58-17-10.2 Individual policy for insured's spouse required in policies covering spouse--Eligibility--...
Individual policy for insured's spouse required in policies covering spouse--Eligibility--Coverage--Waiting periods.
No health insurance policy providing coverage of hospital
or medical expense which in addition to covering the insured also provides coverage to the spouse
of the insured shall be issued without a provision that provides that upon eligibility for medicare or
social security disability benefits by one spouse the other spouse shall be entitled to have issued to
him or her, without evidence of insurability, upon application to the company within sixty days
following the eligibility, and upon payment of the appropriate premium, an individual policy of
accident or health insurance. Such policy shall provide the coverage then being issued by the insurer
which is most nearly similar to the existing coverages. This obligation can be met by continuation
of coverage for spouse under existing policy at the appropriate premium. Any and all probationary
or waiting periods set forth in such policy shall be considered as being met to the extent coverage
was in force under the prior policy.