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CHAPTER 20:06:06

CREDIT LIFE, HEALTH, AND UNEMPLOYMENT INSURANCE

Section

20:06:06:01        Premium rates -- Fifty percent loss ratio benchmark.

20:06:06:02        Prima facie acceptable credit insurance rates.

20:06:06:03        Credit life insurance -- Acceptable rates.

20:06:06:03.01   Premium rates presumed not excessive in relation to death benefits plan -- Restrictions allowed.

20:06:06:03.02   Return of premium to debtor over eligibility age.

20:06:06:03.03   Joint credit life insurance rates.

20:06:06:03.04   Determination of premiums by age.

20:06:06:04        Credit health insurance -- Acceptable rates.

20:06:06:04.01   Repealed.

20:06:06:04.02   Credit health insurance -- Exclusions and restrictions allowed.

20:06:06:04.03   Reduction of period of exclusion.

20:06:06:04.04   Joint credit disability insurance -- Acceptable rates.

20:06:06:05        Restricted coverages -- Rates.

20:06:06:06        Deviations from prima facie acceptable credit insurance rates.

20:06:06:07        Refunds.

20:06:06:07.01   Refinancing or consolidation.

20:06:06:08        Filing of experience information.

20:06:06:09        Minimum benefits of credit unemployment insurance policies.

20:06:06:10        Limited eligibility requirements for credit unemployment insurance policies.

20:06:06:11        Disclosure requirements.

Appendix A   Sample application form.

Appendix B   Sample application form.


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