2008 Keyword - Debtor and Creditor

HB 1258require that certain gift certificates conspicuously disclose information regarding fees and expiration dates. 
HB 1290exempt certain entities from certain requirements for persons in the business of mortgage lending. 
HB 1297provide a maximum finance charge for short-term consumer loans and title loans. 
SB 81allow persons to place a security freeze on their credit reports without first being victims of identity theft. 
SB 97revise certain provisions regarding property condition disclosure statements. 
SB 128revise certain provisions regarding the modification of credit card agreements. 
SB 157revise the surety bond requirements for persons employed by mortgage brokerages. 

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