<html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><title></title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s4a562794-4c85-468e-a382-f5a5267760ceNormal { text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s4a562794-4c85-468e-a382-f5a5267760ceDefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s4a562794-4c85-468e-a382-f5a5267760ceDefaultParagraphFont-000000 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s4a562794-4c85-468e-a382-f5a5267760ceDefaultParagraphFont-000001 { color: #0000FF; font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s4a562794-4c85-468e-a382-f5a5267760ce000002 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s4a562794-4c85-468e-a382-f5a5267760ceNormal"><span xml:space="preserve" class="s4a562794-4c85-468e-a382-f5a5267760ceDefaultParagraphFont">    </span><span class="s4a562794-4c85-468e-a382-f5a5267760ceDefaultParagraphFont-000000">20:06:21:09.  Basis for conversion of coverage from group defined.</span><span xml:space="preserve" class="s4a562794-4c85-468e-a382-f5a5267760ceDefaultParagraphFont"> For the purposes of §§ </span><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:09"><span class="s4a562794-4c85-468e-a382-f5a5267760ceDefaultParagraphFont-000001">20:06:21:09</span></a><span xml:space="preserve" class="s4a562794-4c85-468e-a382-f5a5267760ceDefaultParagraphFont"> to </span><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:17"><span class="s4a562794-4c85-468e-a382-f5a5267760ceDefaultParagraphFont-000001">20:06:21:17</span></a><span class="s4a562794-4c85-468e-a382-f5a5267760ceDefaultParagraphFont">, inclusive, a basis for conversion of coverage means a policy provision that entitles an individual, under the following conditions, to the issuance, without evidence of insurability, of a converted policy by the insurer under whose group policy the insured is covered:</span></p><p dir="ltr" class="s4a562794-4c85-468e-a382-f5a5267760ceNormal"><span xml:space="preserve" class="s4a562794-4c85-468e-a382-f5a5267760ce000002"> </span></p><p dir="ltr" class="s4a562794-4c85-468e-a382-f5a5267760ceNormal"><span xml:space="preserve" class="s4a562794-4c85-468e-a382-f5a5267760ceDefaultParagraphFont">    (1)  The individual's coverage under the group policy would otherwise terminate or has been terminated for any reason, including discontinuance of the group policy in its entirety or for an insured class; and</span></p><p dir="ltr" class="s4a562794-4c85-468e-a382-f5a5267760ceNormal"><span xml:space="preserve" class="s4a562794-4c85-468e-a382-f5a5267760ce000002"> </span></p><p dir="ltr" class="s4a562794-4c85-468e-a382-f5a5267760ceNormal"><span xml:space="preserve" class="s4a562794-4c85-468e-a382-f5a5267760ceDefaultParagraphFont">    (2)  The individual has been continuously insured under the group policy and any group policy that it replaced, for at least six months immediately preceding termination.</span></p><p dir="ltr" class="s4a562794-4c85-468e-a382-f5a5267760ceNormal"><span xml:space="preserve" class="s4a562794-4c85-468e-a382-f5a5267760ce000002"> </span></p><p dir="ltr" class="s4a562794-4c85-468e-a382-f5a5267760ceNormal"><span xml:space="preserve" class="s4a562794-4c85-468e-a382-f5a5267760ceDefaultParagraphFont">    </span><span class="s4a562794-4c85-468e-a382-f5a5267760ceDefaultParagraphFont-000000">Source:</span><span xml:space="preserve" class="s4a562794-4c85-468e-a382-f5a5267760ceDefaultParagraphFont"> 22 SDR 97, effective </span><span class="s4a562794-4c85-468e-a382-f5a5267760ceDefaultParagraphFont">December 18, 1995.</span></p><p dir="ltr" class="s4a562794-4c85-468e-a382-f5a5267760ceNormal"><span xml:space="preserve" class="s4a562794-4c85-468e-a382-f5a5267760ceDefaultParagraphFont">    </span><span class="s4a562794-4c85-468e-a382-f5a5267760ceDefaultParagraphFont-000000">General Authority:</span><span xml:space="preserve" class="s4a562794-4c85-468e-a382-f5a5267760ceDefaultParagraphFont"> SDCL </span><a href="https://sdlegislature.gov/Statutes?Statute=58-17B-4"><span class="s4a562794-4c85-468e-a382-f5a5267760ceDefaultParagraphFont-000001">58-17B-4</span></a><span class="s4a562794-4c85-468e-a382-f5a5267760ceDefaultParagraphFont">.</span></p><p dir="ltr" class="s4a562794-4c85-468e-a382-f5a5267760ceNormal"><span xml:space="preserve" class="s4a562794-4c85-468e-a382-f5a5267760ceDefaultParagraphFont">    </span><span class="s4a562794-4c85-468e-a382-f5a5267760ceDefaultParagraphFont-000000">Law Implemented:</span><span xml:space="preserve" class="s4a562794-4c85-468e-a382-f5a5267760ceDefaultParagraphFont"> SDCL </span><a href="https://sdlegislature.gov/Statutes?Statute=58-17B-5.1"><span class="s4a562794-4c85-468e-a382-f5a5267760ceDefaultParagraphFont-000001">58-17B-5.1</span></a><span class="s4a562794-4c85-468e-a382-f5a5267760ceDefaultParagraphFont">.</span></p><p dir="ltr" class="s4a562794-4c85-468e-a382-f5a5267760ceNormal"><span xml:space="preserve" class="s4a562794-4c85-468e-a382-f5a5267760ce000002"> </span></p></div></body></html>