<html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><title></title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2fc93474-b9e9-4ac8-aaba-def4d3697cf7Normal { text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s2fc93474-b9e9-4ac8-aaba-def4d3697cf7DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2fc93474-b9e9-4ac8-aaba-def4d3697cf7DefaultParagraphFont-000000 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2fc93474-b9e9-4ac8-aaba-def4d3697cf7DefaultParagraphFont-000001 { color: #0000FF; font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2fc93474-b9e9-4ac8-aaba-def4d3697cf7000002 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2fc93474-b9e9-4ac8-aaba-def4d3697cf7Normal"><span xml:space="preserve" class="s2fc93474-b9e9-4ac8-aaba-def4d3697cf7DefaultParagraphFont">    </span><span class="s2fc93474-b9e9-4ac8-aaba-def4d3697cf7DefaultParagraphFont-000000">20:06:21:53.04.  Suitability -- Policies not included.</span><span xml:space="preserve" class="s2fc93474-b9e9-4ac8-aaba-def4d3697cf7DefaultParagraphFont"> Sections </span><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:53.01"><span class="s2fc93474-b9e9-4ac8-aaba-def4d3697cf7DefaultParagraphFont-000001">20:06:21:53.01</span></a><span xml:space="preserve" class="s2fc93474-b9e9-4ac8-aaba-def4d3697cf7DefaultParagraphFont"> to </span><a href="https://sdlegislature.gov/Rules?Rule=20:06:21:53.03"><span class="s2fc93474-b9e9-4ac8-aaba-def4d3697cf7DefaultParagraphFont-000001">20:06:21:53.03</span></a><span class="s2fc93474-b9e9-4ac8-aaba-def4d3697cf7DefaultParagraphFont">, inclusive, do not apply to life insurance policies that accelerate benefits for long-term care.</span></p><p dir="ltr" class="s2fc93474-b9e9-4ac8-aaba-def4d3697cf7Normal"><span xml:space="preserve" class="s2fc93474-b9e9-4ac8-aaba-def4d3697cf7000002"> </span></p><p dir="ltr" class="s2fc93474-b9e9-4ac8-aaba-def4d3697cf7Normal"><span xml:space="preserve" class="s2fc93474-b9e9-4ac8-aaba-def4d3697cf7DefaultParagraphFont">    </span><span class="s2fc93474-b9e9-4ac8-aaba-def4d3697cf7DefaultParagraphFont-000000">Source:</span><span xml:space="preserve" class="s2fc93474-b9e9-4ac8-aaba-def4d3697cf7DefaultParagraphFont"> 28 SDR 157, effective </span><span class="s2fc93474-b9e9-4ac8-aaba-def4d3697cf7DefaultParagraphFont">May 19, 2002.</span></p><p dir="ltr" class="s2fc93474-b9e9-4ac8-aaba-def4d3697cf7Normal"><span xml:space="preserve" class="s2fc93474-b9e9-4ac8-aaba-def4d3697cf7DefaultParagraphFont">    </span><span class="s2fc93474-b9e9-4ac8-aaba-def4d3697cf7DefaultParagraphFont-000000">General Authority:</span><span xml:space="preserve" class="s2fc93474-b9e9-4ac8-aaba-def4d3697cf7DefaultParagraphFont"> SDCL </span><a href="https://sdlegislature.gov/Statutes?Statute=58-17B-4"><span class="s2fc93474-b9e9-4ac8-aaba-def4d3697cf7DefaultParagraphFont-000001">58-17B-4</span></a><span class="s2fc93474-b9e9-4ac8-aaba-def4d3697cf7DefaultParagraphFont">.</span></p><p dir="ltr" class="s2fc93474-b9e9-4ac8-aaba-def4d3697cf7Normal"><span xml:space="preserve" class="s2fc93474-b9e9-4ac8-aaba-def4d3697cf7DefaultParagraphFont">    </span><span class="s2fc93474-b9e9-4ac8-aaba-def4d3697cf7DefaultParagraphFont-000000">Law Implemented:</span><span xml:space="preserve" class="s2fc93474-b9e9-4ac8-aaba-def4d3697cf7DefaultParagraphFont"> SDCL </span><a href="https://sdlegislature.gov/Statutes?Statute=58-17B-4"><span class="s2fc93474-b9e9-4ac8-aaba-def4d3697cf7DefaultParagraphFont-000001">58-17B-4</span></a><span class="s2fc93474-b9e9-4ac8-aaba-def4d3697cf7DefaultParagraphFont">.</span></p><p dir="ltr" class="s2fc93474-b9e9-4ac8-aaba-def4d3697cf7Normal"><span xml:space="preserve" class="s2fc93474-b9e9-4ac8-aaba-def4d3697cf7000002"> </span></p></div></body></html>