<html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><title></title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s62e906e5-67a0-4b0e-879d-09fd75e3ff3aNormal { text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s62e906e5-67a0-4b0e-879d-09fd75e3ff3aDefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s62e906e5-67a0-4b0e-879d-09fd75e3ff3aDefaultParagraphFont-000000 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s62e906e5-67a0-4b0e-879d-09fd75e3ff3a000001 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s62e906e5-67a0-4b0e-879d-09fd75e3ff3aDefaultParagraphFont-000002 { color: #0000FF; font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s62e906e5-67a0-4b0e-879d-09fd75e3ff3aNormal"><span xml:space="preserve" class="s62e906e5-67a0-4b0e-879d-09fd75e3ff3aDefaultParagraphFont">    </span><span class="s62e906e5-67a0-4b0e-879d-09fd75e3ff3aDefaultParagraphFont-000000">20:06:21:24.  Disclosure of payment of benefits based on certain standards.</span><span xml:space="preserve" class="s62e906e5-67a0-4b0e-879d-09fd75e3ff3aDefaultParagraphFont"> A long-term care insurance policy which provides for the payment of benefits based on standards described as "usual and customary," "reasonable and customary," or similar words must include a definition of the terms and an explanation of the terms in its accompanying outline of coverage.</span></p><p dir="ltr" class="s62e906e5-67a0-4b0e-879d-09fd75e3ff3aNormal"><span xml:space="preserve" class="s62e906e5-67a0-4b0e-879d-09fd75e3ff3a000001"> </span></p><p dir="ltr" class="s62e906e5-67a0-4b0e-879d-09fd75e3ff3aNormal"><span xml:space="preserve" class="s62e906e5-67a0-4b0e-879d-09fd75e3ff3aDefaultParagraphFont">    </span><span class="s62e906e5-67a0-4b0e-879d-09fd75e3ff3aDefaultParagraphFont-000000">Source:</span><span xml:space="preserve" class="s62e906e5-67a0-4b0e-879d-09fd75e3ff3aDefaultParagraphFont"> 22 SDR 97, effective </span><span class="s62e906e5-67a0-4b0e-879d-09fd75e3ff3aDefaultParagraphFont">December 18, 1995.</span></p><p dir="ltr" class="s62e906e5-67a0-4b0e-879d-09fd75e3ff3aNormal"><span xml:space="preserve" class="s62e906e5-67a0-4b0e-879d-09fd75e3ff3aDefaultParagraphFont">    </span><span class="s62e906e5-67a0-4b0e-879d-09fd75e3ff3aDefaultParagraphFont-000000">General Authority:</span><span xml:space="preserve" class="s62e906e5-67a0-4b0e-879d-09fd75e3ff3aDefaultParagraphFont"> SDCL </span><a href="https://sdlegislature.gov/Statutes?Statute=58-17B-4"><span class="s62e906e5-67a0-4b0e-879d-09fd75e3ff3aDefaultParagraphFont-000002">58-17B-4</span></a><span class="s62e906e5-67a0-4b0e-879d-09fd75e3ff3aDefaultParagraphFont">.</span></p><p dir="ltr" class="s62e906e5-67a0-4b0e-879d-09fd75e3ff3aNormal"><span xml:space="preserve" class="s62e906e5-67a0-4b0e-879d-09fd75e3ff3aDefaultParagraphFont">    </span><span class="s62e906e5-67a0-4b0e-879d-09fd75e3ff3aDefaultParagraphFont-000000">Law Implemented:</span><span xml:space="preserve" class="s62e906e5-67a0-4b0e-879d-09fd75e3ff3aDefaultParagraphFont"> SDCL </span><a href="https://sdlegislature.gov/Statutes?Statute=58-17B-10"><span class="s62e906e5-67a0-4b0e-879d-09fd75e3ff3aDefaultParagraphFont-000002">58-17B-10</span></a><span class="s62e906e5-67a0-4b0e-879d-09fd75e3ff3aDefaultParagraphFont">.</span></p><p dir="ltr" class="s62e906e5-67a0-4b0e-879d-09fd75e3ff3aNormal"><span xml:space="preserve" class="s62e906e5-67a0-4b0e-879d-09fd75e3ff3a000001"> </span></p></div></body></html>