<html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><title></title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s1c47bc1a-d3b8-4059-9f36-4b4896a6dac9Normal { text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s1c47bc1a-d3b8-4059-9f36-4b4896a6dac9DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s1c47bc1a-d3b8-4059-9f36-4b4896a6dac9DefaultParagraphFont-000000 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s1c47bc1a-d3b8-4059-9f36-4b4896a6dac9000001 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s1c47bc1a-d3b8-4059-9f36-4b4896a6dac9DefaultParagraphFont-000002 { color: #0000FF; font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s1c47bc1a-d3b8-4059-9f36-4b4896a6dac9Normal"><span xml:space="preserve" class="s1c47bc1a-d3b8-4059-9f36-4b4896a6dac9DefaultParagraphFont">    </span><span class="s1c47bc1a-d3b8-4059-9f36-4b4896a6dac9DefaultParagraphFont-000000">20:06:21:81.  Long-term care policies -- Policy amendments.</span><span xml:space="preserve" class="s1c47bc1a-d3b8-4059-9f36-4b4896a6dac9DefaultParagraphFont"> No long-term care policy, certificate, or contract may be amended or benefits reduced pursuant to § </span><span class="s1c47bc1a-d3b8-4059-9f36-4b4896a6dac9DefaultParagraphFont">20:06:21:86 to:</span></p><p dir="ltr" class="s1c47bc1a-d3b8-4059-9f36-4b4896a6dac9Normal"><span xml:space="preserve" class="s1c47bc1a-d3b8-4059-9f36-4b4896a6dac9000001"> </span></p><p dir="ltr" class="s1c47bc1a-d3b8-4059-9f36-4b4896a6dac9Normal"><span xml:space="preserve" class="s1c47bc1a-d3b8-4059-9f36-4b4896a6dac9DefaultParagraphFont">    (1)  Reduce the nursing home benefit to less than one year;</span></p><p dir="ltr" class="s1c47bc1a-d3b8-4059-9f36-4b4896a6dac9Normal"><span xml:space="preserve" class="s1c47bc1a-d3b8-4059-9f36-4b4896a6dac9DefaultParagraphFont">    (2)  Reduce or delete benefits for assisted living in a manner not consistent with §§ </span><span xml:space="preserve" class="s1c47bc1a-d3b8-4059-9f36-4b4896a6dac9DefaultParagraphFont">20:06:21:50 and </span><span class="s1c47bc1a-d3b8-4059-9f36-4b4896a6dac9DefaultParagraphFont">20:06:21:51; or</span></p><p dir="ltr" class="s1c47bc1a-d3b8-4059-9f36-4b4896a6dac9Normal"><span xml:space="preserve" class="s1c47bc1a-d3b8-4059-9f36-4b4896a6dac9DefaultParagraphFont">    (3)  Reduce or delete benefits for home health care in a manner not consistent with § </span><span class="s1c47bc1a-d3b8-4059-9f36-4b4896a6dac9DefaultParagraphFont">20:06:21:46.</span></p><p dir="ltr" class="s1c47bc1a-d3b8-4059-9f36-4b4896a6dac9Normal"><span xml:space="preserve" class="s1c47bc1a-d3b8-4059-9f36-4b4896a6dac9000001"> </span></p><p dir="ltr" class="s1c47bc1a-d3b8-4059-9f36-4b4896a6dac9Normal"><span xml:space="preserve" class="s1c47bc1a-d3b8-4059-9f36-4b4896a6dac9DefaultParagraphFont">    A policy, certificate, or contract issued prior to </span><span xml:space="preserve" class="s1c47bc1a-d3b8-4059-9f36-4b4896a6dac9DefaultParagraphFont">July 1, 2007, may be exchanged by amendment or endorsement to become a long-term care partnership policy provided that the requirements of this chapter are met with the endorsed or amended policy. The endorsements or amendments must identify the policy, certificate, or contract as required by §§  </span><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:77"><span class="s1c47bc1a-d3b8-4059-9f36-4b4896a6dac9DefaultParagraphFont-000002">20:06:21:77</span></a><span xml:space="preserve" class="s1c47bc1a-d3b8-4059-9f36-4b4896a6dac9DefaultParagraphFont"> and </span><span class="s1c47bc1a-d3b8-4059-9f36-4b4896a6dac9DefaultParagraphFont">20:06:21:78.</span></p><p dir="ltr" class="s1c47bc1a-d3b8-4059-9f36-4b4896a6dac9Normal"><span xml:space="preserve" class="s1c47bc1a-d3b8-4059-9f36-4b4896a6dac9000001"> </span></p><p dir="ltr" class="s1c47bc1a-d3b8-4059-9f36-4b4896a6dac9Normal"><span xml:space="preserve" class="s1c47bc1a-d3b8-4059-9f36-4b4896a6dac9DefaultParagraphFont">    </span><span class="s1c47bc1a-d3b8-4059-9f36-4b4896a6dac9DefaultParagraphFont-000000">Source:</span><span xml:space="preserve" class="s1c47bc1a-d3b8-4059-9f36-4b4896a6dac9DefaultParagraphFont"> 33 SDR 230, effective </span><span xml:space="preserve" class="s1c47bc1a-d3b8-4059-9f36-4b4896a6dac9DefaultParagraphFont">July 2, 2007; 34 SDR 88, effective </span><span class="s1c47bc1a-d3b8-4059-9f36-4b4896a6dac9DefaultParagraphFont">September 10, 2007.</span></p><p dir="ltr" class="s1c47bc1a-d3b8-4059-9f36-4b4896a6dac9Normal"><span xml:space="preserve" class="s1c47bc1a-d3b8-4059-9f36-4b4896a6dac9DefaultParagraphFont">    </span><span class="s1c47bc1a-d3b8-4059-9f36-4b4896a6dac9DefaultParagraphFont-000000">General Authority:</span><span xml:space="preserve" class="s1c47bc1a-d3b8-4059-9f36-4b4896a6dac9DefaultParagraphFont"> SDCL </span><a href="https://sdlegislature.gov/Statutes?Statute=58-17B-4"><span class="s1c47bc1a-d3b8-4059-9f36-4b4896a6dac9DefaultParagraphFont-000002">58-17B-4</span></a><span class="s1c47bc1a-d3b8-4059-9f36-4b4896a6dac9DefaultParagraphFont">.</span></p><p dir="ltr" class="s1c47bc1a-d3b8-4059-9f36-4b4896a6dac9Normal"><span xml:space="preserve" class="s1c47bc1a-d3b8-4059-9f36-4b4896a6dac9DefaultParagraphFont">    </span><span class="s1c47bc1a-d3b8-4059-9f36-4b4896a6dac9DefaultParagraphFont-000000">Law Implemented:</span><span xml:space="preserve" class="s1c47bc1a-d3b8-4059-9f36-4b4896a6dac9DefaultParagraphFont"> SDCL </span><span xml:space="preserve" class="s1c47bc1a-d3b8-4059-9f36-4b4896a6dac9DefaultParagraphFont">28-6-38, </span><a href="https://sdlegislature.gov/Statutes?Statute=58-17B-4"><span class="s1c47bc1a-d3b8-4059-9f36-4b4896a6dac9DefaultParagraphFont-000002">58-17B-4</span></a><span class="s1c47bc1a-d3b8-4059-9f36-4b4896a6dac9DefaultParagraphFont">.</span></p><p dir="ltr" class="s1c47bc1a-d3b8-4059-9f36-4b4896a6dac9Normal"><span xml:space="preserve" class="s1c47bc1a-d3b8-4059-9f36-4b4896a6dac9000001"> </span></p></div></body></html>