54-4-3 to 54-4-35. Repealed.
Definition of terms
Entities exempt from chapter provisions. 54-4-37.1
Exemption for originating, selling, servicing, or acquiring five or fewer loans in
twelve-month period where total of outstanding loans under certain amount--Annual
Promulgation of rules.
Compliance with Title 53.
Application for license--Licensure through nationwide mortgage licensing
Rejection or acceptance of application by director.
Bond to be filed with application.
Investigation of facts concerning license application--Requirements for grant of
Engaging in business after procurement of license_Maximum finance
charge_Violation as misdemeanor_Loan void. 54-4-44.1
Device, subterfuge, or pretense to evade maximum finance charge
Motor vehicle purchase loan--Fees incident to extension of credit. 54-4-44.3
Consumer default--Fees incident to extension of credit. 54-4-44.4
Business-to-business lending exempt.
Duration of license--Renewal.
Transfer of license--Approval required for name change.
Location to be licensed--Change of location.
Cease and desist order for practice not in conformity to requirements--Appeal.
Conditions, denial, nonrenewal, suspension, or revocation of license.
Injunction against licensee for violation.
Deposit of funds.
Payment of annual tax--Exemption.
Exemption from other taxes.
Renewal of application--Tax information--Forms.
Examination of records--Costs--Information--Forms--Application of other
Information required in contract.
Property insurance required.
Purchase of insurance not condition to receive loan.
Copy provided to debtor.
Satisfaction of loan--Release of assignments.
Application of chapter.
Limitation on renewal, rollover, or flip of short-term consumer loan--Fee.
Maximum amount of payday loan--Violation as misdemeanor.
Production of records located outside state--Alternate procedures--Designated record
Appointment of resident agent for service of process--Notice.
Consent to be sued--Form.
Title loans to be evidenced by written agreement--Possession of certification of title--Application of statutes on secured transactions.
Term of title loan--Renewal--Payment amounts--Deferred principal amount.
Default in repayment of title loan--Remedy--Exception--Sale of reposed vehicle--Refund of surplus less expenses.
Debt cancellation contract defined.
Debt suspension contract defined.
Debt cancellation contracts and debt suspension contracts permitted.
Loans by unlicensed lenders uncollectible except for principal
Prohibited debt collection tactics. 54-4-77.1
Exemptions not applicable to prohibited debt-collection tactics.
Use of nationwide mortgage licensing system and registry for requesting and
Contracts for collection and maintenance of records and processing of fees
Sharing of information collected by director. 54-4-81
Attorney's fees recoverable if provided for in evidence of debt.