<html> <head> <title>Rule 20:10:19:01 Nondiscriminatory credit policy required.</title> <META NAME="Keywords" Content="Administrative Rules 20:10:19:01"> <META NAME="Description" Content="Administrative Rules 20:10:19:01 Nondiscriminatory credit policy required."> <meta name=Generator content="Microsoft Office HTML Filter 2.0"> <meta http-equiv=Content-Type content="text/html; charset=windows-1252"> <meta name=Originator content="Microsoft Word 10"> <style> <!-- --> </style> </head> <body lang=EN-US> <div> <p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <b>20:10:19:01.&nbsp;&nbsp;Nondiscriminatory credit policy required.</b> Each utility in the state shall fairly, and without discrimination, administer a credit policy which is easily understandable and which extends gas and electric service to as many South Dakotans as possible. The essential ingredient in each utility's administration of its credit policy, as explained in this chapter, is the equitable and indiscriminate application of that policy to all applicants for service and customers without regard to the economic character of the area or any part thereof. The credit&nbsp; policy shall be based upon the credit risk of the individual as evidenced by the individual's past experiences with residential gas and electric purchases without regard to the collective credit reputation of the area in which the individual lives and without regard to any of the traditional means for establishing credit such as home ownership or friendly relations with a bank.</p> <p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <b>Source:</b> 3 SDR 2, effective July 19, 1976; 12 SDR 86, effective November 24, 1985; 12 SDR 151, 12 SDR 155, effective July 1, 1986.</p> <p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <b>General Authority:</b>SDCL <A HREF="/statutes/DisplayStatute.aspx?Type=Statute&Statute=49-34A-4">49-34A-4.</A></p> <p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <b>Law Implemented:</b>SDCL <A HREF="/statutes/DisplayStatute.aspx?Type=Statute&Statute=49-34A-3">49-34A-3</A>, <A HREF="/statutes/DisplayStatute.aspx?Type=Statute&Statute=49-34A-4">49-34A-4</A>, <A HREF="/statutes/DisplayStatute.aspx?Type=Statute&Statute=49-34A-27">49-34A-27.</A></p> </div> </body> </html>