<html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><title></title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s41f934b9-f454-4c7e-8341-839e832d3c57P0 { margin-top: 0; margin-bottom: 0; margin-left: 0; margin-right: 0; text-indent: 0.00in; text-align: justify; background: white; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; } span.s41f934b9-f454-4c7e-8341-839e832d3c57C0 { color: black; background: white; font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s41f934b9-f454-4c7e-8341-839e832d3c57C0-000000 { color: #0000FF; background: white; font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s41f934b9-f454-4c7e-8341-839e832d3c57C0-000001 { color: black; background: white; font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s41f934b9-f454-4c7e-8341-839e832d3c57000002 { color: black; background: white; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s41f934b9-f454-4c7e-8341-839e832d3c57C0-000003 { color: #0000FF; background: white; font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s41f934b9-f454-4c7e-8341-839e832d3c57P0"><span xml:space="preserve" class="s41f934b9-f454-4c7e-8341-839e832d3c57C0">    </span><a href="https://sdlegislature.gov/Rules?Rule=20:06:10:30"><span class="s41f934b9-f454-4c7e-8341-839e832d3c57C0-000000">20:06:10:30</span></a><span class="s41f934b9-f454-4c7e-8341-839e832d3c57C0-000001">.  Life insurance buyer's guide.</span><span xml:space="preserve" class="s41f934b9-f454-4c7e-8341-839e832d3c57C0"> </span><span class="s41f934b9-f454-4c7e-8341-839e832d3c57C0">An insurer</span><span xml:space="preserve" class="s41f934b9-f454-4c7e-8341-839e832d3c57C0"> must use the National Association of Insurance Commissioners Life Insurance Buyer's Guide.</span></p><p dir="ltr" class="s41f934b9-f454-4c7e-8341-839e832d3c57P0"><span xml:space="preserve" class="s41f934b9-f454-4c7e-8341-839e832d3c57000002"> </span></p><p dir="ltr" class="s41f934b9-f454-4c7e-8341-839e832d3c57P0"><span xml:space="preserve" class="s41f934b9-f454-4c7e-8341-839e832d3c57C0">    </span><span class="s41f934b9-f454-4c7e-8341-839e832d3c57C0-000001">Source:</span><span xml:space="preserve" class="s41f934b9-f454-4c7e-8341-839e832d3c57C0"> 38 SDR 116, effective January 10, 2012</span><span class="s41f934b9-f454-4c7e-8341-839e832d3c57C0">; 52 SDR 66, effective January 1, 2025</span><span class="s41f934b9-f454-4c7e-8341-839e832d3c57C0">.</span></p><p dir="ltr" class="s41f934b9-f454-4c7e-8341-839e832d3c57P0"><span xml:space="preserve" class="s41f934b9-f454-4c7e-8341-839e832d3c57C0">    </span><span class="s41f934b9-f454-4c7e-8341-839e832d3c57C0-000001">General Authority:</span><span xml:space="preserve" class="s41f934b9-f454-4c7e-8341-839e832d3c57C0"> SDCL </span><a href="https://sdlegislature.gov/Statutes?Statute=58-33A-7"><span class="s41f934b9-f454-4c7e-8341-839e832d3c57C0-000003">58-33A-7</span></a><span xml:space="preserve" class="s41f934b9-f454-4c7e-8341-839e832d3c57C0">, </span><a href="https://sdlegislature.gov/Statutes?Statute=58-33A-9"><span class="s41f934b9-f454-4c7e-8341-839e832d3c57C0-000003">58-33A-9</span></a><span class="s41f934b9-f454-4c7e-8341-839e832d3c57C0">.</span></p><p dir="ltr" class="s41f934b9-f454-4c7e-8341-839e832d3c57P0"><span xml:space="preserve" class="s41f934b9-f454-4c7e-8341-839e832d3c57C0">    </span><span class="s41f934b9-f454-4c7e-8341-839e832d3c57C0-000001">Law Implemented:</span><span xml:space="preserve" class="s41f934b9-f454-4c7e-8341-839e832d3c57C0"> SDCL </span><a href="https://sdlegislature.gov/Statutes?Statute=58-33A-9"><span class="s41f934b9-f454-4c7e-8341-839e832d3c57C0-000003">58-33</span><span class="s41f934b9-f454-4c7e-8341-839e832d3c57C0-000003">A</span><span class="s41f934b9-f454-4c7e-8341-839e832d3c57C0-000003">-9</span></a><span class="s41f934b9-f454-4c7e-8341-839e832d3c57C0">.</span></p><p dir="ltr" class="s41f934b9-f454-4c7e-8341-839e832d3c57P0"><span xml:space="preserve" class="s41f934b9-f454-4c7e-8341-839e832d3c57000002"> </span></p><p dir="ltr" class="s41f934b9-f454-4c7e-8341-839e832d3c57P0"><span xml:space="preserve" class="s41f934b9-f454-4c7e-8341-839e832d3c57C0">    </span><span xml:space="preserve" class="s41f934b9-f454-4c7e-8341-839e832d3c57C0-000001">Reference: </span><span class="s41f934b9-f454-4c7e-8341-839e832d3c57C0-000001">Life Insurance Buyer s Guide</span><span class="s41f934b9-f454-4c7e-8341-839e832d3c57C0">, 2018 edition. Copies may be obtained from the National Association of Insurance Commissioners, 1100 Walnut Street, Ste. 1500, Kansas City, MO 64106-2197, (816) 783-8300; https://content.naic.org/sites/default/files/publication-lig-lp-consumer-life.pdf. Cost: $0.</span></p></div></body></html>