<html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><title></title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s9d120e29-1d84-41c9-b6dd-81cd72fb209aNormal { text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s9d120e29-1d84-41c9-b6dd-81cd72fb209aDefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s9d120e29-1d84-41c9-b6dd-81cd72fb209aDefaultParagraphFont-000000 { color: #0000FF; font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s9d120e29-1d84-41c9-b6dd-81cd72fb209aDefaultParagraphFont-000001 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s9d120e29-1d84-41c9-b6dd-81cd72fb209aDefaultParagraphFont-000002 { color: #0000FF; font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s9d120e29-1d84-41c9-b6dd-81cd72fb209a000003 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } p.s9d120e29-1d84-41c9-b6dd-81cd72fb209aNormal-000004 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s9d120e29-1d84-41c9-b6dd-81cd72fb209aDefaultParagraphFont-000005 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s9d120e29-1d84-41c9-b6dd-81cd72fb209aNormal"><span xml:space="preserve" class="s9d120e29-1d84-41c9-b6dd-81cd72fb209aDefaultParagraphFont">    </span><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:108"><span class="s9d120e29-1d84-41c9-b6dd-81cd72fb209aDefaultParagraphFont-000000">20:06:21:108</span></a><span class="s9d120e29-1d84-41c9-b6dd-81cd72fb209aDefaultParagraphFont-000001">.  Violations.</span><span xml:space="preserve" class="s9d120e29-1d84-41c9-b6dd-81cd72fb209aDefaultParagraphFont"> The provisions of §§ </span><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:105"><span class="s9d120e29-1d84-41c9-b6dd-81cd72fb209aDefaultParagraphFont-000002">20:06:21:105</span></a><span xml:space="preserve" class="s9d120e29-1d84-41c9-b6dd-81cd72fb209aDefaultParagraphFont"> to </span><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:107"><span class="s9d120e29-1d84-41c9-b6dd-81cd72fb209aDefaultParagraphFont-000002">20:06:21:107</span></a><span class="s9d120e29-1d84-41c9-b6dd-81cd72fb209aDefaultParagraphFont">, inclusive, do not apply if the insurer has a reasonable basis supported by specific information that such claim was fraudulently submitted.</span></p><p dir="ltr" class="s9d120e29-1d84-41c9-b6dd-81cd72fb209aNormal"><span xml:space="preserve" class="s9d120e29-1d84-41c9-b6dd-81cd72fb209a000003"> </span></p><p dir="ltr" class="s9d120e29-1d84-41c9-b6dd-81cd72fb209aNormal"><span xml:space="preserve" class="s9d120e29-1d84-41c9-b6dd-81cd72fb209aDefaultParagraphFont">    Any violation of §§ </span><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:105"><span class="s9d120e29-1d84-41c9-b6dd-81cd72fb209aDefaultParagraphFont-000002">20:06:21:105</span></a><span xml:space="preserve" class="s9d120e29-1d84-41c9-b6dd-81cd72fb209aDefaultParagraphFont"> to </span><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:107"><span class="s9d120e29-1d84-41c9-b6dd-81cd72fb209aDefaultParagraphFont-000002">20:06:21:107</span></a><span xml:space="preserve" class="s9d120e29-1d84-41c9-b6dd-81cd72fb209aDefaultParagraphFont">, inclusive, by an insurer if committed flagrantly and in conscious disregard of provisions of §§ </span><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:87"><span class="s9d120e29-1d84-41c9-b6dd-81cd72fb209aDefaultParagraphFont-000002">20:06:21:87</span></a><span xml:space="preserve" class="s9d120e29-1d84-41c9-b6dd-81cd72fb209aDefaultParagraphFont"> to </span><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:107"><span class="s9d120e29-1d84-41c9-b6dd-81cd72fb209aDefaultParagraphFont-000002">20:06:21:107</span></a><span xml:space="preserve" class="s9d120e29-1d84-41c9-b6dd-81cd72fb209aDefaultParagraphFont">, inclusive, or with such frequency as to constitute a general business practice shall be considered a violation of SDCL </span><a href="https://sdlegislature.gov/Statutes?Statute=58-6-47"><span class="s9d120e29-1d84-41c9-b6dd-81cd72fb209aDefaultParagraphFont-000002">58-6-47</span></a><span class="s9d120e29-1d84-41c9-b6dd-81cd72fb209aDefaultParagraphFont">(3).</span></p><p dir="ltr" class="s9d120e29-1d84-41c9-b6dd-81cd72fb209aNormal"><span xml:space="preserve" class="s9d120e29-1d84-41c9-b6dd-81cd72fb209a000003"> </span></p><p dir="ltr" class="s9d120e29-1d84-41c9-b6dd-81cd72fb209aNormal"><span xml:space="preserve" class="s9d120e29-1d84-41c9-b6dd-81cd72fb209aDefaultParagraphFont">    </span><span class="s9d120e29-1d84-41c9-b6dd-81cd72fb209aDefaultParagraphFont-000001">Source:</span><span xml:space="preserve" class="s9d120e29-1d84-41c9-b6dd-81cd72fb209aDefaultParagraphFont"> 36 SDR 209, effective July 1, 2010.</span></p><p dir="ltr" class="s9d120e29-1d84-41c9-b6dd-81cd72fb209aNormal"><span xml:space="preserve" class="s9d120e29-1d84-41c9-b6dd-81cd72fb209aDefaultParagraphFont">    </span><span class="s9d120e29-1d84-41c9-b6dd-81cd72fb209aDefaultParagraphFont-000001">General Authority:</span><span xml:space="preserve" class="s9d120e29-1d84-41c9-b6dd-81cd72fb209aDefaultParagraphFont"> SDCL </span><a href="https://sdlegislature.gov/Statutes?Statute=58-17B-4"><span class="s9d120e29-1d84-41c9-b6dd-81cd72fb209aDefaultParagraphFont-000002">58-17B-4</span></a><span class="s9d120e29-1d84-41c9-b6dd-81cd72fb209aDefaultParagraphFont">.</span></p><p dir="ltr" class="s9d120e29-1d84-41c9-b6dd-81cd72fb209aNormal"><span xml:space="preserve" class="s9d120e29-1d84-41c9-b6dd-81cd72fb209aDefaultParagraphFont">    </span><span class="s9d120e29-1d84-41c9-b6dd-81cd72fb209aDefaultParagraphFont-000001">Law Implemented:</span><span xml:space="preserve" class="s9d120e29-1d84-41c9-b6dd-81cd72fb209aDefaultParagraphFont"> SDCL </span><a href="https://sdlegislature.gov/Statutes?Statute=58-17B-4"><span class="s9d120e29-1d84-41c9-b6dd-81cd72fb209aDefaultParagraphFont-000002">58-17B-4</span></a><span class="s9d120e29-1d84-41c9-b6dd-81cd72fb209aDefaultParagraphFont">.</span></p><p dir="ltr" class="s9d120e29-1d84-41c9-b6dd-81cd72fb209aNormal-000004"><span class="s9d120e29-1d84-41c9-b6dd-81cd72fb209aDefaultParagraphFont-000005"><br />&#x200e;</span><span xml:space="preserve" class="s9d120e29-1d84-41c9-b6dd-81cd72fb209a000003"> </span></p></div></body></html>