CHAPTER 58-19

CREDIT LIFE, HEALTH, UNEMPLOYMENT AND GROUP PROPERTY INSURANCE

58-19-1      Purpose of chapter.
58-19-2      Definition of terms.
58-19-3      Life and health insurance connected with credit transactions subject to chapter--Exceptions.
58-19-4      Forms of credit life insurance and credit health insurance.
58-19-5      Existing insurance--Choice of insurer.
58-19-5.1      Credit insurance not to be required for lease.
58-19-6      Maximum amount of credit life insurance.
58-19-7      Agricultural credit transaction commitments--Amount of insurance.
58-19-8      Indemnity payable by credit health insurance--Maximum amount.
58-19-9      Term of insurance--Commencement.
58-19-10      Commencement of insurance when evidence of insurability required.
58-19-11      Duration of term of insurance--Extension--Renewal or refinancing.
58-19-12      Revision of premium schedule--Filing.
58-19-13      Premium rate not to exceed scheduled rate--Misdemeanor.
58-19-14      Amount charged debtor not to exceed premium charged by insurer--Misdemeanor.
58-19-15      Termination of insurance prior to maturity date--Refund of amount paid by debtor.
58-19-16      Creditor requiring debtor to pay for insurance--Notice to debtor--Credit to account.
58-19-17      Issuance of policies.
58-19-18      Individual policy or group certificate delivered to debtor.
58-19-19      Contents of individual policy or group certificate.
58-19-20      Time of delivery of individual policy or group certificate.
58-19-21      Application or notice delivered to debtor in lieu of policy or certificate.
58-19-22      Delivery to debtor of policy or certificate after acceptance of insurance.
58-19-23      Policy received by debtor on nonacceptance of risk by named insurer--Description of substitute insurance.
58-19-24      Forms--Filing with director.
58-19-25      Prior policies--Group certificate and notice of proposed insurance, filing and approval by director--Schedules of premium rates.
58-19-26      Disapproval of filed forms by director.
58-19-27      Use of disapproved forms unlawful--Reason stated in notice--Hearing on request--Use of forms pending approval.
58-19-28      Withdrawal of approval of form--Notice and hearing.
58-19-29      Use of forms unlawful after withdrawal.
58-19-30      Judicial review of order or final determination of director as to forms.
58-19-31      Claims--Reporting to insurer--Settlement.
58-19-32      Settlement or adjustment of claims by person other than insurer prohibited--Creditor not claim representative--Payment by group policyholder.
58-19-33      Manner of payment of claims.
58-19-34      Promulgation of rules by director--Purpose and scope.
58-19-35      Order for compliance issued by director--Notice and hearing.
58-19-36      Revocation or suspension of license or certificate for violation--Notice and hearing--Judicial review.
58-19-37      Civil forfeiture for violations of orders of director.
58-19-38      Citation of chapter.


58-19-39      Credit unemployment insurance sold in connection with loans subject to chapter.
58-19-40      Credit unemployment insurance not required by lender in consumer transactions.
58-19-41      Coverage of credit unemployment insurance to begin first day of unemployment.
58-19-42      Credit unemployment insurance separately sold and priced--Exception--Not to be required for credit card issuance or renewal.
58-19-43      Filing of credit unemployment insurance policies, certificates, notices, applications, endorsements, and riders, and premium rate schedules.
58-19-44      Disapproval by director if premium rates excessive or provisions unjust.
58-19-45      Test of reasonableness of benefits to premium charged--Prima facie evidence--Restriction on commissions.
58-19-46      Review of insurance company's actuarial data--Reimbursement of cost.
58-19-47      Group property insurance authorized by credit card subject to chapter.
58-19-48      Group property insurance to be sold and priced separately--Exceptions--Insurance not to be condition for issuance or renewal of credit card.
58-19-49      All group property insurance policies, certificates, and documentation to be filed with the director.
58-19-50      Disapproval of group property insurance by director--Grounds--Time limit.