<html> <head> <title>Rule 20:06:39:19 Guaranteed issue -- Effective date of coverage.</title> <META NAME="Keywords" Content="Administrative Rules 20:06:39:19"> <META NAME="Description" Content="Administrative Rules 20:06:39:19 Guaranteed issue -- Effective date of coverage."> <meta name=Generator content="Microsoft Office HTML Filter 2.0"> <meta http-equiv=Content-Type content="text/html; charset=windows-1252"> <meta name=Originator content="Microsoft Word 10"> <style> <!-- --> </style> </head> <body lang=EN-US> <div> <p><b>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 20:06:39:19.&nbsp;&nbsp;Guaranteed issue -- Effective date of coverage.</b> Upon receipt of an application for any major medical coverage subject to SDCL <A HREF="/statutes/DisplayStatute.aspx?Type=Statute&Statute=58-17-66">58-17-66</A> to <A HREF="/statutes/DisplayStatute.aspx?Type=Statute&Statute=58-17-87">58-17-87</A>, inclusive, from an individual eligible under SDCL 58-17-85, whether or not the product applied for is on a guaranteed issue basis, the carrier must issue the policy with an effective date corresponding to the date of the application. If an eligible person makes the application prior to the actual date of termination of existing creditable coverage, the carrier may issue the coverage with an effective date coinciding with the termination date of the creditable coverage.</p> <p><b>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Source:</b> 25 SDR 13, effective August 13, 1998.</p> <p><b>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; General Authority:</b> SDCL <A HREF="/statutes/DisplayStatute.aspx?Type=Statute&Statute=58-17-85">58-17-85</A>, <A HREF="/statutes/DisplayStatute.aspx?Type=Statute&Statute=58-17-87">58-17-87(14).</A></p> <p><b>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Law Implemented:</b> SDCL <A HREF="/statutes/DisplayStatute.aspx?Type=Statute&Statute=58-17-85">58-17-85</A>, <A HREF="/statutes/DisplayStatute.aspx?Type=Statute&Statute=58-17-87">58-17-87(14).</A></p> <p><b>&nbsp;</b></p> </div> </body> </html>