<html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><title></title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s6653e6ab-2426-41b5-95cf-fa7d96f47310Normal { text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s6653e6ab-2426-41b5-95cf-fa7d96f47310DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s6653e6ab-2426-41b5-95cf-fa7d96f47310DefaultParagraphFont-000000 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s6653e6ab-2426-41b5-95cf-fa7d96f47310DefaultParagraphFont-000001 { color: #0000FF; font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s6653e6ab-2426-41b5-95cf-fa7d96f47310000002 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s6653e6ab-2426-41b5-95cf-fa7d96f47310Normal"><span xml:space="preserve" class="s6653e6ab-2426-41b5-95cf-fa7d96f47310DefaultParagraphFont">    </span><span class="s6653e6ab-2426-41b5-95cf-fa7d96f47310DefaultParagraphFont-000000">20:06:21:22.  Lapse or termination for nonpayment of premium.</span><span xml:space="preserve" class="s6653e6ab-2426-41b5-95cf-fa7d96f47310DefaultParagraphFont"> An individual long-term care policy or certificate may not lapse or be terminated for nonpayment of premium unless the insurer, at least 30 days before the effective date of the lapse or termination, has given notice to the insured and to those persons designated pursuant to § </span><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:20"><span class="s6653e6ab-2426-41b5-95cf-fa7d96f47310DefaultParagraphFont-000001">20:06:21:20</span></a><span xml:space="preserve" class="s6653e6ab-2426-41b5-95cf-fa7d96f47310DefaultParagraphFont"> at the address provided by the insured for purposes of receiving notice of lapse or termination. Notice shall be given by first class United States mail, postage prepaid. Notice may not be given until 30 days after a premium is due and unpaid. Notice is considered given five days after the date of mailing.</span></p><p dir="ltr" class="s6653e6ab-2426-41b5-95cf-fa7d96f47310Normal"><span xml:space="preserve" class="s6653e6ab-2426-41b5-95cf-fa7d96f47310000002"> </span></p><p dir="ltr" class="s6653e6ab-2426-41b5-95cf-fa7d96f47310Normal"><span xml:space="preserve" class="s6653e6ab-2426-41b5-95cf-fa7d96f47310DefaultParagraphFont">    </span><span class="s6653e6ab-2426-41b5-95cf-fa7d96f47310DefaultParagraphFont-000000">Source:</span><span xml:space="preserve" class="s6653e6ab-2426-41b5-95cf-fa7d96f47310DefaultParagraphFont"> 22 SDR 97, effective </span><span class="s6653e6ab-2426-41b5-95cf-fa7d96f47310DefaultParagraphFont">December 18, 1995.</span></p><p dir="ltr" class="s6653e6ab-2426-41b5-95cf-fa7d96f47310Normal"><span xml:space="preserve" class="s6653e6ab-2426-41b5-95cf-fa7d96f47310DefaultParagraphFont">    </span><span class="s6653e6ab-2426-41b5-95cf-fa7d96f47310DefaultParagraphFont-000000">General Authority:</span><span xml:space="preserve" class="s6653e6ab-2426-41b5-95cf-fa7d96f47310DefaultParagraphFont"> SDCL </span><a href="https://sdlegislature.gov/Statutes?Statute=58-17B-4"><span class="s6653e6ab-2426-41b5-95cf-fa7d96f47310DefaultParagraphFont-000001">58-17B-4</span></a><span class="s6653e6ab-2426-41b5-95cf-fa7d96f47310DefaultParagraphFont">.</span></p><p dir="ltr" class="s6653e6ab-2426-41b5-95cf-fa7d96f47310Normal"><span xml:space="preserve" class="s6653e6ab-2426-41b5-95cf-fa7d96f47310DefaultParagraphFont">    </span><span class="s6653e6ab-2426-41b5-95cf-fa7d96f47310DefaultParagraphFont-000000">Law Implemented:</span><span xml:space="preserve" class="s6653e6ab-2426-41b5-95cf-fa7d96f47310DefaultParagraphFont"> SDCL </span><a href="https://sdlegislature.gov/Statutes?Statute=58-17B-5"><span class="s6653e6ab-2426-41b5-95cf-fa7d96f47310DefaultParagraphFont-000001">58-17B-5</span></a><span class="s6653e6ab-2426-41b5-95cf-fa7d96f47310DefaultParagraphFont">.</span></p><p dir="ltr" class="s6653e6ab-2426-41b5-95cf-fa7d96f47310Normal"><span xml:space="preserve" class="s6653e6ab-2426-41b5-95cf-fa7d96f47310000002"> </span></p></div></body></html>