<html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><title></title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s4e29ebb9-40d3-443c-a7d5-2b1ce9a77c9bNormal { text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s4e29ebb9-40d3-443c-a7d5-2b1ce9a77c9bDefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s4e29ebb9-40d3-443c-a7d5-2b1ce9a77c9bDefaultParagraphFont-000000 { color: #0000FF; font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s4e29ebb9-40d3-443c-a7d5-2b1ce9a77c9bDefaultParagraphFont-000001 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s4e29ebb9-40d3-443c-a7d5-2b1ce9a77c9bDefaultParagraphFont-000002 { color: #0000FF; font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s4e29ebb9-40d3-443c-a7d5-2b1ce9a77c9b000003 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s4e29ebb9-40d3-443c-a7d5-2b1ce9a77c9bNormal"><span xml:space="preserve" class="s4e29ebb9-40d3-443c-a7d5-2b1ce9a77c9bDefaultParagraphFont">    </span><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:103"><span class="s4e29ebb9-40d3-443c-a7d5-2b1ce9a77c9bDefaultParagraphFont-000000">20:06:21:103</span></a><span class="s4e29ebb9-40d3-443c-a7d5-2b1ce9a77c9bDefaultParagraphFont-000001">.  Additional rights.</span><span xml:space="preserve" class="s4e29ebb9-40d3-443c-a7d5-2b1ce9a77c9bDefaultParagraphFont"> Nothing contained in §§ </span><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:87"><span class="s4e29ebb9-40d3-443c-a7d5-2b1ce9a77c9bDefaultParagraphFont-000002">20:06:21:87</span></a><span xml:space="preserve" class="s4e29ebb9-40d3-443c-a7d5-2b1ce9a77c9bDefaultParagraphFont"> to </span><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:104"><span class="s4e29ebb9-40d3-443c-a7d5-2b1ce9a77c9bDefaultParagraphFont-000002">20:06:21:104</span></a><span class="s4e29ebb9-40d3-443c-a7d5-2b1ce9a77c9bDefaultParagraphFont">, inclusive, limits the ability of an insurer to assert any rights an insurer may have under the policy related to:</span></p><p dir="ltr" class="s4e29ebb9-40d3-443c-a7d5-2b1ce9a77c9bNormal"><span xml:space="preserve" class="s4e29ebb9-40d3-443c-a7d5-2b1ce9a77c9b000003"> </span></p><p dir="ltr" class="s4e29ebb9-40d3-443c-a7d5-2b1ce9a77c9bNormal"><span xml:space="preserve" class="s4e29ebb9-40d3-443c-a7d5-2b1ce9a77c9bDefaultParagraphFont">    (1)  An insured's misrepresentation;</span></p><p dir="ltr" class="s4e29ebb9-40d3-443c-a7d5-2b1ce9a77c9bNormal"><span xml:space="preserve" class="s4e29ebb9-40d3-443c-a7d5-2b1ce9a77c9bDefaultParagraphFont">    (2)  Changes in the insured's benefit eligibility; and</span></p><p dir="ltr" class="s4e29ebb9-40d3-443c-a7d5-2b1ce9a77c9bNormal"><span xml:space="preserve" class="s4e29ebb9-40d3-443c-a7d5-2b1ce9a77c9bDefaultParagraphFont">    (3)  Terms, conditions, and exclusions of the policy, other than failure to meet the benefit trigger.</span></p><p dir="ltr" class="s4e29ebb9-40d3-443c-a7d5-2b1ce9a77c9bNormal"><span xml:space="preserve" class="s4e29ebb9-40d3-443c-a7d5-2b1ce9a77c9b000003"> </span></p><p dir="ltr" class="s4e29ebb9-40d3-443c-a7d5-2b1ce9a77c9bNormal"><span xml:space="preserve" class="s4e29ebb9-40d3-443c-a7d5-2b1ce9a77c9bDefaultParagraphFont">    </span><span class="s4e29ebb9-40d3-443c-a7d5-2b1ce9a77c9bDefaultParagraphFont-000001">Source:</span><span xml:space="preserve" class="s4e29ebb9-40d3-443c-a7d5-2b1ce9a77c9bDefaultParagraphFont"> 36 SDR 209, effective July 1, 2010.</span></p><p dir="ltr" class="s4e29ebb9-40d3-443c-a7d5-2b1ce9a77c9bNormal"><span xml:space="preserve" class="s4e29ebb9-40d3-443c-a7d5-2b1ce9a77c9bDefaultParagraphFont">    </span><span class="s4e29ebb9-40d3-443c-a7d5-2b1ce9a77c9bDefaultParagraphFont-000001">General Authority:</span><span xml:space="preserve" class="s4e29ebb9-40d3-443c-a7d5-2b1ce9a77c9bDefaultParagraphFont"> SDCL </span><a href="https://sdlegislature.gov/Statutes?Statute=58-17B-4"><span class="s4e29ebb9-40d3-443c-a7d5-2b1ce9a77c9bDefaultParagraphFont-000002">58-17B-4</span></a><span class="s4e29ebb9-40d3-443c-a7d5-2b1ce9a77c9bDefaultParagraphFont">.</span></p><p dir="ltr" class="s4e29ebb9-40d3-443c-a7d5-2b1ce9a77c9bNormal"><span xml:space="preserve" class="s4e29ebb9-40d3-443c-a7d5-2b1ce9a77c9bDefaultParagraphFont">    </span><span class="s4e29ebb9-40d3-443c-a7d5-2b1ce9a77c9bDefaultParagraphFont-000001">Law Implemented:</span><span xml:space="preserve" class="s4e29ebb9-40d3-443c-a7d5-2b1ce9a77c9bDefaultParagraphFont"> SDCL </span><a href="https://sdlegislature.gov/Statutes?Statute=58-17B-4"><span class="s4e29ebb9-40d3-443c-a7d5-2b1ce9a77c9bDefaultParagraphFont-000002">58-17B-4</span></a><span class="s4e29ebb9-40d3-443c-a7d5-2b1ce9a77c9bDefaultParagraphFont">.</span></p><p dir="ltr" class="s4e29ebb9-40d3-443c-a7d5-2b1ce9a77c9bNormal"><span xml:space="preserve" class="s4e29ebb9-40d3-443c-a7d5-2b1ce9a77c9b000003"> </span></p></div></body></html>