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Rule 20:06:13:58.01 Health insurance advertisement rate disclosures.

          20:06:13:58.01.  Health insurance advertisement rate disclosures. Unless the disclosure made as required by § 20:06:13:58.02 is provided, no individual or group health insurance policy or certificate may in its advertisements include statements that directly or indirectly indicate that:


          (1)  Premiums or rates do not increase with age;

          (2)  Premiums or rates do not increase because of health conditions; or

          (3)  An insured will not be singled out for a rate or premium increase.


          Policies for which no rate increase may be applied for any reason are exempt from the provisions of this section.


          Source: 32 SDR 128, effective January 29, 2006.

          General Authority: SDCL 58-17A-2(11).

          Law Implemented: SDCL 58-33-5, 58-33-6.


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