2016 House Bill 1242 - Introduced

State of South Dakota  

549X0539   HOUSE BILL   NO.  1242  

Introduced by:    Representatives Gibson, Bartling, Bordeaux, Brunner, Hawks, Hawley, Johns, Killer, Klumb, Munsterman, Rasmussen, Russell, Schoenfish, Schrempp, and Soli and Senators Buhl O'Donnell, Bradford, Heinert, Parsley, Peterson (Jim), Rusch, Soholt, and Sutton

        FOR AN ACT ENTITLED, An Act to authorize parents to request a security freeze for their child's credit report until the age of eighteen.
    Section 1. That § 54-15-3 be amended to read:
    54-15-3. Any person who is a victim of identity theft and has submitted a valid police report to a consumer reporting agency may elect to place a security freeze on that person's report by making a request in writing by certified mail to a consumer reporting agency at an address designated by the consumer reporting agency to receive such requests. This section does not prevent a consumer reporting agency from advising a third party that a security freeze is in effect with respect to the consumer's credit report. A custodial parent may request a security freeze on the report of any of the parent's unemancipated minor children. The child does not need to be a victim of identity theft and a police report is not necessary.
    Section 2. That § 54-15-11 be amended to read:
    54-15-11. A security freeze remains in place until the earlier of the date the consumer

reporting agency receives a request from the consumer to remove the freeze or until seven years from the date that the security freeze was put in place pursuant to § 54-15-4. If the security freeze was placed when the consumer was a minor, the security freeze shall automatically end when the consumer turns eighteen years of age. A consumer reporting agency shall remove a security freeze within three business days of receiving a request for removal from the consumer, who provides both of the following:

            (1)    Proper identification, as defined in subdivision 54-15-6(1); and
            (2)    The unique personal identification number or password provided by the consumer reporting agency pursuant to § 54-15-5.
    Requests for removal shall be made to a point of contact designated by the agency to receive such requests.

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