<html> <head> <title>Rule 20:10:08:04 Means of establishing credit.</title> <META NAME="Keywords" Content="Administrative Rules 20:10:08:04"> <META NAME="Description" Content="Administrative Rules 20:10:08:04 Means of establishing credit."> <meta name=Generator content="Microsoft Office HTML Filter 2.0"> <meta http-equiv=Content-Type content="text/html; charset=windows-1252"> <meta name=Originator content="Microsoft Word 10"> <style> <!-- --> </style> </head> <body lang=EN-US> <div> <p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <b>20:10:08:04.&nbsp;&nbsp;Means of establishing credit.</b> A telecommunications company shall determine the credit standing of an applicant for service based on the information about the applicant's prior telecommunications bill payment history if the applicant has had service before or based on toll charges reasonably traced to the applicant but placed from the telephone of another if the applicant has not had service before. Such information shall be the major factor in decisions regarding satisfactory or unsatisfactory credit and deposit amounts. If an applicant for service has no telecommunications credit history, the telecommunications company may, with notice to the applicant, determine the credit standing of the applicant based on other information about the applicant's other utility bill payments or credit history, including reports from consumer reporting agencies subject to the federal Fair Credit Reporting Act, 15 U.S.C. §&nbsp;1681 et seq (October 26, 1970). The telecommunications company may use employment information to verify names and past addresses of a service applicant.</p> <p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <b>Source:</b> SL 1975, ch 16, §&nbsp;1; 9 SDR 55, effective November 7, 1982; 12 SDR 85, effective November 24, 1985; 12 SDR 151, 12 SDR 155, effective July 1, 1986; 21 SDR 81, effective November 3, 1994.</p> <p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <b>General Authority:</b>SDCL <A HREF="/statutes/DisplayStatute.aspx?Type=Statute&Statute=49-31-5">49-31-5.</A></p> <p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <b>Law Implemented:</b>SDCL <A HREF="/statutes/DisplayStatute.aspx?Type=Statute&Statute=49-31-5">49-31-5.</A></p> </div> </body> </html>