<html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><title></title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s81cdf69f-14c3-4884-85c1-13ffb82ea883Normal { text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s81cdf69f-14c3-4884-85c1-13ffb82ea883DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s81cdf69f-14c3-4884-85c1-13ffb82ea883DefaultParagraphFont-000000 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s81cdf69f-14c3-4884-85c1-13ffb82ea883000001 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s81cdf69f-14c3-4884-85c1-13ffb82ea883DefaultParagraphFont-000002 { color: #0000FF; font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s81cdf69f-14c3-4884-85c1-13ffb82ea883Normal"><span xml:space="preserve" class="s81cdf69f-14c3-4884-85c1-13ffb82ea883DefaultParagraphFont">    </span><span class="s81cdf69f-14c3-4884-85c1-13ffb82ea883DefaultParagraphFont-000000">20:06:21:06.03.  Cost-of-living adjustments -- Continuation of benefit increases.</span><span xml:space="preserve" class="s81cdf69f-14c3-4884-85c1-13ffb82ea883DefaultParagraphFont"> Inflation protection benefit increases under a policy which contains such benefits shall continue without regard to an insured's age, claim status, or claim history or the length of time the person has been insured under the policy.</span></p><p dir="ltr" class="s81cdf69f-14c3-4884-85c1-13ffb82ea883Normal"><span xml:space="preserve" class="s81cdf69f-14c3-4884-85c1-13ffb82ea883000001"> </span></p><p dir="ltr" class="s81cdf69f-14c3-4884-85c1-13ffb82ea883Normal"><span xml:space="preserve" class="s81cdf69f-14c3-4884-85c1-13ffb82ea883DefaultParagraphFont">    </span><span class="s81cdf69f-14c3-4884-85c1-13ffb82ea883DefaultParagraphFont-000000">Source:</span><span xml:space="preserve" class="s81cdf69f-14c3-4884-85c1-13ffb82ea883DefaultParagraphFont"> 22 SDR 97, effective </span><span class="s81cdf69f-14c3-4884-85c1-13ffb82ea883DefaultParagraphFont">December 18, 1995.</span></p><p dir="ltr" class="s81cdf69f-14c3-4884-85c1-13ffb82ea883Normal"><span xml:space="preserve" class="s81cdf69f-14c3-4884-85c1-13ffb82ea883DefaultParagraphFont">    </span><span class="s81cdf69f-14c3-4884-85c1-13ffb82ea883DefaultParagraphFont-000000">General Authority:</span><span xml:space="preserve" class="s81cdf69f-14c3-4884-85c1-13ffb82ea883DefaultParagraphFont"> SDCL </span><a href="https://sdlegislature.gov/Statutes?Statute=58-17B-13.1"><span class="s81cdf69f-14c3-4884-85c1-13ffb82ea883DefaultParagraphFont-000002">58-17B-13.1</span></a><span class="s81cdf69f-14c3-4884-85c1-13ffb82ea883DefaultParagraphFont">.</span></p><p dir="ltr" class="s81cdf69f-14c3-4884-85c1-13ffb82ea883Normal"><span xml:space="preserve" class="s81cdf69f-14c3-4884-85c1-13ffb82ea883DefaultParagraphFont">    </span><span class="s81cdf69f-14c3-4884-85c1-13ffb82ea883DefaultParagraphFont-000000">Law Implemented:</span><span xml:space="preserve" class="s81cdf69f-14c3-4884-85c1-13ffb82ea883DefaultParagraphFont"> SDCL </span><a href="https://sdlegislature.gov/Statutes?Statute=58-17B-13"><span class="s81cdf69f-14c3-4884-85c1-13ffb82ea883DefaultParagraphFont-000002">58-17B-13</span></a><span class="s81cdf69f-14c3-4884-85c1-13ffb82ea883DefaultParagraphFont">.</span></p><p dir="ltr" class="s81cdf69f-14c3-4884-85c1-13ffb82ea883Normal"><span xml:space="preserve" class="s81cdf69f-14c3-4884-85c1-13ffb82ea883000001"> </span></p></div></body></html>