<html xmlns="http://www.w3.org/1999/xhtml" lang="en-US"><head><meta charset="UTF-8"><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 57A-3-421 - Collection costs and expenses--Liability of issuer of dishonored check.</title><meta name="Generator" content="PowerTools for Open XML"><style>span { white-space: pre-wrap; } p.se403b11e216040db8055b1a7bf078d84Normal { text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.se403b11e216040db8055b1a7bf078d84SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.se403b11e216040db8055b1a7bf078d84CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.se403b11e216040db8055b1a7bf078d84Statute { text-indent: 0.50in; text-align: justify; 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font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.se403b11e216040db8055b1a7bf078d84SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } body { text-decoration-skip-ink: none; } </style><meta name="viewport" content="width=device-width, initial-scale=1"><meta name="twitter:card" content="summary"><meta property="og:title" content="SD 57A-3-421 - Collection costs and expenses--Liability of issuer of dishonored check."><meta property="og:description" content="SDLRC Codified Law 57A-3-421 - Collection costs and expenses--Liability of issuer of dishonored check."><meta property="og:type" content="website"><meta property="og:url" content="https://sdlegislature.gov/Statutes/57A-3-421"><meta property="og:image" content="https://lawmakerdocuments.blob.core.usgovcloudapi.net/photos/logoshape.webp"><meta property="og:site_name" content="South Dakota Legislature"></head><body><div><p dir="ltr" class="se403b11e216040db8055b1a7bf078d84Normal"><a href="https://sdlegislature.gov/Statutes?Statute=57A-3-421" rel="noopener"><span class="se403b11e216040db8055b1a7bf078d84SENU">57A-3-421</span></a><span xml:space="preserve" class="se403b11e216040db8055b1a7bf078d84SENU">. </span><span class="se403b11e216040db8055b1a7bf078d84CL">Collection costs and expenses--Liability of issuer of dishonored check.</span></p><p dir="ltr" class="se403b11e216040db8055b1a7bf078d84Statute"><span class="se403b11e216040db8055b1a7bf078d84DefaultParagraphFont">If a merchant or place of business conspicuously posts a notice on its premises or if a merchant or place of business regularly extends credit and prints a notice on its customer statements of such size and location as to be conspicuous, stating that a fee will be assessed against returned checks, any person who issues a check or other draft to the merchant or place of business that is not honored for any of the following reasons upon presentment is liable for all reasonable costs and expenses of collection:</span></p><p dir="ltr" class="se403b11e216040db8055b1a7bf078d84StatuteNumber1"><span class="se403b11e216040db8055b1a7bf078d84DefaultParagraphFont">(1)    The drawer's account is closed;</span></p><p dir="ltr" class="se403b11e216040db8055b1a7bf078d84StatuteNumber1"><span class="se403b11e216040db8055b1a7bf078d84DefaultParagraphFont">(2)    The drawer's account does not have sufficient funds; or</span></p><p dir="ltr" class="se403b11e216040db8055b1a7bf078d84StatuteNumber1"><span class="se403b11e216040db8055b1a7bf078d84DefaultParagraphFont">(3)    The drawer does not have sufficient credit with the drawee.</span></p><p dir="ltr" class="se403b11e216040db8055b1a7bf078d84Statute"><span class="se403b11e216040db8055b1a7bf078d84DefaultParagraphFont">The costs and expenses provided for in this section are reasonable if they do not exceed sixty dollars plus any applicable sales tax.</span></p><p dir="ltr" class="se403b11e216040db8055b1a7bf078d84Normal"><span xml:space="preserve" class="se403b11e216040db8055b1a7bf078d84000000"> </span></p><p dir="ltr" class="se403b11e216040db8055b1a7bf078d84NoIndent"><span xml:space="preserve" class="se403b11e216040db8055b1a7bf078d84DefaultParagraphFont-000001">Source: </span><span class="se403b11e216040db8055b1a7bf078d84SCL">SL 1983, ch 368, § 1; SL 1986, ch 171, § 2; SL 1991, ch 396; SDCL § 57A-3-420; SL 2001, ch 260, § 1; SL 2007, ch 284, § 1; SL 2024, ch 199, § 1.</span></p></div></body></html>