.
51A-4-20.2 Qualification of community development corporation as permissible investment.
51A-4-20.3 Promulgation of rules for investment in community development corporations.
51A-4-20.4 Investments to promote public welfare authorized--Limitations.
51A-4-21 Bad debts--Maximum time allowed before charge-off--Overdraft not allowed as asset.
51A-4-22 Purchase of retail installment contract--Terms and effect of agreement.
51A-4-23 Leasing of personal property by bank--Terms and conditions.
51A-4-24 Factoring--Applicability of lending limit provisions.
51A-4-25 Bank investments--Restrictions set by rule--Limitations.
51A-4-25.1 Annuity defined.
51A-4-26 Exceptions to investment limitation--Purchase of federal, state, and municipal obligations and bonds or interim notes of South Dakota Building Authority.
51A-4-27 Investments in agricultural credit corporations and livestock loan companies.
51A-4-28 Restricted investment in mortgage banking companies authorized.
51A-4-29 Banks authorized to make or purchase loans secured by real estate mortgages--Sale of loans to Federal National Mortgage Association--Capital contributions.
51A-4-30 Investment in federally sponsored housing loans.
51A-4-31 51A-4-31 to 51A-4-40. Repealed by SL 2008, ch 252, §§ 18 to 27.
51A-4-41 Repealed.
51A-4-42 Restrictions on purchase of cash value life insurance contracts.
51A-4-43 Access to motor vehicle title and lien information on state's computer system.
51A-4-44 Financial institution and services defined.
51A-4-45 Contracts for services.
51A-4-46 Debt cancellation contracts and debt suspension contracts--Fee.