<html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><title></title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.sa98e10f3-754a-43d0-9a68-d9e5c94923daP0 { margin-top: 0; margin-bottom: 0; margin-left: 0; margin-right: 0; text-indent: 0.00in; text-align: left; background: white; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; } span.sa98e10f3-754a-43d0-9a68-d9e5c94923da000000 { color: black; background: white; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } p.sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000001 { margin-top: 0; margin-bottom: 0; margin-left: 0; margin-right: 0; text-indent: 0.00in; text-align: center; background: white; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; } span.sa98e10f3-754a-43d0-9a68-d9e5c94923daC0 { color: black; background: white; font-family: 'Times New Roman', 'serif'; font-size: 12pt; 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p.sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000006 { margin-top: 0; margin-bottom: 0; margin-left: 1.10in; margin-right: 0; text-indent: -1.10in; text-align: justify; background: white; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; } p.sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000007 { margin-top: 0; margin-bottom: 0; margin-left: 0; margin-right: 0; text-indent: 0.00in; text-align: justify; background: white; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; } </style></head><body><div><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0"><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923da000000"> </span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000001"><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0">CHAPTER </span><a href="https://sdlegislature.gov/Rules?Rule=20:06:21"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000002">20:06:21</span></a></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000001"><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923da000000"> </span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000001"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0">LONG-TERM CARE INSURANCE</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000001"><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923da000000"> </span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000001"><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923da000000"> </span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">Section</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:01"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:01</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Definitions.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:01.01"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:01.01</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">    Nature of care -- How defined.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:01.02"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:01.02</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">    Service providers -- How defined.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:01.03"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:01.03</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">    Long-term care insurance.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:01.04"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:01.04</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">    Similar policy forms.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:01.05"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:01.05</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">    Treatment of accelerated benefits in life insurance.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:01.06"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:01.06</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">    Claim and clean claim -- Defined.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:02"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:02</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Minimum standards for long-term care insurance policies.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:02.01"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:02.01</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">    Annuity policies with long-term care benefits subject to waiting period.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:03"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:03</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Renewability of group policies -- Required disclosures.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:04"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:04</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Permissible exclusions from coverage.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:05"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:05</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Loss ratios.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:05.01"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:05.01</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">    Relation of benefits to premium for accelerated death benefit on life insurance.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:06"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:06</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Cost-of-living adjustments -- Basis.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:06.01"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:06.01</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">    Cost-of-living adjustments -- Minimum standards.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:06.02"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:06.02</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">    Group cost-of-living adjustments -- Exceptions.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:06.03"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:06.03</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">    Cost-of-living adjustments -- Continuation of benefit increases.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:06.04"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:06.04</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">    Cost-of-living adjustments -- Automatic increases -- Conspicuous offer of constant premium.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:06.05"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:06.05</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">    Cost-of-living adjustments -- Rejection by policyholder.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:07"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:07</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Applicability of rules to long-term care insurance riders.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:08"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:08</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        "Medically necessary" defined.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:09"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:09</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Basis for conversion of coverage from group defined.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:10"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:10</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Converted policy from group defined.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:11"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:11</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Converted policy from group -- Time allowed for written application.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:12"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:12</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Converted policy from group -- Calculation of policy premium.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:13"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:13</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Continuation or conversion is mandatory -- Exceptions.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:14"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:14</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Converted policy from group to individual -- Reduction of benefits -- Exception.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:15"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:15</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Converted policy from group -- Benefits payable.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:16"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:16</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Converted policy from group -- Eligibility for coverage of relatives.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:17"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:17</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Converted policy from group -- Managed care plan defined.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:18"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:18</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Discontinuance and replacement of a group policy.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:19"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:19</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Premium increase prohibitions.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:20"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:20</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Lapse or termination notice required.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:21"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:21</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Lapse or termination for payment through payroll or pension deduction plan.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:22"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:22</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Lapse or termination for nonpayment of premium.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:23"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:23</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Disclosure of renewability.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:24"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:24</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Disclosure of payment of benefits based on certain standards.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:25"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:25</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Disclosure of limitations on preexisting conditions.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:26"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:26</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Disclosure of other limitations or conditions on eligibility for benefits.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:26.01"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:26.01</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">    Notice to claimants -- Temporary leave.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:27"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:27</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Outline of coverage.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:28"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:28</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Outline of coverage -- Standard format.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:28.01"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:28.01</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">    Applications -- Questions about replacement.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:29"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:29</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Replacement notices.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:30"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:30</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Filing requirements for advertising -- Exemption.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:31"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:31</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Standards for marketing -- Requirements.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:32"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:32</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Standards for marketing -- Prohibited practices.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:33"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:33</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Standards for marketing -- Associations.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:34"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:34</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Extension of benefits.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:35"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:35</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Basis for continuation or conversion from group coverage required.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:36"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:36</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Basis for continuation of coverage from group defined.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:37"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:37</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Reinstatement.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:38"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:38</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Disclosure of riders and endorsements.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:39"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:39</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Disclosure of tax consequences.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:40"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:40</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Applications -- Health and medication questions.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:41"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:41</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Applications -- Notice about incorrect answers.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:42"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:42</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Policies -- Notice about incorrect answers on applications.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:43"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:43</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Elderly applicants -- Required information.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:44"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:44</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Applications -- Delivery.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:44.01"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:44.01</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">    Repealed.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:45"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:45</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Records of rescissions -- Maintaining and filing records.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:46"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:46</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Minimum standards for home health and community care benefits.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:47"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:47</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Policy summary for individual life insurance policy containing long-term care benefits.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:48"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:48</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Monthly report to policyholder.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:49"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:49</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Incontestability period.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:50"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:50</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Assisted living center or facility defined.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:51"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:51</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Assisted living centers -- Minimum benefit standards.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:52"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:52</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Reporting requirements for insurers.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:53"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:53</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Appropriateness of recommended purchase or replacement.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:53.01"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:53.01</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">    Suitability standards.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:53.02"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:53.02</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">    Suitability -- Long-term care insurance personal worksheet.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:53.03"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:53.03</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">    Suitability -- Response letter.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:53.04"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:53.04</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">    Suitability -- Policies not included.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:53.05"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:53.05</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">    Suitability -- Overinsurance.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:54"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:54</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Requirement to deliver shopper's guide.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:55"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:55</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Standards for benefit triggers.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:56"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:56</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Additional standards for benefit triggers for qualified long-term care insurance contracts.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:57"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:57</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Nonforfeiture benefits.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:58"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:58</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Nonforfeiture benefit requirement.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:59"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:59</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Electronic enrollment for group policies.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:60"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:60</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Required disclosure of rating practices to consumers -- Rate stabilization.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:61"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:61</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Initial filing requirements.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:62"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:62</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Reserve standards.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:63"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:63</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Premium rate schedule increases -- Notice of pending increase.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:64"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:64</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Premium rate schedule increase requirements.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:65"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:65</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Premium rate schedule increases -- Review by the director</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:66"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:66</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Premium rate schedule increases -- Adverse lapsation.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:67"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:67</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Premium rate schedule increases -- Policies to which does not apply.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:68"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:68</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Premium rate schedule increases -- Group insurance policies.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:69"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:69</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Premium rate schedule increases -- Adoption of rules.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:70"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:70</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Premium rate schedule increases -- Exceptional increases.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:71"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:71</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Permitted compensation arrangements.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:72"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:72</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Disclosure to applicant for a claim denial.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:73"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:73</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Providers in a different state.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:74"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:74</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        </span><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">Producer</span><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004"> training required to market long-term care plans.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:74.01"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:74.01</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">    Long-term care plan training topics for producers.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:75"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:75</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Insurers required to verify agent training and maintain records.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:76"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:76</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Long-term care partnership policies -- Inflation protection requirements.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:77"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:77</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Long-term care partnership policies -- Required policy disclosures.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:78"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:78</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Long-term care partnership policies -- Filing requirements.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:79"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:79</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Long-term care -- Minimum benefit requirements.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:80"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:80</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Long-term care partnership policies -- Policy amendments.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:81"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:81</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Long-term care policies -- Policy amendments.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:82"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:82</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Availability of new services or providers.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:83"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:83</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Policies issued considered exchanges.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:84"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:84</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Policies offered through employers, labor unions, and associations.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:85"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:85</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Applicability of new provider or service requirements.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:86"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:86</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Right to reduce coverage and lower premiums.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:87"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:87</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Authorized representative.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:88"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:88</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Notice to insured.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:89"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:89</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Internal appeal.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:90"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:90</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Internal appeal notice requirements.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:91"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:91</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Independent review of benefit trigger determination.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:92"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:92</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Independent review process.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:93"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:93</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Additional appeal information.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:94"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:94</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Independent review notification.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:95"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:95</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Independent review organization selection.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:96"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:96</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Review of information.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:97"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:97</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Additional information to independent review.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:98"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:98</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Process if determination overturned.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:99"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:99</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Review decision requirements.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:100"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:100</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Acceptance of state certification.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:101"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:101</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Certification of long-term care insurance independent review organizations.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:102"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:102</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Maintenance of records and reporting obligations by independent review organizations.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:103"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:103</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Additional rights.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:104"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:104</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Applicability.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:105"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:105</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Payment of clean claim.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:106"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:106</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Claim timeframes.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:107"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:107</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Unpaid claims.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000003"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:108"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000005">20:06:21:108</span></a><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004">        Violations.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000006"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:0A">Appendix A</a>    Outline of Coverage.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000006"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:0B">Appendix B</a>    Replacement of Individual Accident and Sickness or Long-Term Care Coverage.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000006"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:0C">Appendix C</a>    Replacement of Accident and Sickness or Long-Term Care Coverage.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000006"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:0D">Appendix D</a>    Rescission Reporting Form.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000007"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:0E">Appendix E</a>    Personal Worksheet.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000007"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:0F">Appendix F</a>    Disclosure Form.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000007"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:0G">Appendix G</a>    Response Letter.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000007"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:0H">Appendix H</a>    Sample Claims Denial Format.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000007"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:0I">Appendix I</a>    Potential Rate Increase Disclosure Form.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000007"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:0J">Appendix J</a>    Replacement and Lapse Reporting Form.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000007"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:0K">Appendix K</a>    Partnership Disclosure Form.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000007"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:0L">Appendix L</a>    Partnership Certification Form.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000007"><span class="sa98e10f3-754a-43d0-9a68-d9e5c94923daC0-000004"><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:0M">Appendix M</a>    Guidelines for Long-Term Care Independent Review Entities.</span></p><p dir="ltr" class="sa98e10f3-754a-43d0-9a68-d9e5c94923daP0-000007"><span xml:space="preserve" class="sa98e10f3-754a-43d0-9a68-d9e5c94923da000000"> </span></p></div></body></html>