<html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><title></title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.sc2afa71a-7e0e-449b-9a32-baa5a6b65184Normal { text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.sc2afa71a-7e0e-449b-9a32-baa5a6b65184DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.sc2afa71a-7e0e-449b-9a32-baa5a6b65184DefaultParagraphFont-000000 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.sc2afa71a-7e0e-449b-9a32-baa5a6b65184DefaultParagraphFont-000001 { color: #0000FF; font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.sc2afa71a-7e0e-449b-9a32-baa5a6b65184000002 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="sc2afa71a-7e0e-449b-9a32-baa5a6b65184Normal"><span xml:space="preserve" class="sc2afa71a-7e0e-449b-9a32-baa5a6b65184DefaultParagraphFont">    </span><span class="sc2afa71a-7e0e-449b-9a32-baa5a6b65184DefaultParagraphFont-000000">20:06:21:53.  Appropriateness of recommended purchase or replacement.</span><span xml:space="preserve" class="sc2afa71a-7e0e-449b-9a32-baa5a6b65184DefaultParagraphFont"> In recommending the purchase or replacement of a long-term care insurance policy or certificate, an agent must make a reasonable effort to determine the appropriateness of a recommended purchase or replacement. The provisions of §§ </span><a href="https://sdlegislature.gov/Rules?Rule=20:06:13:43.01"><span class="sc2afa71a-7e0e-449b-9a32-baa5a6b65184DefaultParagraphFont-000001">20:06:13:43.01</span></a><span xml:space="preserve" class="sc2afa71a-7e0e-449b-9a32-baa5a6b65184DefaultParagraphFont"> and </span><a href="https://sdlegislature.gov/Rules?Rule=20:06:13:43.02"><span class="sc2afa71a-7e0e-449b-9a32-baa5a6b65184DefaultParagraphFont-000001">20:06:13:43.02</span></a><span xml:space="preserve" class="sc2afa71a-7e0e-449b-9a32-baa5a6b65184DefaultParagraphFont"> apply to this chapter.</span></p><p dir="ltr" class="sc2afa71a-7e0e-449b-9a32-baa5a6b65184Normal"><span xml:space="preserve" class="sc2afa71a-7e0e-449b-9a32-baa5a6b65184000002"> </span></p><p dir="ltr" class="sc2afa71a-7e0e-449b-9a32-baa5a6b65184Normal"><span xml:space="preserve" class="sc2afa71a-7e0e-449b-9a32-baa5a6b65184DefaultParagraphFont">    </span><span class="sc2afa71a-7e0e-449b-9a32-baa5a6b65184DefaultParagraphFont-000000">Source:</span><span xml:space="preserve" class="sc2afa71a-7e0e-449b-9a32-baa5a6b65184DefaultParagraphFont"> 23 SDR 55, effective </span><span class="sc2afa71a-7e0e-449b-9a32-baa5a6b65184DefaultParagraphFont">October 20, 1996.</span></p><p dir="ltr" class="sc2afa71a-7e0e-449b-9a32-baa5a6b65184Normal"><span xml:space="preserve" class="sc2afa71a-7e0e-449b-9a32-baa5a6b65184DefaultParagraphFont">    </span><span class="sc2afa71a-7e0e-449b-9a32-baa5a6b65184DefaultParagraphFont-000000">General Authority:</span><span xml:space="preserve" class="sc2afa71a-7e0e-449b-9a32-baa5a6b65184DefaultParagraphFont"> SDCL </span><a href="https://sdlegislature.gov/Statutes?Statute=58-17B-4"><span class="sc2afa71a-7e0e-449b-9a32-baa5a6b65184DefaultParagraphFont-000001">58-17B-4</span></a><span class="sc2afa71a-7e0e-449b-9a32-baa5a6b65184DefaultParagraphFont">.</span></p><p dir="ltr" class="sc2afa71a-7e0e-449b-9a32-baa5a6b65184Normal"><span xml:space="preserve" class="sc2afa71a-7e0e-449b-9a32-baa5a6b65184DefaultParagraphFont">    </span><span class="sc2afa71a-7e0e-449b-9a32-baa5a6b65184DefaultParagraphFont-000000">Law Implemented:</span><span xml:space="preserve" class="sc2afa71a-7e0e-449b-9a32-baa5a6b65184DefaultParagraphFont"> SDCL </span><a href="https://sdlegislature.gov/Statutes?Statute=58-17B-4"><span class="sc2afa71a-7e0e-449b-9a32-baa5a6b65184DefaultParagraphFont-000001">58-17B-4</span></a><span xml:space="preserve" class="sc2afa71a-7e0e-449b-9a32-baa5a6b65184DefaultParagraphFont">, </span><a href="https://sdlegislature.gov/Statutes?Statute=58-17B-5.1"><span class="sc2afa71a-7e0e-449b-9a32-baa5a6b65184DefaultParagraphFont-000001">58-17B-5.1</span></a><span class="sc2afa71a-7e0e-449b-9a32-baa5a6b65184DefaultParagraphFont">.</span></p><p dir="ltr" class="sc2afa71a-7e0e-449b-9a32-baa5a6b65184Normal"><span xml:space="preserve" class="sc2afa71a-7e0e-449b-9a32-baa5a6b65184000002"> </span></p></div></body></html>