<html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 32-40-16 - Exclusions permitted in personal motor vehicle insurance policies. </title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2055364Normal { text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s2055364SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2055364CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2055364Normal-000000 { text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s2055364DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } p.s2055364Normal-000001 { margin-left: 0.70in; text-indent: -0.45in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-right: 0; margin-bottom: .001pt; } span.s2055364000002 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2055364SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2055364SCL-000003 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } body { text-decoration-skip-ink: none; } </style></head><body><div><p dir="ltr" class="s2055364Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=32-40-16"><span class="s2055364SENU">32-40-16</span></a><span xml:space="preserve" class="s2055364SENU">. </span><span class="s2055364CL">Exclusions permitted in personal motor vehicle insurance policies.</span></p><p dir="ltr" class="s2055364Normal-000000"><span class="s2055364DefaultParagraphFont">Any insurer that writes motor vehicle insurance in this state may exclude any coverage afforded under the policy issued to an owner or operator of a personal vehicle for any loss or injury that occurs while a driver is logged on to a transportation network company's digital network or while a driver provides a prearranged ride. This right to exclude all coverage may apply to any coverage included in a motor vehicle insurance policy including:</span></p><p dir="ltr" class="s2055364Normal-000001"><span class="s2055364DefaultParagraphFont">(1)    Liability coverage for bodily injury and property damage;</span></p><p dir="ltr" class="s2055364Normal-000001"><span class="s2055364DefaultParagraphFont">(2)    Personal injury protection coverage;</span></p><p dir="ltr" class="s2055364Normal-000001"><span class="s2055364DefaultParagraphFont">(3)    Uninsured and underinsured motorist coverage;</span></p><p dir="ltr" class="s2055364Normal-000001"><span class="s2055364DefaultParagraphFont">(4)    Medical payments coverage;</span></p><p dir="ltr" class="s2055364Normal-000001"><span class="s2055364DefaultParagraphFont">(5)    Comprehensive physical damage coverage; and</span></p><p dir="ltr" class="s2055364Normal-000001"><span class="s2055364DefaultParagraphFont">(6)    Collision physical damage coverage.</span></p><p dir="ltr" class="s2055364Normal"><span xml:space="preserve" class="s2055364000002"> </span></p><p dir="ltr" class="s2055364Normal"><span class="s2055364SCL">Source:</span><span xml:space="preserve" class="s2055364SCL-000003"> SL 2016, ch 167, § 16.</span></p></div></body></html>