<html xmlns="http://www.w3.org/1999/xhtml" lang="en-US"><head><meta charset="UTF-8"><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML"><style>span { white-space: pre-wrap; } p.s5d7f7ec7c2a047da88c9a26512e19f1dNormal { text-align: center; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s5d7f7ec7c2a047da88c9a26512e19f1dHG4 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s5d7f7ec7c2a047da88c9a26512e19f1dHG4C { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } p.s5d7f7ec7c2a047da88c9a26512e19f1dNormal-000000 { text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s5d7f7ec7c2a047da88c9a26512e19f1d000001 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } p.s5d7f7ec7c2a047da88c9a26512e19f1dB { margin-left: 1.38in; text-indent: -1.38in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-right: 0; margin-bottom: .001pt; } </style><meta name="viewport" content="width=device-width, initial-scale=1"><meta name="twitter:card" content="summary"><meta property="og:title" content="SD 58-33 - UNFAIR TRADE PRACTICES"><meta property="og:description" content="SDLRC Codified Law 58-33 - UNFAIR TRADE PRACTICES"><meta property="og:type" content="website"><meta property="og:url" content="https://sdlegislature.gov/Statutes/58-33"><meta property="og:image" content="https://lawmakerdocuments.blob.core.usgovcloudapi.net/photos/logoshape.webp"><meta property="og:site_name" content="South Dakota Legislature"></head><body><div><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dNormal"><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dHG4">CHAPTER </span><a href="https://sdlegislature.gov/Statutes?Statute=58-33" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33</span></a></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dNormal"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dHG4C">UNFAIR TRADE PRACTICES</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dNormal-000000"><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1d000001"> </span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-1" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-1</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Purposes of chapter.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-2" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-2</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Unfair method or deceptive act as misdemeanor.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-3" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-3</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Acts constituting unfair methods of competition and unfair or deceptive practices.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-4" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-4</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Use of misleading name as misdemeanor.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-5" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-5</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Misrepresentation or false advertising of policies as misdemeanor.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-5.1" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-5.1</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Rules to promote proper disclosure of terms and conditions of life insurance policies.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-6" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-6</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    False information or advertising as misdemeanor.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-7" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-7</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Defamation as misdemeanor.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-8" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-8</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Twisting as misdemeanor.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-9" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-9</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    False entry with intent to deceive--Omission of true entry--Misdemeanor.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-10" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-10</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    False financial statement as misdemeanor.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-11" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-11</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Stock operations and advisory board contracts as inducement--Misdemeanor.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-12" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-12</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Unfair discrimination as misdemeanor--Life insurance and annuities.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-12.1" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-12.1</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Blindness as basis for life insurance termination, modification or refusal--Unfair practice.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-13" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-13</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Unfair discrimination as misdemeanor--Health insurance.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-13.1" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-13.1</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Sex or marital status discrimination prohibited--Exceptions.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-13.2" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-13.2</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Definition of sex or marital status discrimination terms.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-13.3" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-13.3</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Domestic violence victim discrimination prohibited.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-14" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-14</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Rebate as misdemeanor--Life, disability and annuity contracts.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-15" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-15</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Insurance not to be used to induce purchases of commodities or services--Misdemeanor.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-16" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-16</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Credit life insurance permitted as inducement for purchases.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-17" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-17</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Bonus to policyholder from accumulated surplus on life or annuity policy not discrimination or rebate.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-18" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-18</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Allowance to industrial policyholder for making payments to office of insurer permitted.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-19" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-19</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Readjustment of premium rate permitted for group policy based on loss or expense experience.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-20" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-20</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Reduction of premium rate permitted for large policies.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-21" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-21</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Reduced rate permitted for life or health insurance policies or annuity contracts on payroll deduction plan.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-22" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-22</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Increase in health insurance benefits by maintaining policy in force permitted.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-23" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-23</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Life insurance benefits paid to beneficiary--Payment to tradesman or businessman as misdemeanor--Use of life insurance to pay costs of funeral--Fraternal benefit societies.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-24" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-24</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Rebate, discount, or special advantage as misdemeanor--Exception.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-25" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-25</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Acceptance by insured of rebate, discount or special advantage as misdemeanor.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-26" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-26</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Unfair discrimination as to terms and conditions of insurance as misdemeanor.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-27" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-27</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Compensation to insurance producers permitted--Allowance or return of dividends, savings, or unabsorbed premium deposits permitted.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-28" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-28</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    </span><a href="https://sdlegislature.gov/Statutes?Statute=58-33-28" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-28</span></a><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">, 58-33-29. Repealed by SL 1979, ch 341, §§ 9, 10</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-30" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-30</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Provisions not applicable to life or health insurance or annuities.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-31" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-31</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Favored insurance producer or insurer as misdemeanor.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-32" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-32</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Boycott, coercion, or intimidation as misdemeanor.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-33" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-33</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Interlocking ownership or management permitted.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-34" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-34</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Directorship in two or more insurers permitted.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-35" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-35</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Collection of premium for insurance not provided as misdemeanor.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-36" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-36</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Illegal dealing in premiums and improper charges as misdemeanors.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-37" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-37</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    False application as misdemeanor--False claim or proof of loss as misdemeanor or felony.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-37.1" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-37.1</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Aggregation of false claims or applications committed pursuant to one course of conduct.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-38" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-38</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Undefined unfair or deceptive practice--Findings by director.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-39" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-39</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Action to restrain violation found by director--Record of hearing received in evidence.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-40" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-40</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Cease and desist order of director.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-41" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-41</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Appeal from director's order.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-42" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-42</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Finality of cease and desist order--Appeal by intervener.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-43" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-43</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Affirmance of order of director--Order of court for obedience.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-44" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-44</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Liabilities and penalties not relieved by director's or court order.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-45" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-45</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Violation of desist order as misdemeanor.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-46" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-46</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Imposition of penalty not prevented by cease and desist order.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-46.1" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-46.1</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Civil action for damages resulting from unfair or prohibited act--Attorneys' fees.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-47" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-47</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Process against unauthorized insurers for false advertising--Purpose of provisions.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-48" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-48</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Definition of terms.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-49" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-49</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Unlawful advertising by unauthorized insurer as misdemeanor--Notice to insurance supervisory official of domiciliary state.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-50" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-50</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Action by director on failure of insurer to cease false advertising after notice.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-51" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-51</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Acts constituting appointment of director as process agent.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-52" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-52</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Service of process on director, copies delivered--Mailing of copy to defendant.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-53" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-53</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Service of process on agent of insurer.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-54" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-54</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Additional method of service of process and notice.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-55" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-55</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Waiting period before entry of default order or judgment.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-56" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-56</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Liberal construction of process provisions.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-57" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-57</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Severability of provisions.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-58" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-58</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Citation of provisions for process against unauthorized insurers for false advertising.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-59" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-59</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Cancellation of insurance--Definitions.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-60" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-60</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Notice of cancellation required--Time--Contents.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-61" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-61</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Grounds for cancellation.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-62" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-62</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Complaint of violation to division--Determination of reasonableness--Hearing.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-63" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-63</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Reinstatement and money penalty for violation.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-64" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-64</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Immunity from liability for statements concerning cancellation.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-65" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-65</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Automobile policies exempt.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-65.1" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-65.1</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Private remedy or right of action prohibited.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-66" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-66</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Unfair or deceptive insurance practices.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-67" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-67</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Unfair or deceptive practices in dealing with insured.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-68" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-68</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Factors considered in determining action taken against violator--Failure to remedy situation--Administrative action.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-69" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-69</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    No private right of action.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-70" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-70</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Definitions--Aftermarket crash parts.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-71" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-71</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Use of nonoriginal equipment manufacturer's aftermarket crash parts to repair vehicle--Consumer to be advised in writing--Estimate and disclosure document.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-72" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-72</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    </span><a href="https://sdlegislature.gov/Statutes?Statute=58-33-72" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-72</span></a><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">, 58-33-73. Repealed by SL 2014, ch 242, §§ 1, 2.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-74" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-74</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Gifts for advertising or promotional programs.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-75" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-75</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Definitions.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-76" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-76</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Notification of suspected fraud.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-77" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-77</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Accessibility of information relevant to suspected fraud--Types of information.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-78" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-78</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Time limit on information to and from authorized agency.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-79" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-79</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Liability of supplier of information.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-80" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-80</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Liability of those who supply information or testify as to fraud.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-81" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-81</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Notification to policyholder of request for information.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-82" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-82</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Confidentiality of information regarding suspected fraud--Testimony by authorized agency personnel.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-83" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-83</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Refund of unearned life and health insurance premiums on canceled policy--Exceptions.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-84" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-84</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Refund of unearned life and health insurance premiums on canceled policy due to death of insured--Exceptions.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-85" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-85</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Health insurers prohibited from denying enrollment of dependent child on certain grounds.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-86" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-86</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Prohibitions against a health insurer from using information pertaining to medical assistance eligibility.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-87" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-87</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Payments of health insurance benefits for medical assistance recipients.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-88" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-88</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Health insurance for dependent child through noncustodial parent's insurer.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-89" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-89</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Reporting regulatory activities and complaint handling.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-90" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-90</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Sale of securities by unregistered insurance producer prohibited.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-91" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-91</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Sale of unregistered securities by insurance producer prohibited.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-92" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-92</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Sale of unregistered business opportunity by insurance producer prohibited.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-93" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-93</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Definitions relating to multiple employer welfare arrangements.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-94" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-94</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Acts constituting transaction of insurance business in or from state.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-95" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-95</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Transacting of insurance defined.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-96" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-96</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Unauthorized health insurance defined.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-97" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-97</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Exclusions from unauthorized health insurance.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-98" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-98</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Notification of division required concerning unauthorized health insurance product--Review of division website--Stop loss insurers.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-99" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-99</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Circumstances in which licensee should know product is unauthorized health insurance.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-100" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-100</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Confidentiality of notifications--Use of information in legal and regulatory actions.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-101" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-101</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Disclosure of information to agencies of other states or federal government--Conditions--Immunity from civil liability.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-102" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-102</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Due diligence investigation required of insurance producer before offering health benefit plan.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-103" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-103</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Due diligence investigation required of insurance producer before submitting stop loss policy application for health benefit plan.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-104" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-104</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Due diligence investigation required of third party administrator before entering into any administrative contract for health benefit plan.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-105" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-105</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Due diligence investigation required of insurer before issuing stop loss policy for health benefit plan.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-106" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-106</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Requirements for engaging in transacting of insurance by issuing stop loss policy.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-107" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-107</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Written disclosures required before issuing contract for stop loss policy.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-108" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-108</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Due diligence investigation required of preferred provider organization before contracting with offeror or provider of health benefit plan.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-109" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-109</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Defenses available to person who acts according to written advice of MEWA contact.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-110" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-110</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Circumstances mitigating violation of §§ </span><a href="https://sdlegislature.gov/Statutes?Statute=58-33-102" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-102</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont"> to </span><a href="https://sdlegislature.gov/Statutes?Statute=58-33-108" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-108</span></a><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-111" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-111</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Due diligence not required with respect to unassisted health benefit plan where not engaged in transacting of insurance.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-112" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-112</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Documented supervision procedures and controls.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-113" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-113</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Continuing education--Summary of supervision procedures and controls.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-114" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-114</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Suspension or revocation of registration of preferred provider organization for violation--Other action to assure future compliance.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-115" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-115</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Inapplicability to joint powers agreements.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-116" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-116</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Inapplicability to arrangements not issued to person in state or solicited in state.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-117" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-117</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Definitions.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-118" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-118</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Solicitation or sale of life insurance or annuity to active duty service member.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-119" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-119</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Certain solicitations and sales excluded.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-120" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-120</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Education of members of armed forces in accordance with Department of Defense instruction permitted.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-121" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-121</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Certain advertisements and marketing exempt--Face-to-face meetings not exempt.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-122" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-122</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Life insurance solicitation practices on military installation considered false, misleading, deceptive, or unfair.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-123" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-123</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Insurer practices using armed forces personnel or programs considered false, misleading, deceptive, or unfair.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-124" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-124</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Additional practices using personnel, services, or programs of the armed forces or depository institutions considered false, misleading, deceptive, or unfair.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-125" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-125</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Misleading as to endorsement, sponsorship, or recommendation by armed forces or government agency considered false, misleading, deceptive, or unfair.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-126" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-126</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Using the credited interest rate as net return or misrepresenting mortality costs considered false, misleading, deceptive, or unfair.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-127" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-127</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Practices regarding Servicemembers' Group Life Insurance or Veterans' Group Life Insurance considered false, misleading, deceptive, or unfair.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-128" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-128</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Certain disclosure practices considered false, misleading, deceptive, or unfair.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-129" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-129</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Certain additional life insurance sales practices considered false, misleading, deceptive, or unfair.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-130" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-130</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Promulgation of rules.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-131" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-131</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Employer insurance assistance program defined.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-132" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-132</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Construction with statutes regarding rebates, discounts, and special advantages.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-133" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-133</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Employer insurance assistance program offerings to be in writing--Certain monetary payments prohibited.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-134" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-134</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Promulgation of rules for employer insurance assistance programs.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-135" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-135</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Unfair or deceptive practices by pharmacy benefits manager.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-136" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-136</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Value-added products or services not discriminatory--Description.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-137" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-137</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Value-added product or service--Permitted as pilot or testing program--Notice to division.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-138" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-138</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Value-added product or service--Permitted raffles or drawings described.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-139" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-139</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Inducement and certain language in advertising prohibited.</span></p><p dir="ltr" class="s5d7f7ec7c2a047da88c9a26512e19f1dB"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-140" rel="noopener"><span class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">58-33-140</span></a><span xml:space="preserve" class="s5d7f7ec7c2a047da88c9a26512e19f1dDefaultParagraphFont">    Value-added product or service--Promulgation of rules.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076630Normal { margin-top: 0; margin-bottom: 0; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076630SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076630CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076630Normal-000000 { margin-top: 0; margin-bottom: 0; text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076630DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076630000001 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076630SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076630SCL-000002 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076630Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-1"><span class="s2076630SENU">58-33-1</span></a><span xml:space="preserve" class="s2076630SENU">. </span><span class="s2076630CL">Purposes of chapter.</span></p><p dir="ltr" class="s2076630Normal-000000"><span class="s2076630DefaultParagraphFont">The purpose of this chapter is to regulate trade practices in the business of insurance in accordance with the intent of Congress as expressed in the act of Congress of March 9, 1945, (Public Law 15, 79th Congress, ch. 20, 50 U.S. Stat. at Large 33), by defining, or providing for determination of, all such practices in this state which constitute unfair methods of competition or unfair or deceptive acts or practices and by prohibiting the trade practices so defined or determined.</span></p><p dir="ltr" class="s2076630Normal"><span xml:space="preserve" class="s2076630000001"> </span></p><p dir="ltr" class="s2076630Normal"><span class="s2076630SCL">Source:</span><span xml:space="preserve" class="s2076630SCL-000002"> SL 1966, ch 111, ch 13, § 1.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076631Normal { margin-top: 0; margin-bottom: 0; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076631SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076631CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076631Normal-000000 { margin-top: 0; margin-bottom: 0; text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076631DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076631000001 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076631SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076631SCL-000002 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076631Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-2"><span class="s2076631SENU">58-33-2</span></a><span xml:space="preserve" class="s2076631SENU">. </span><span class="s2076631CL">Unfair method or deceptive act as misdemeanor.</span></p><p dir="ltr" class="s2076631Normal-000000"><span class="s2076631DefaultParagraphFont">No person shall engage in this state in any trade practice which is defined in this chapter as, or determined pursuant to this chapter to be, an unfair method of competition or an unfair or deceptive act or practice in the business of insurance. Violation of this section is a Class 2 misdemeanor.</span></p><p dir="ltr" class="s2076631Normal"><span xml:space="preserve" class="s2076631000001"> </span></p><p dir="ltr" class="s2076631Normal"><span class="s2076631SCL">Source:</span><span xml:space="preserve" class="s2076631SCL-000002"> SL 1966, ch 111, ch 13, § 2; SL 1978, ch 359, § 2.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076632Normal { margin-top: 0; margin-bottom: 0; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076632SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076632CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076632Normal-000000 { margin-top: 0; margin-bottom: 0; text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076632DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076632000001 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076632SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076632SCL-000002 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076632Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-3"><span class="s2076632SENU">58-33-3</span></a><span xml:space="preserve" class="s2076632SENU">. </span><span class="s2076632CL">Acts constituting unfair methods of competition and unfair or deceptive practices.</span></p><p dir="ltr" class="s2076632Normal-000000"><span xml:space="preserve" class="s2076632DefaultParagraphFont">The following are hereby defined as unfair methods of competition and unfair and deceptive acts or practices in the business of insurance, viz: The commission of any one or more of the acts prohibited by §§ </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-4"><span class="s2076632DefaultParagraphFont">58-33-4</span></a><span xml:space="preserve" class="s2076632DefaultParagraphFont"> to </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-37"><span class="s2076632DefaultParagraphFont">58-33-37</span></a><span class="s2076632DefaultParagraphFont">, inclusive.</span></p><p dir="ltr" class="s2076632Normal"><span xml:space="preserve" class="s2076632000001"> </span></p><p dir="ltr" class="s2076632Normal"><span class="s2076632SCL">Source:</span><span xml:space="preserve" class="s2076632SCL-000002"> SL 1966, ch 111, ch 13, § 3.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076633Normal { margin-top: 0; margin-bottom: 0; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076633SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076633CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076633Normal-000000 { margin-top: 0; margin-bottom: 0; text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076633DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076633000001 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076633SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076633SCL-000002 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076633Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-4"><span class="s2076633SENU">58-33-4</span></a><span xml:space="preserve" class="s2076633SENU">. </span><span class="s2076633CL">Use of misleading name as misdemeanor.</span></p><p dir="ltr" class="s2076633Normal-000000"><span class="s2076633DefaultParagraphFont">No person who is not an insurer shall assume or use any name which deceptively infers or suggests that he is an insurer. Violation of this section is a Class 2 misdemeanor.</span></p><p dir="ltr" class="s2076633Normal"><span xml:space="preserve" class="s2076633000001"> </span></p><p dir="ltr" class="s2076633Normal"><span class="s2076633SCL">Source:</span><span xml:space="preserve" class="s2076633SCL-000002"> SL 1966, ch 111, ch 13, § 24; SL 1978, ch 359, § 2.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076634Normal { margin-top: 0; margin-bottom: 0; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076634SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076634CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076634Normal-000000 { margin-top: 0; margin-bottom: 0; text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076634DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076634000001 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076634SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076634SCL-000002 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076634Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-5"><span class="s2076634SENU">58-33-5</span></a><span xml:space="preserve" class="s2076634SENU">. </span><span class="s2076634CL">Misrepresentation or false advertising of policies as misdemeanor.</span></p><p dir="ltr" class="s2076634Normal-000000"><span class="s2076634DefaultParagraphFont">No person shall make, issue, circulate, or cause to be made, issued, or circulated, any estimate, circular, or statement misrepresenting the terms of any policy issued or to be issued or the benefits or advantages promised thereby or the dividends or share of the surplus to be received thereon, or make any false or misleading statement as to the dividends or share of surplus previously paid on similar policies, or make any misleading representation or any misrepresentation as to the financial condition of any insurer, or as to the legal reserve system upon which any life insurer operates, or use any name or title of any policy or class of policies misrepresenting the true nature thereof. Violation of this section is a Class 2 misdemeanor.</span></p><p dir="ltr" class="s2076634Normal"><span xml:space="preserve" class="s2076634000001"> </span></p><p dir="ltr" class="s2076634Normal"><span class="s2076634SCL">Source:</span><span xml:space="preserve" class="s2076634SCL-000002"> SL 1966, ch 111, ch 13, § 6; SL 1978, ch 359, § 2.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076635Normal { margin-top: 0; margin-bottom: 0; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076635SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076635CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076635Normal-000000 { margin-top: 0; margin-bottom: 0; text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076635DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076635000001 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076635SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076635SCL-000002 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076635Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-5.1"><span class="s2076635SENU">58-33-5.1</span></a><span xml:space="preserve" class="s2076635SENU">. </span><span class="s2076635CL">Rules to promote proper disclosure of terms and conditions of life insurance policies.</span></p><p dir="ltr" class="s2076635Normal-000000"><span xml:space="preserve" class="s2076635DefaultParagraphFont">The director of insurance shall promulgate rules pursuant to chapter </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=1-26"><span class="s2076635DefaultParagraphFont">1-26</span></a><span xml:space="preserve" class="s2076635DefaultParagraphFont"> to promote the proper disclosure of the terms and conditions of life insurance policies and to prohibit the misrepresentation of life insurance policies through the establishment of minimum standards for the advertisement and solicitation of life insurance. The rules shall provide for illustration formats, prescribe standards to be followed when illustrations are used, and specify the disclosures that are required in connection with illustrations. In setting the standards, the director shall consider the models adopted by the National Association of Insurance Commissioners, including the Life Insurance Illustrations Model Regulation.</span></p><p dir="ltr" class="s2076635Normal"><span xml:space="preserve" class="s2076635000001"> </span></p><p dir="ltr" class="s2076635Normal"><span class="s2076635SCL">Source:</span><span xml:space="preserve" class="s2076635SCL-000002"> SL 1997, ch 296, § 1.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076636Normal { margin-top: 0; margin-bottom: 0; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076636SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076636CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076636Normal-000000 { margin-top: 0; margin-bottom: 0; text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076636DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076636000001 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076636SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076636SCL-000002 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076636Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-6"><span class="s2076636SENU">58-33-6</span></a><span xml:space="preserve" class="s2076636SENU">. </span><span class="s2076636CL">False information or advertising as misdemeanor.</span></p><p dir="ltr" class="s2076636Normal-000000"><span class="s2076636DefaultParagraphFont">No person shall make, publish, disseminate, circulate, or place before the public, or cause, directly or indirectly, to be made, published, disseminated, circulated, or placed before the public, in a newspaper, magazine, or other publication, or in the form of a notice, circular, pamphlet, letter, or poster, or over any radio or television station, or in any other way, an advertisement, announcement, or statement containing any assertion, representation, or statement with respect to the business of insurance or with respect to any person in the conduct of his insurance business, which is untrue, deceptive, or misleading. Violation of this section is a Class 2 misdemeanor.</span></p><p dir="ltr" class="s2076636Normal"><span xml:space="preserve" class="s2076636000001"> </span></p><p dir="ltr" class="s2076636Normal"><span class="s2076636SCL">Source:</span><span xml:space="preserve" class="s2076636SCL-000002"> SL 1966, ch 111, ch 13, § 7; SL 1978, ch 359, § 2.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076637Normal { margin-top: 0; margin-bottom: 0; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076637SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076637CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076637Normal-000000 { margin-top: 0; margin-bottom: 0; text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076637DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076637000001 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076637SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076637SCL-000002 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076637Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-7"><span class="s2076637SENU">58-33-7</span></a><span xml:space="preserve" class="s2076637SENU">. </span><span class="s2076637CL">Defamation as misdemeanor.</span></p><p dir="ltr" class="s2076637Normal-000000"><span class="s2076637DefaultParagraphFont">No person shall make, publish, disseminate, or circulate, directly or indirectly, or aid, abet, or encourage the making, publishing, disseminating, or circulating of any oral or written statement or any pamphlet, circular, article, or literature which is false, or maliciously critical of or derogatory to the financial condition of an insurer, or of an organization proposing to become an insurer, and which is calculated to injure any person engaged or proposing to engage in the business of insurance. Violation of this section is a Class 2 misdemeanor.</span></p><p dir="ltr" class="s2076637Normal"><span xml:space="preserve" class="s2076637000001"> </span></p><p dir="ltr" class="s2076637Normal"><span class="s2076637SCL">Source:</span><span xml:space="preserve" class="s2076637SCL-000002"> SL 1966, ch 111, ch 13, § 8; SL 1978, ch 359, § 2.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076638Normal { margin-top: 0; margin-bottom: 0; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076638SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076638CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076638Normal-000000 { margin-top: 0; margin-bottom: 0; text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076638DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076638000001 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076638SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076638SCL-000002 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076638Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-8"><span class="s2076638SENU">58-33-8</span></a><span xml:space="preserve" class="s2076638SENU">. </span><span class="s2076638CL">Twisting as misdemeanor.</span></p><p dir="ltr" class="s2076638Normal-000000"><span class="s2076638DefaultParagraphFont">No person shall make or issue, or cause to be made or issued, any written or oral statement misrepresenting or making incomplete comparisons as to the terms, conditions, or benefits contained in any policy for the purpose of inducing or attempting or tending to induce a policyholder to lapse, forfeit, surrender, retain, exchange, or convert any insurance policy. Violation of this section is a Class 2 misdemeanor.</span></p><p dir="ltr" class="s2076638Normal"><span xml:space="preserve" class="s2076638000001"> </span></p><p dir="ltr" class="s2076638Normal"><span class="s2076638SCL">Source:</span><span xml:space="preserve" class="s2076638SCL-000002"> SL 1966, ch 111, ch 13, § 17; SL 1978, ch 359, § 2.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076639Normal { margin-top: 0; margin-bottom: 0; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076639SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076639CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076639Normal-000000 { margin-top: 0; margin-bottom: 0; text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076639DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076639000001 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076639SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076639SCL-000002 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076639Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-9"><span class="s2076639SENU">58-33-9</span></a><span xml:space="preserve" class="s2076639SENU">. </span><span class="s2076639CL">False entry with intent to deceive--Omission of true entry--Misdemeanor.</span></p><p dir="ltr" class="s2076639Normal-000000"><span class="s2076639DefaultParagraphFont">No persons shall make any false entry in any book, report, or statement of any insurer with intent to deceive any agent or examiner lawfully appointed to examine into its condition or into any of its affairs, or any public official to whom such insurer is required by law to report, or who has authority by law to examine into its condition or into any of its affairs, or, with like intent, willfully omit to make a true entry of any material fact pertaining to the business of such insurer in any book, report, or statement of such insurer. Violation of this section is a Class 2 misdemeanor.</span></p><p dir="ltr" class="s2076639Normal"><span xml:space="preserve" class="s2076639000001"> </span></p><p dir="ltr" class="s2076639Normal"><span class="s2076639SCL">Source:</span><span xml:space="preserve" class="s2076639SCL-000002"> SL 1966, ch 111, ch 13, § 10 (2); SL 1978, ch 359, § 2.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076640Normal { margin-top: 0; margin-bottom: 0; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076640SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076640CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076640Normal-000000 { margin-top: 0; margin-bottom: 0; text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076640DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076640000001 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076640SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076640SCL-000002 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076640Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-10"><span class="s2076640SENU">58-33-10</span></a><span xml:space="preserve" class="s2076640SENU">. </span><span class="s2076640CL">False financial statement as misdemeanor.</span></p><p dir="ltr" class="s2076640Normal-000000"><span class="s2076640DefaultParagraphFont">No person shall file with any supervisory or other public official, or make, publish, disseminate, circulate, or deliver to any person, or place before the public, or cause directly or indirectly, to be made, published, disseminated, circulated, delivered to any person, or placed before the public, any false statement of financial condition of an insurer with intent to deceive. Violation of this section is a Class 2 misdemeanor.</span></p><p dir="ltr" class="s2076640Normal"><span xml:space="preserve" class="s2076640000001"> </span></p><p dir="ltr" class="s2076640Normal"><span class="s2076640SCL">Source:</span><span xml:space="preserve" class="s2076640SCL-000002"> SL 1966, ch 111, ch 13, § 10 (1); SL 1978, ch 359, § 2.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076641Normal { margin-top: 0; margin-bottom: 0; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076641SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076641CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076641Normal-000000 { margin-top: 0; margin-bottom: 0; text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076641DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076641000001 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076641SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076641SCL-000002 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076641Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-11"><span class="s2076641SENU">58-33-11</span></a><span xml:space="preserve" class="s2076641SENU">. </span><span class="s2076641CL">Stock operations and advisory board contracts as inducement--Misdemeanor.</span></p><p dir="ltr" class="s2076641Normal-000000"><span class="s2076641DefaultParagraphFont">No person may issue or deliver or permit its insurance producers, officers, or employees to issue or deliver, agency company stock or other capital stock, or benefit certificates or shares in any common law corporation, or any advisory board contract or other similar contract of any kind promising returns and profits as an inducement to insurance. Any violation of this section is a Class 2 misdemeanor.</span></p><p dir="ltr" class="s2076641Normal"><span xml:space="preserve" class="s2076641000001"> </span></p><p dir="ltr" class="s2076641Normal"><span class="s2076641SCL">Source:</span><span xml:space="preserve" class="s2076641SCL-000002"> SL 1966, ch 111, ch 13, § 11; SL 1978, ch 359, § 2; SL 2001, ch 286, § 200.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076642Normal { margin-top: 0; margin-bottom: 0; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076642SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076642CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076642Normal-000000 { margin-top: 0; margin-bottom: 0; text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076642DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076642000001 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076642SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076642SCL-000002 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076642Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-12"><span class="s2076642SENU">58-33-12</span></a><span xml:space="preserve" class="s2076642SENU">. </span><span class="s2076642CL">Unfair discrimination as misdemeanor--Life insurance and annuities.</span></p><p dir="ltr" class="s2076642Normal-000000"><span class="s2076642DefaultParagraphFont">No person shall make or permit any unfair discrimination between individuals of the same class and equal expectation of life in the rates charged for any contract of life insurance or of life annuity or in the dividends or other benefits payable thereon, or in any other of the terms and conditions of such contract. Violation of this section is a Class 2 misdemeanor.</span></p><p dir="ltr" class="s2076642Normal"><span xml:space="preserve" class="s2076642000001"> </span></p><p dir="ltr" class="s2076642Normal"><span class="s2076642SCL">Source:</span><span xml:space="preserve" class="s2076642SCL-000002"> SL 1966, ch 111, ch 13, § 12 (1); SL 1978, ch 359, § 2.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076643Normal { margin-top: 0; margin-bottom: 0; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076643SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076643CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076643Normal-000000 { margin-top: 0; margin-bottom: 0; text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076643DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076643000001 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076643SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076643SCL-000002 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076643Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-12.1"><span class="s2076643SENU">58-33-12.1</span></a><span xml:space="preserve" class="s2076643SENU">. </span><span class="s2076643CL">Blindness as basis for life insurance termination, modification or refusal--Unfair practice.</span></p><p dir="ltr" class="s2076643Normal-000000"><span class="s2076643DefaultParagraphFont">It is an unfair or discriminatory practice for an insurance company to terminate, or to modify coverage or to refuse to issue or refuse to renew any life policy or contract of life insurance solely because the applicant or insured or any employee of either is blind or partially blind. This section does not apply to accident and health insurance. This section may not be interpreted to prohibit the termination, modification, issuance, or renewal of any insurance policy or contract if the action is based on sound actuarial principles or is related to actual or reasonable anticipated experience.</span></p><p dir="ltr" class="s2076643Normal"><span xml:space="preserve" class="s2076643000001"> </span></p><p dir="ltr" class="s2076643Normal"><span class="s2076643SCL">Source:</span><span xml:space="preserve" class="s2076643SCL-000002"> SL 1983, ch 373.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076644Normal { margin-top: 0; margin-bottom: 0; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076644SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076644CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076644Normal-000000 { margin-top: 0; margin-bottom: 0; text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076644DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076644000001 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076644SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076644SCL-000002 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076644Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-13"><span class="s2076644SENU">58-33-13</span></a><span xml:space="preserve" class="s2076644SENU">. </span><span class="s2076644CL">Unfair discrimination as misdemeanor--Health insurance.</span></p><p dir="ltr" class="s2076644Normal-000000"><span class="s2076644DefaultParagraphFont">No person may make or permit any unfair discrimination between individuals of the same class and of essentially the same hazard in the amount of premium, policy fees, or rates charged for any policy or contract of health insurance or in the benefits payable thereunder, or in any of the terms or conditions of such contract, or in any other manner whatever. Violation of this section is a Class 2 misdemeanor. Nothing in this section prohibits different rates charged, or benefits payable, or different underwriting procedures used for individuals insured under a franchise plan or provided discounts based upon administrative savings or incentives for additional family members to purchase insurance.</span></p><p dir="ltr" class="s2076644Normal"><span xml:space="preserve" class="s2076644000001"> </span></p><p dir="ltr" class="s2076644Normal"><span class="s2076644SCL">Source:</span><span xml:space="preserve" class="s2076644SCL-000002"> SL 1966, ch 111, ch 13, § 12 (2); SL 1978, ch 359, § 2; SL 2000, ch 241, § 3.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076645Normal { margin-top: 0; margin-bottom: 0; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076645SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076645CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076645Normal-000000 { margin-top: 0; margin-bottom: 0; text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076645DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076645000001 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076645SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076645SCL-000002 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076645Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-13.1"><span class="s2076645SENU">58-33-13.1</span></a><span xml:space="preserve" class="s2076645SENU">. </span><span class="s2076645CL">Sex or marital status discrimination prohibited--Exceptions.</span></p><p dir="ltr" class="s2076645Normal-000000"><span class="s2076645DefaultParagraphFont">An insurance contract may not be denied to an insured or prospective insured on the basis of his or her sex or marital status. The amount of benefits payable, or any term, conditions, or type of coverage shall not be restricted, modified, excluded, or reduced on the basis of the sex or marital status of the insured or prospective insured except to the extent the amount of benefits, term, conditions, or type of coverage vary as a result of the application of rate differentials permitted under this title. However, an insurer may take marital status into account for the purpose of defining persons eligible for dependents benefits. This section shall not affect the right of fraternal benefit societies to determine eligibility requirements for membership. This section shall apply to all contracts delivered or issued for delivery in this state by an insurer on or after July 1, 1980 and to all existing group contracts which are amended on or after July 1, 1980.</span></p><p dir="ltr" class="s2076645Normal"><span xml:space="preserve" class="s2076645000001"> </span></p><p dir="ltr" class="s2076645Normal"><span class="s2076645SCL">Source:</span><span xml:space="preserve" class="s2076645SCL-000002"> SL 1979, ch 341, §§ 19, 20.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076646Normal { text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076646SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076646CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076646Normal-000000 { text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076646DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } p.s2076646Normal-000001 { margin-left: 0.70in; text-indent: -0.45in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076646DefaultParagraphFont-000002 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076646000003 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076646SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076646SCL-000004 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076646Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-13.2"><span class="s2076646SENU">58-33-13.2</span></a><span xml:space="preserve" class="s2076646SENU">. </span><span class="s2076646CL">Definition of sex or marital status discrimination terms.</span></p><p dir="ltr" class="s2076646Normal-000000"><span xml:space="preserve" class="s2076646DefaultParagraphFont">When used in this section and § </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-13.1"><span class="s2076646DefaultParagraphFont">58-33-13.1</span></a><span class="s2076646DefaultParagraphFont">:</span></p><p dir="ltr" class="s2076646Normal-000001"><span class="s2076646DefaultParagraphFont">(1)    "Contract" means any insurance policy, plan, or binder, including any rider or endorsement thereto offered by an insurer;</span></p><p dir="ltr" class="s2076646Normal-000001"><span class="s2076646DefaultParagraphFont">(2)    "Insurer" means any insurance company, association, reciprocal or inter</span><span class="s2076646DefaultParagraphFont-000002">-</span><span class="s2076646DefaultParagraphFont">insurance exchange, nonprofit hospital plan, nonprofit professional health service plan, health maintenance organization, fraternal benefit society, or beneficial association.</span></p><p dir="ltr" class="s2076646Normal"><span xml:space="preserve" class="s2076646000003"> </span></p><p dir="ltr" class="s2076646Normal"><span class="s2076646SCL">Source:</span><span xml:space="preserve" class="s2076646SCL-000004"> SL 1979, ch 341, §§ 17, 18.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076647Normal { margin-top: 0; margin-bottom: 0; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076647SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076647CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076647Normal-000000 { margin-top: 0; margin-bottom: 0; text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076647DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076647000001 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076647SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076647SCL-000002 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076647Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-13.3"><span class="s2076647SENU">58-33-13.3</span></a><span xml:space="preserve" class="s2076647SENU">. </span><span class="s2076647CL">Domestic violence victim discrimination prohibited.</span></p><p dir="ltr" class="s2076647Normal-000000"><span class="s2076647DefaultParagraphFont">No insurer may ask any questions about an individual's status as a victim of domestic violence for the purposes of offering, selling, or renewing coverage; limiting coverage; or charging a rate different from that normally charged for the same coverage under any life or health insurance policy.</span></p><p dir="ltr" class="s2076647Normal"><span xml:space="preserve" class="s2076647000001"> </span></p><p dir="ltr" class="s2076647Normal"><span class="s2076647SCL">Source:</span><span xml:space="preserve" class="s2076647SCL-000002"> SL 2010, ch 243, § 1.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076648Normal { margin-top: 0; margin-bottom: 0; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076648SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076648CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076648Normal-000000 { margin-top: 0; margin-bottom: 0; text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076648DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076648000001 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076648SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076648SCL-000002 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076648Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-14"><span class="s2076648SENU">58-33-14</span></a><span xml:space="preserve" class="s2076648SENU">. </span><span class="s2076648CL">Rebate as misdemeanor--Life, disability and annuity contracts.</span></p><p dir="ltr" class="s2076648Normal-000000"><span class="s2076648DefaultParagraphFont">Except as otherwise provided by law, no person shall knowingly permit or offer to make or make any contract of life insurance, life annuity or health insurance, or agreement as to such contract other than is plainly expressed in the contract issued thereon, or pay or allow, or give or offer to pay, allow, or give, directly or indirectly, as inducement to such insurance, or annuity, any rebate of premiums payable on the contract, or any special favor or advantage in the dividends or other benefits thereon, or any paid employment or contract for services of any kind, or any valuable consideration or inducement whatever not specified in the contract; or directly or indirectly give or sell, or purchase or offer or agree to give, sell, purchase, or allow as inducement to such insurance or annuity or in connection therewith, and whether or not to be specified in the policy or contract, any agreement of any form or nature promising returns and profits, or any stocks, bonds, or other securities, or interest present or contingent therein or as measured thereby, of any insurance company or other corporation, association, or partnership, or any dividends or profits accrued or to accrue thereon; or offer, promise or give anything of value whatsoever not specified in the contract. Violation of this section is a Class 2 misdemeanor.</span></p><p dir="ltr" class="s2076648Normal"><span xml:space="preserve" class="s2076648000001"> </span></p><p dir="ltr" class="s2076648Normal"><span class="s2076648SCL">Source:</span><span xml:space="preserve" class="s2076648SCL-000002"> SL 1966, ch 111, ch 13, § 13; SL 1978, ch 359, § 2.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076649Normal { margin-top: 0; margin-bottom: 0; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076649SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076649CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076649Normal-000000 { margin-top: 0; margin-bottom: 0; text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076649DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076649000001 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076649SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076649SCL-000002 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076649Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-15"><span class="s2076649SENU">58-33-15</span></a><span xml:space="preserve" class="s2076649SENU">. </span><span class="s2076649CL">Insurance not to be used to induce purchases of commodities or services--Misdemeanor.</span></p><p dir="ltr" class="s2076649Normal-000000"><span class="s2076649DefaultParagraphFont">No insurer may, directly or indirectly through its insurance producers or representatives, participate in any plan to offer or effect any kind or kinds of life insurance, health insurance, property insurance, casualty insurance, surety insurance, or annuities in this state as an inducement to, or in combination with, the purchase by the public of any goods, securities, commodities, services, or subscriptions to periodicals, except upon the payment of a bona fide premium by the insured. Any violation of this section is a Class 2 misdemeanor.</span></p><p dir="ltr" class="s2076649Normal"><span xml:space="preserve" class="s2076649000001"> </span></p><p dir="ltr" class="s2076649Normal"><span class="s2076649SCL">Source:</span><span xml:space="preserve" class="s2076649SCL-000002"> SL 1966, ch 111, ch 13, § 14 (1); SL 1967, ch 132; SL 1978, ch 359, § 2; SL 2001, ch 286, § 201.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076650Normal { margin-top: 0; margin-bottom: 0; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076650SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076650CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076650Normal-000000 { margin-top: 0; margin-bottom: 0; text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076650DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076650000001 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076650SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076650SCL-000002 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076650Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-16"><span class="s2076650SENU">58-33-16</span></a><span xml:space="preserve" class="s2076650SENU">. </span><span class="s2076650CL">Credit life insurance permitted as inducement for purchases.</span></p><p dir="ltr" class="s2076650Normal-000000"><span xml:space="preserve" class="s2076650DefaultParagraphFont">Section </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-15"><span class="s2076650DefaultParagraphFont">58-33-15</span></a><span xml:space="preserve" class="s2076650DefaultParagraphFont"> shall not apply to insurance on the life of a debtor pursuant to or in connection with a specific loan or other credit transaction, or insurance on a debtor to provide indemnity for payments becoming due on a specific loan or other credit transaction while the debtor is disabled as defined in the policy.</span></p><p dir="ltr" class="s2076650Normal"><span xml:space="preserve" class="s2076650000001"> </span></p><p dir="ltr" class="s2076650Normal"><span class="s2076650SCL">Source:</span><span xml:space="preserve" class="s2076650SCL-000002"> SL 1966, ch 111, ch 13, § 14 (2).</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076651Normal { margin-top: 0; margin-bottom: 0; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076651SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076651CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076651Normal-000000 { margin-top: 0; margin-bottom: 0; text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076651DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076651000001 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076651SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076651SCL-000002 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076651Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-17"><span class="s2076651SENU">58-33-17</span></a><span xml:space="preserve" class="s2076651SENU">. </span><span class="s2076651CL">Bonus to policyholder from accumulated surplus on life or annuity policy not discrimination or rebate.</span></p><p dir="ltr" class="s2076651Normal-000000"><span xml:space="preserve" class="s2076651DefaultParagraphFont">Nothing in §§ </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-14"><span class="s2076651DefaultParagraphFont">58-33-14</span></a><span xml:space="preserve" class="s2076651DefaultParagraphFont"> and </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-15"><span class="s2076651DefaultParagraphFont">58-33-15</span></a><span xml:space="preserve" class="s2076651DefaultParagraphFont"> shall be construed as including within the definition of discrimination or rebates, in the case of any contract of life insurance or life annuity, paying bonuses to policyholders or otherwise abating their premiums in whole or in part out of surplus accumulated from nonparticipating insurance, provided that any such bonuses, or abatement of premiums shall be fair and equitable to policyholders and for the best interests of its policyholders.</span></p><p dir="ltr" class="s2076651Normal"><span xml:space="preserve" class="s2076651000001"> </span></p><p dir="ltr" class="s2076651Normal"><span class="s2076651SCL">Source:</span><span xml:space="preserve" class="s2076651SCL-000002"> SL 1966, ch 111, ch 13, § 15 (1).</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076652Normal { margin-top: 0; margin-bottom: 0; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076652SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076652CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076652Normal-000000 { margin-top: 0; margin-bottom: 0; text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076652DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076652000001 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076652SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076652SCL-000002 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076652Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-18"><span class="s2076652SENU">58-33-18</span></a><span xml:space="preserve" class="s2076652SENU">. </span><span class="s2076652CL">Allowance to industrial policyholder for making payments to office of insurer permitted.</span></p><p dir="ltr" class="s2076652Normal-000000"><span xml:space="preserve" class="s2076652DefaultParagraphFont">Nothing in §§ </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-14"><span class="s2076652DefaultParagraphFont">58-33-14</span></a><span xml:space="preserve" class="s2076652DefaultParagraphFont"> and </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-15"><span class="s2076652DefaultParagraphFont">58-33-15</span></a><span xml:space="preserve" class="s2076652DefaultParagraphFont"> shall be construed as including within the definition of discrimination or rebates, in the case of life insurance and health insurance policies issued on the industrial debit, preauthorized check, bank draft, or similar plans, making allowance to policyholders who have continuously for a specified period made premium payments directly to an office of the insurer or by preauthorized check, bank draft, or similar plans, in an amount which fairly represents the saving in collection expense.</span></p><p dir="ltr" class="s2076652Normal"><span xml:space="preserve" class="s2076652000001"> </span></p><p dir="ltr" class="s2076652Normal"><span class="s2076652SCL">Source:</span><span xml:space="preserve" class="s2076652SCL-000002"> SL 1966, ch 111, ch 13, § 15 (2).</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076653Normal { margin-top: 0; margin-bottom: 0; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076653SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076653CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076653Normal-000000 { margin-top: 0; margin-bottom: 0; text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076653DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076653000001 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076653SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076653SCL-000002 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076653Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-19"><span class="s2076653SENU">58-33-19</span></a><span xml:space="preserve" class="s2076653SENU">. </span><span class="s2076653CL">Readjustment of premium rate permitted for group policy based on loss or expense experience.</span></p><p dir="ltr" class="s2076653Normal-000000"><span xml:space="preserve" class="s2076653DefaultParagraphFont">Nothing in §§ </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-14"><span class="s2076653DefaultParagraphFont">58-33-14</span></a><span xml:space="preserve" class="s2076653DefaultParagraphFont"> and </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-15"><span class="s2076653DefaultParagraphFont">58-33-15</span></a><span xml:space="preserve" class="s2076653DefaultParagraphFont"> shall be construed as including within the definition of discrimination or rebates, readjustment of the rate of premium for a group insurance policy based on the loss or expense experience thereunder, at the end of the first or any subsequent policy year of insurance thereunder, which may be made retroactive only for such policy year.</span></p><p dir="ltr" class="s2076653Normal"><span xml:space="preserve" class="s2076653000001"> </span></p><p dir="ltr" class="s2076653Normal"><span class="s2076653SCL">Source:</span><span xml:space="preserve" class="s2076653SCL-000002"> SL 1966, ch 111, ch 13, § 15 (3).</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076654Normal { margin-top: 0; margin-bottom: 0; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076654SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076654CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076654Normal-000000 { margin-top: 0; margin-bottom: 0; text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076654DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076654000001 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076654SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076654SCL-000002 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076654Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-20"><span class="s2076654SENU">58-33-20</span></a><span xml:space="preserve" class="s2076654SENU">. </span><span class="s2076654CL">Reduction of premium rate permitted for large policies.</span></p><p dir="ltr" class="s2076654Normal-000000"><span xml:space="preserve" class="s2076654DefaultParagraphFont">Nothing in §§ </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-14"><span class="s2076654DefaultParagraphFont">58-33-14</span></a><span xml:space="preserve" class="s2076654DefaultParagraphFont"> and </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-15"><span class="s2076654DefaultParagraphFont">58-33-15</span></a><span xml:space="preserve" class="s2076654DefaultParagraphFont"> shall be construed as including within the definition of discrimination or rebates, reduction of premium rate for policies of large amount but not exceeding savings in issuance and administration expenses reasonably attributable to such policies as compared with policies of similar plan issued in smaller amounts.</span></p><p dir="ltr" class="s2076654Normal"><span xml:space="preserve" class="s2076654000001"> </span></p><p dir="ltr" class="s2076654Normal"><span class="s2076654SCL">Source:</span><span xml:space="preserve" class="s2076654SCL-000002"> SL 1966, ch 111, ch 13, § 15 (4).</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076655Normal { margin-top: 0; margin-bottom: 0; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076655SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076655CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076655Normal-000000 { margin-top: 0; margin-bottom: 0; text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076655DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076655000001 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076655SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076655SCL-000002 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076655Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-21"><span class="s2076655SENU">58-33-21</span></a><span xml:space="preserve" class="s2076655SENU">. </span><span class="s2076655CL">Reduced rate permitted for life or health insurance policies or annuity contracts on payroll deduction plan.</span></p><p dir="ltr" class="s2076655Normal-000000"><span xml:space="preserve" class="s2076655DefaultParagraphFont">Nothing in §§ </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-14"><span class="s2076655DefaultParagraphFont">58-33-14</span></a><span xml:space="preserve" class="s2076655DefaultParagraphFont"> and </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-15"><span class="s2076655DefaultParagraphFont">58-33-15</span></a><span xml:space="preserve" class="s2076655DefaultParagraphFont"> shall be construed as including within the definition of discrimination or rebates, issuing life or health insurance policies or annuity contracts on a salary savings or payroll deduction plan or other distribution plan at reduced rate reasonably commensurate with the savings made by the use of such plan.</span></p><p dir="ltr" class="s2076655Normal"><span xml:space="preserve" class="s2076655000001"> </span></p><p dir="ltr" class="s2076655Normal"><span class="s2076655SCL">Source:</span><span xml:space="preserve" class="s2076655SCL-000002"> SL 1966, ch 111, ch 13, § 15 (5).</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076656Normal { margin-top: 0; margin-bottom: 0; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076656SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076656CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076656Normal-000000 { margin-top: 0; margin-bottom: 0; text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076656DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076656000001 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076656SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076656SCL-000002 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076656Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-22"><span class="s2076656SENU">58-33-22</span></a><span xml:space="preserve" class="s2076656SENU">. </span><span class="s2076656CL">Increase in health insurance benefits by maintaining policy in force permitted.</span></p><p dir="ltr" class="s2076656Normal-000000"><span xml:space="preserve" class="s2076656DefaultParagraphFont">Nothing in §§ </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-14"><span class="s2076656DefaultParagraphFont">58-33-14</span></a><span xml:space="preserve" class="s2076656DefaultParagraphFont"> and </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-15"><span class="s2076656DefaultParagraphFont">58-33-15</span></a><span xml:space="preserve" class="s2076656DefaultParagraphFont"> shall be construed as including within the definition of discrimination or rebates, issuance of health insurance policies which provide for increases in benefits to policyholders who maintain their policies continuously in force without lapse for specified periods.</span></p><p dir="ltr" class="s2076656Normal"><span xml:space="preserve" class="s2076656000001"> </span></p><p dir="ltr" class="s2076656Normal"><span class="s2076656SCL">Source:</span><span xml:space="preserve" class="s2076656SCL-000002"> SL 1966, ch 111, ch 13, § 15 (6).</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076657Normal { margin-top: 0; margin-bottom: 0; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076657SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076657CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076657Normal-000000 { margin-top: 0; margin-bottom: 0; text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076657DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } p.s2076657Normal-000001 { margin-top: 0; margin-bottom: 0; text-indent: 0.25in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076657000002 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076657SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076657SCL-000003 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076657Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-23"><span class="s2076657SENU">58-33-23</span></a><span xml:space="preserve" class="s2076657SENU">. </span><span class="s2076657CL">Life insurance benefits paid to beneficiary--Payment to tradesman or businessman as misdemeanor--Use of life insurance to pay costs of funeral--Fraternal benefit societies.</span></p><p dir="ltr" class="s2076657Normal-000000"><span xml:space="preserve" class="s2076657DefaultParagraphFont">All life insurance benefits shall be paid in cash to the beneficiary. No insurer engaged in the business of life insurance shall contract to pay or pay such insurance benefits to any funeral director, undertaker, or undertaking business. Violation of this section is a Class 2 misdemeanor. This section does not prohibit an insurer from paying life insurance benefits to a funeral director, undertaker, or undertaking business, whether or not an assignment of the policy has been made pursuant to § </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-11-36"><span class="s2076657DefaultParagraphFont">58-11-36</span></a><span class="s2076657DefaultParagraphFont">, if the insurer makes the payment pursuant to an assignment made by the beneficiary of the insurance benefits to a person or entity which performed burial or funeral services for the insured or contracted after the death of the insured to perform burial or funeral services for the insured. If the cost of the burial or funeral services performed is less than the benefit amount to be paid under the life insurance policy, the insurer shall pay the excess to the named beneficiary in accordance with the terms of the contract.</span></p><p dir="ltr" class="s2076657Normal-000001"><span xml:space="preserve" class="s2076657DefaultParagraphFont">This section does not prohibit a fraternal benefit society from paying the proceeds of a life insurance policy in accordance with the provisions of § </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-37A-17"><span class="s2076657DefaultParagraphFont">58-37A-17</span></a><span xml:space="preserve" class="s2076657DefaultParagraphFont">. An insurer that is not a fraternal benefit society may pay the proceeds of a life insurance policy in the same manner and subject to the same restrictions as provided for by § </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-37A-17"><span class="s2076657DefaultParagraphFont">58-37A-17</span></a><span class="s2076657DefaultParagraphFont">.</span></p><p dir="ltr" class="s2076657Normal"><span xml:space="preserve" class="s2076657000002"> </span></p><p dir="ltr" class="s2076657Normal"><span class="s2076657SCL">Source:</span><span xml:space="preserve" class="s2076657SCL-000003"> SL 1966, ch 111, ch 13, § 22; SL 1978, ch 359, § 2; SL 1995, ch 290; SL 2005, ch 278, § 2.</span></p><p dir="ltr" class="s2076657Normal"><span xml:space="preserve" class="s2076657000002"> </span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076658Normal { margin-top: 0; margin-bottom: 0; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076658SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076658CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076658Normal-000000 { margin-top: 0; margin-bottom: 0; text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076658DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076658000001 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076658SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076658SCL-000002 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076658Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-24"><span class="s2076658SENU">58-33-24</span></a><span xml:space="preserve" class="s2076658SENU">. </span><span class="s2076658CL">Rebate, discount, or special advantage as misdemeanor--Exception.</span></p><p dir="ltr" class="s2076658Normal-000000"><span class="s2076658DefaultParagraphFont">No insurer or any employee or representative thereof, and no insurance producer may pay, allow, or give, or offer to pay, allow or give, directly or indirectly, as an inducement to insurance, or after insurance has been effected, any rebate, discount, abatement, credit, or reduction of the premium named in the policy of insurance, or any special favor or advantage in the dividends or other benefits to accrue thereon, or any valuable consideration or inducement whatever, not specified in the policy, except to the extent provided for in an applicable filing with the director as provided by law. Any violation of this section is a Class 2 misdemeanor.</span></p><p dir="ltr" class="s2076658Normal"><span xml:space="preserve" class="s2076658000001"> </span></p><p dir="ltr" class="s2076658Normal"><span class="s2076658SCL">Source:</span><span xml:space="preserve" class="s2076658SCL-000002"> SL 1966, ch 111, ch 13, § 16 (1); SL 1978, ch 359, § 2; SL 2001, ch 286, § 202.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076659Normal { margin-top: 0; margin-bottom: 0; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076659SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076659CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076659Normal-000000 { margin-top: 0; margin-bottom: 0; text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076659DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076659000001 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076659SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076659SCL-000002 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076659Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-25"><span class="s2076659SENU">58-33-25</span></a><span xml:space="preserve" class="s2076659SENU">. </span><span class="s2076659CL">Acceptance by insured of rebate, discount or special advantage as misdemeanor.</span></p><p dir="ltr" class="s2076659Normal-000000"><span class="s2076659DefaultParagraphFont">No insured named in a policy, nor any employee of such insured shall knowingly receive or accept directly or indirectly, any such rebate, discount, abatement, credit or reduction of premium, or any such special favor or advantage or valuable consideration or inducement. Violation of this section is a Class 2 misdemeanor.</span></p><p dir="ltr" class="s2076659Normal"><span xml:space="preserve" class="s2076659000001"> </span></p><p dir="ltr" class="s2076659Normal"><span class="s2076659SCL">Source:</span><span xml:space="preserve" class="s2076659SCL-000002"> SL 1966, ch 111, ch 13, § 16 (2); SL 1978, ch 359, § 2.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076660Normal { margin-top: 0; margin-bottom: 0; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076660SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076660CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076660Normal-000000 { margin-top: 0; margin-bottom: 0; text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076660DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076660000001 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076660SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076660SCL-000002 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076660Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-26"><span class="s2076660SENU">58-33-26</span></a><span xml:space="preserve" class="s2076660SENU">. </span><span class="s2076660CL">Unfair discrimination as to terms and conditions of insurance as misdemeanor.</span></p><p dir="ltr" class="s2076660Normal-000000"><span class="s2076660DefaultParagraphFont">No insurer shall make or permit any unfair discrimination between insureds or property having like insuring or risk characteristics, in the premium or rates charged for insurance, or in the dividends or other benefits payable thereon, or in any other of the terms and conditions of the insurance. Violation of this section is a Class 2 misdemeanor.</span></p><p dir="ltr" class="s2076660Normal"><span xml:space="preserve" class="s2076660000001"> </span></p><p dir="ltr" class="s2076660Normal"><span class="s2076660SCL">Source:</span><span xml:space="preserve" class="s2076660SCL-000002"> SL 1966, ch 111, ch 13, § 16 (3); SL 1978, ch 359, § 2.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076661Normal { margin-top: 0; margin-bottom: 0; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076661SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076661CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076661Normal-000000 { margin-top: 0; margin-bottom: 0; text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076661DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076661000001 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076661SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076661SCL-000002 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076661Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-27"><span class="s2076661SENU">58-33-27</span></a><span xml:space="preserve" class="s2076661SENU">. </span><span class="s2076661CL">Compensation to insurance producers permitted--Allowance or return of dividends, savings, or unabsorbed premium deposits permitted.</span></p><p dir="ltr" class="s2076661Normal-000000"><span xml:space="preserve" class="s2076661DefaultParagraphFont">Nothing in §§ </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-24"><span class="s2076661DefaultParagraphFont">58-33-24</span></a><span xml:space="preserve" class="s2076661DefaultParagraphFont"> to </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-26"><span class="s2076661DefaultParagraphFont">58-33-26</span></a><span class="s2076661DefaultParagraphFont">, inclusive, prohibits the payment of commissions or other compensation to duly licensed insurance producers, or prohibits any insurer from allowing or returning to its participating policyholders, members or subscribers, lawful dividends, savings, or unabsorbed premium deposits.</span></p><p dir="ltr" class="s2076661Normal"><span xml:space="preserve" class="s2076661000001"> </span></p><p dir="ltr" class="s2076661Normal"><span class="s2076661SCL">Source:</span><span xml:space="preserve" class="s2076661SCL-000002"> SL 1966, ch 111, ch 13, § 16 (4); SL 2001, ch 286, § 203.</span></p></div></body></html><br /><hr><br /> <HTML> <HEAD> <HTML> <HEAD> <meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES58-33-28 </title> <META NAME="Keywords" Content="South Dakota Codified Laws SDCL 58-33-28 "> <META NAME="Description" Content="South Dakota Codified Laws 58-33-28"> </HEAD> <BODY> <!-- File converted by Wp2Html Version 4.0 --> <!-- Email Andrew@brackenbeds.co.uk for more details --> <!-- WP Style Open: System_34 --><!-- WP Style End: System_34 --> <Div align="full"> <!-- WP Paired Style On: SENU -->&nbsp;&nbsp;&nbsp;&nbsp;<!-- WP Style End: SENU --> 58-33-28, 58-33-29. <!-- WP Paired Style Off: SENU -->&nbsp;<!-- WP Style End: SENU --> Repealed by SL 1979, ch 341, &#167;&#167;&nbsp;9, 10<p> </BODY> </HTML> <br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076663Normal { margin-top: 0; margin-bottom: 0; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076663SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076663CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076663Normal-000000 { margin-top: 0; margin-bottom: 0; text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076663DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076663000001 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076663SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076663SCL-000002 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076663Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-30"><span class="s2076663SENU">58-33-30</span></a><span xml:space="preserve" class="s2076663SENU">. </span><span class="s2076663CL">Provisions not applicable to life or health insurance or annuities.</span></p><p dir="ltr" class="s2076663Normal-000000"><span xml:space="preserve" class="s2076663DefaultParagraphFont">Sections </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-24"><span class="s2076663DefaultParagraphFont">58-33-24</span></a><span xml:space="preserve" class="s2076663DefaultParagraphFont"> to </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-27"><span class="s2076663DefaultParagraphFont">58-33-27</span></a><span class="s2076663DefaultParagraphFont">, inclusive, do not apply to life insurance, health insurance, or annuity contracts.</span></p><p dir="ltr" class="s2076663Normal"><span xml:space="preserve" class="s2076663000001"> </span></p><p dir="ltr" class="s2076663Normal"><span class="s2076663SCL">Source:</span><span xml:space="preserve" class="s2076663SCL-000002"> SL 1966, ch 111, ch 13, §§ 16 (5), 21 (3); SL 1979, ch 341, § 8.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076664Normal { margin-top: 0; margin-bottom: 0; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076664SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076664CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076664Normal-000000 { margin-top: 0; margin-bottom: 0; text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076664DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076664000001 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076664SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076664SCL-000002 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076664Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-31"><span class="s2076664SENU">58-33-31</span></a><span xml:space="preserve" class="s2076664SENU">. </span><span class="s2076664CL">Favored insurance producer or insurer as misdemeanor.</span></p><p dir="ltr" class="s2076664Normal-000000"><span class="s2076664DefaultParagraphFont">No person may require as a condition precedent to loaning money upon the security of any real or personal property, or to the renewal or extension of any loan or mortgage, or to the selling of any property under contract, that the owner of the property to whom the money is to be loaned, or the vendee of the property being sold, shall place, continue, or renew any policy of insurance covering or to cover such property or covering any liability relating to such property or the use thereof, through a particular insurance producer or in a particular insurer or type of insurer or insurance producer. However, this provision does not prevent the reasonable exercise by any such the lender or vendor of the right to approve or disapprove of the insurer selected to underwrite the insurance on a reasonably nondiscriminatory basis. Any violation of this section is a Class 2 misdemeanor.</span></p><p dir="ltr" class="s2076664Normal"><span xml:space="preserve" class="s2076664000001"> </span></p><p dir="ltr" class="s2076664Normal"><span class="s2076664SCL">Source:</span><span xml:space="preserve" class="s2076664SCL-000002"> SL 1966, ch 111, ch 13, § 18; SL 1978, ch 359, § 2; SL 2001, ch 286, § 204.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076665Normal { margin-top: 0; margin-bottom: 0; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076665SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076665CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076665Normal-000000 { margin-top: 0; margin-bottom: 0; text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076665DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076665000001 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076665SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076665SCL-000002 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076665Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-32"><span class="s2076665SENU">58-33-32</span></a><span xml:space="preserve" class="s2076665SENU">. </span><span class="s2076665CL">Boycott, coercion, or intimidation as misdemeanor.</span></p><p dir="ltr" class="s2076665Normal-000000"><span class="s2076665DefaultParagraphFont">No persons shall enter into any agreement to commit, or by any concerted action commit, any act of boycott, coercion, or intimidation resulting in or tending to result in unreasonable restraint of, or monopoly in, the business of insurance. Violation of this section is a Class 2 misdemeanor.</span></p><p dir="ltr" class="s2076665Normal"><span xml:space="preserve" class="s2076665000001"> </span></p><p dir="ltr" class="s2076665Normal"><span class="s2076665SCL">Source:</span><span xml:space="preserve" class="s2076665SCL-000002"> SL 1966, ch 111, ch 13, § 9; SL 1978, ch 359, § 2.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076666Normal { margin-top: 0; margin-bottom: 0; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076666SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076666CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076666Normal-000000 { margin-top: 0; margin-bottom: 0; text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076666DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076666000001 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076666SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076666SCL-000002 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076666Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-33"><span class="s2076666SENU">58-33-33</span></a><span xml:space="preserve" class="s2076666SENU">. </span><span class="s2076666CL">Interlocking ownership or management permitted.</span></p><p dir="ltr" class="s2076666Normal-000000"><span class="s2076666DefaultParagraphFont">Any insurer may retain, invest in or acquire the whole or any part of the capital stock of any other insurer or insurers, or have a common management with any other insurer or insurers, unless such retention, investment, acquisition, or common management is inconsistent with any other provision of this title, or unless by reason thereof the business of such insurers with the public is conducted in a manner which substantially lessens competition generally in the insurance business or tends to create a monopoly therein.</span></p><p dir="ltr" class="s2076666Normal"><span xml:space="preserve" class="s2076666000001"> </span></p><p dir="ltr" class="s2076666Normal"><span class="s2076666SCL">Source:</span><span xml:space="preserve" class="s2076666SCL-000002"> SL 1966, ch 111, ch 13, § 19 (1).</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076667Normal { margin-top: 0; margin-bottom: 0; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076667SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076667CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076667Normal-000000 { margin-top: 0; margin-bottom: 0; text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076667DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076667000001 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076667SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076667SCL-000002 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076667Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-34"><span class="s2076667SENU">58-33-34</span></a><span xml:space="preserve" class="s2076667SENU">. </span><span class="s2076667CL">Directorship in two or more insurers permitted.</span></p><p dir="ltr" class="s2076667Normal-000000"><span class="s2076667DefaultParagraphFont">Any person otherwise qualified may be director of two or more insurers which are competitors, unless the effect thereof is to lessen substantially competition between insurers generally or tends materially to create a monopoly.</span></p><p dir="ltr" class="s2076667Normal"><span xml:space="preserve" class="s2076667000001"> </span></p><p dir="ltr" class="s2076667Normal"><span class="s2076667SCL">Source:</span><span xml:space="preserve" class="s2076667SCL-000002"> SL 1966, ch 111, ch 13, § 19 (2).</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076668Normal { margin-top: 0; margin-bottom: 0; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076668SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076668CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076668Normal-000000 { margin-top: 0; margin-bottom: 0; text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076668DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076668000001 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076668SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076668SCL-000002 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076668Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-35"><span class="s2076668SENU">58-33-35</span></a><span xml:space="preserve" class="s2076668SENU">. </span><span class="s2076668CL">Collection of premium for insurance not provided as misdemeanor.</span></p><p dir="ltr" class="s2076668Normal-000000"><span class="s2076668DefaultParagraphFont">No person shall willfully collect any sum as premium or charge for insurance, which insurance is not then provided or is not in due course to be provided, subject to acceptance of the risk by the insurer, by an insurance policy issued by an insurer as authorized by this title. Violation of this section is a Class 2 misdemeanor.</span></p><p dir="ltr" class="s2076668Normal"><span xml:space="preserve" class="s2076668000001"> </span></p><p dir="ltr" class="s2076668Normal"><span class="s2076668SCL">Source:</span><span xml:space="preserve" class="s2076668SCL-000002"> SL 1966, ch 111, ch 13, § 20 (1); SL 1978, ch 359, § 2.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076669Normal { margin-top: 0; margin-bottom: 0; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076669SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076669CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076669Normal-000000 { margin-top: 0; margin-bottom: 0; text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076669DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076669000001 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076669SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076669SCL-000002 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076669Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-36"><span class="s2076669SENU">58-33-36</span></a><span xml:space="preserve" class="s2076669SENU">. </span><span class="s2076669CL">Illegal dealing in premiums and improper charges as misdemeanors.</span></p><p dir="ltr" class="s2076669Normal-000000"><span xml:space="preserve" class="s2076669DefaultParagraphFont">No person may willfully collect as premium or charge for insurance any sum in excess of or less than the premium or charge applicable to such insurance, and as specified in the policy in accordance with the applicable classifications and rates as filed with and approved by the director; or, in cases where classifications, premiums, or rates are not required by this title to be so filed and approved, such premiums and charges may not be in excess of or less than those specified in the policy and as fixed by the insurer. Any violation of this section is a Class 2 misdemeanor. This section does not prohibit the charging and collection, by surplus line brokers licensed under chapter </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-32"><span class="s2076669DefaultParagraphFont">58-32</span></a><span class="s2076669DefaultParagraphFont">, of the amount of applicable state and federal taxes in addition to the premium required by the insurer. Nor does it prohibit the charging and collection, by a life insurer, of amounts actually to be expended for medical examination of an applicant for life insurance or for reinstatement of a life insurance policy.</span></p><p dir="ltr" class="s2076669Normal"><span xml:space="preserve" class="s2076669000001"> </span></p><p dir="ltr" class="s2076669Normal"><span class="s2076669SCL">Source:</span><span xml:space="preserve" class="s2076669SCL-000002"> SL 1966, ch 111, ch 13, § 20 (2); SL 1978, ch 359, § 2; SL 2001, ch 286, § 205.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076670Normal { margin-top: 0; margin-bottom: 0; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076670SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076670CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076670Normal-000000 { margin-top: 0; margin-bottom: 0; text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076670DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076670000001 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076670SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076670SCL-000002 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076670Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-37"><span class="s2076670SENU">58-33-37</span></a><span xml:space="preserve" class="s2076670SENU">. </span><span class="s2076670CL">False application as misdemeanor--False claim or proof of loss as misdemeanor or felony.</span></p><p dir="ltr" class="s2076670Normal-000000"><span class="s2076670DefaultParagraphFont">Any person who knowingly makes any false or fraudulent statement or representation with reference to any application for insurance is guilty of a Class 1 misdemeanor. Any person who knowingly presents or causes to be presented a false or fraudulent claim for the purpose of obtaining any money or benefit, or who submits any proof in support of such a claim for the payment of a loss upon a contract of insurance, or who prepares, makes, or subscribes a false or fraudulent account, certificate, affidavit or proof of loss, or other document or writing, with intent that the same may be presented or used in support of such a claim, is guilty of a Class 2 misdemeanor if such claim is for an amount of four hundred dollars or less; a Class 1 misdemeanor if such claims is for an amount greater than four hundred dollars and less than one thousand dollars; and a Class 4 felony if such claim is one thousand dollars or greater.</span></p><p dir="ltr" class="s2076670Normal"><span xml:space="preserve" class="s2076670000001"> </span></p><p dir="ltr" class="s2076670Normal"><span class="s2076670SCL">Source:</span><span xml:space="preserve" class="s2076670SCL-000002"> SL 1966, ch 111, ch 13, § 23; SL 1977, ch 416, § 2; SL 1999, ch 241, § 18; SL 2006, ch 130, § 21.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076671Normal { margin-top: 0; margin-bottom: 0; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076671SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076671CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076671Normal-000000 { margin-top: 0; margin-bottom: 0; text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076671DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076671000001 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076671SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076671SCL-000002 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076671Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-37.1"><span class="s2076671SENU">58-33-37.1</span></a><span xml:space="preserve" class="s2076671SENU">. </span><span class="s2076671CL">Aggregation of false claims or applications committed pursuant to one course of conduct.</span></p><p dir="ltr" class="s2076671Normal-000000"><span xml:space="preserve" class="s2076671DefaultParagraphFont">Amounts involved in false claims or applications for insurance committed pursuant to one scheme or course of conduct, whether from the same person or several persons, may be aggregated in determining the degree of the offense under § </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-37"><span class="s2076671DefaultParagraphFont">58-33-37</span></a><span class="s2076671DefaultParagraphFont">.</span></p><p dir="ltr" class="s2076671Normal"><span xml:space="preserve" class="s2076671000001"> </span></p><p dir="ltr" class="s2076671Normal"><span class="s2076671SCL">Source:</span><span xml:space="preserve" class="s2076671SCL-000002"> SL 1977, ch 416, § 1.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076672Normal { margin-top: 0; margin-bottom: 0; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076672SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076672CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076672Normal-000000 { margin-top: 0; margin-bottom: 0; text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076672DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076672000001 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076672SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076672SCL-000002 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076672Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-38"><span class="s2076672SENU">58-33-38</span></a><span xml:space="preserve" class="s2076672SENU">. </span><span class="s2076672CL">Undefined unfair or deceptive practice--Findings by director.</span></p><p dir="ltr" class="s2076672Normal-000000"><span class="s2076672DefaultParagraphFont">If the director believes that any person engaged in the insurance business is engaging in this state in any method of competition or in any act or practice in the conduct of such business which is not defined in this chapter, but that such method of competition is unfair or that such act or practice is unfair or deceptive and that a proceeding by him in respect thereto would be in the public interest, he shall, after a hearing of which notice of the hearing and of the charges against him are given such person, make a written report of his findings of fact relative to such charges and serve a copy thereof upon such person and any intervener at the hearing.</span></p><p dir="ltr" class="s2076672Normal"><span xml:space="preserve" class="s2076672000001"> </span></p><p dir="ltr" class="s2076672Normal"><span class="s2076672SCL">Source:</span><span xml:space="preserve" class="s2076672SCL-000002"> SL 1966, ch 111, ch 13, § 5 (1).</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076673Normal { margin-top: 0; margin-bottom: 0; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076673SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076673CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076673Normal-000000 { margin-top: 0; margin-bottom: 0; text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076673DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076673000001 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076673SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076673SCL-000002 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076673Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-39"><span class="s2076673SENU">58-33-39</span></a><span xml:space="preserve" class="s2076673SENU">. </span><span class="s2076673CL">Action to restrain violation found by director--Record of hearing received in evidence.</span></p><p dir="ltr" class="s2076673Normal-000000"><span class="s2076673DefaultParagraphFont">If such report charges a violation of this chapter and if such method of competition, act or practice has not been discontinued, the director may, through the attorney general of this state, at any time after the service of such report cause an action to be instituted to enjoin and restrain such person from engaging in such method, act, or practice. In such action the court may grant a restraining order or injunction upon such terms as may be just and the director shall not be required to give security before the issuance of any such order or injunction. If a stenographic record of the hearing before the director was made, a certified transcript thereof including all evidence taken and the report and findings shall be received in such action.</span></p><p dir="ltr" class="s2076673Normal"><span xml:space="preserve" class="s2076673000001"> </span></p><p dir="ltr" class="s2076673Normal"><span class="s2076673SCL">Source:</span><span xml:space="preserve" class="s2076673SCL-000002"> SL 1966, ch 111, ch 13, § 5 (2).</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076674Normal { margin-top: 0; margin-bottom: 0; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076674SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076674CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076674Normal-000000 { margin-top: 0; margin-bottom: 0; text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076674DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076674000001 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076674SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076674SCL-000002 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076674Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-40"><span class="s2076674SENU">58-33-40</span></a><span xml:space="preserve" class="s2076674SENU">. </span><span class="s2076674CL">Cease and desist order of director.</span></p><p dir="ltr" class="s2076674Normal-000000"><span class="s2076674DefaultParagraphFont">If, after a hearing thereon of which notice of the hearing and of the charges against him were given such person, the director of the Division of Insurance finds that any person in this state has engaged or is engaging in any act or practice defined in or prohibited under this chapter, the director may order the person to permanently cease and desist from the acts or practices.</span></p><p dir="ltr" class="s2076674Normal"><span xml:space="preserve" class="s2076674000001"> </span></p><p dir="ltr" class="s2076674Normal"><span class="s2076674SCL">Source:</span><span xml:space="preserve" class="s2076674SCL-000002"> SL 1966, ch 111, ch 13, § 4 (1); SL 1985, ch 385, § 2.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076675Normal { margin-top: 0; margin-bottom: 0; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076675SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076675CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076675Normal-000000 { margin-top: 0; margin-bottom: 0; text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076675DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076675000001 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076675SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076675SCL-000002 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076675Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-41"><span class="s2076675SENU">58-33-41</span></a><span xml:space="preserve" class="s2076675SENU">. </span><span class="s2076675CL">Appeal from director's order.</span></p><p dir="ltr" class="s2076675Normal-000000"><span xml:space="preserve" class="s2076675DefaultParagraphFont">If the director's report made under § </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-38"><span class="s2076675DefaultParagraphFont">58-33-38</span></a><span xml:space="preserve" class="s2076675DefaultParagraphFont">, or order on hearing made under § </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-40"><span class="s2076675DefaultParagraphFont">58-33-40</span></a><span xml:space="preserve" class="s2076675DefaultParagraphFont"> does not charge a violation of this chapter, then any intervener in the proceedings may appeal therefrom within the time and in the manner provided in chapter </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=1-26"><span class="s2076675DefaultParagraphFont">1-26</span></a><span class="s2076675DefaultParagraphFont">.</span></p><p dir="ltr" class="s2076675Normal"><span xml:space="preserve" class="s2076675000001"> </span></p><p dir="ltr" class="s2076675Normal"><span class="s2076675SCL">Source:</span><span xml:space="preserve" class="s2076675SCL-000002"> SL 1966, ch 111, ch 13, § 5 (3).</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076676Normal { margin-top: 0; margin-bottom: 0; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076676SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076676CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076676Normal-000000 { margin-top: 0; margin-bottom: 0; text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076676DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076676000001 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076676SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076676SCL-000002 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076676Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-42"><span class="s2076676SENU">58-33-42</span></a><span xml:space="preserve" class="s2076676SENU">. </span><span class="s2076676CL">Finality of cease and desist order--Appeal by intervener.</span></p><p dir="ltr" class="s2076676Normal-000000"><span xml:space="preserve" class="s2076676DefaultParagraphFont">A cease and desist order pursuant to § </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-40"><span class="s2076676DefaultParagraphFont">58-33-40</span></a><span xml:space="preserve" class="s2076676DefaultParagraphFont"> shall become final upon expiration of the time allowed for appeals from the director's orders, if no such appeal is taken, or, in event of such an appeal, upon final decision of the court if the court affirms the director's order or dismisses the appeal. An intervener in such hearing shall have the right to appeal as provided in § </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-41"><span class="s2076676DefaultParagraphFont">58-33-41</span></a><span class="s2076676DefaultParagraphFont">.</span></p><p dir="ltr" class="s2076676Normal"><span xml:space="preserve" class="s2076676000001"> </span></p><p dir="ltr" class="s2076676Normal"><span class="s2076676SCL">Source:</span><span xml:space="preserve" class="s2076676SCL-000002"> SL 1966, ch 111, ch 13, § 4 (2).</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076677Normal { margin-top: 0; margin-bottom: 0; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076677SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076677CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076677Normal-000000 { margin-top: 0; margin-bottom: 0; text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076677DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076677000001 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076677SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076677SCL-000002 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076677Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-43"><span class="s2076677SENU">58-33-43</span></a><span xml:space="preserve" class="s2076677SENU">. </span><span class="s2076677CL">Affirmance of order of director--Order of court for obedience.</span></p><p dir="ltr" class="s2076677Normal-000000"><span class="s2076677DefaultParagraphFont">In the event of such appeal, to the extent that the director's order is affirmed, the court shall issue its own order commanding obedience to the terms of the director's order.</span></p><p dir="ltr" class="s2076677Normal"><span xml:space="preserve" class="s2076677000001"> </span></p><p dir="ltr" class="s2076677Normal"><span class="s2076677SCL">Source:</span><span xml:space="preserve" class="s2076677SCL-000002"> SL 1966, ch 111, ch 13, § 4 (3).</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076678Normal { margin-top: 0; margin-bottom: 0; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076678SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076678CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076678Normal-000000 { margin-top: 0; margin-bottom: 0; text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076678DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076678000001 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076678SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076678SCL-000002 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076678Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-44"><span class="s2076678SENU">58-33-44</span></a><span xml:space="preserve" class="s2076678SENU">. </span><span class="s2076678CL">Liabilities and penalties not relieved by director's or court order.</span></p><p dir="ltr" class="s2076678Normal-000000"><span xml:space="preserve" class="s2076678DefaultParagraphFont">No order of the director pursuant to § </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-40"><span class="s2076678DefaultParagraphFont">58-33-40</span></a><span xml:space="preserve" class="s2076678DefaultParagraphFont"> or order of court to enforce it shall in any way relieve or absolve any person affected by such order from any other liability, penalty, or forfeiture under law.</span></p><p dir="ltr" class="s2076678Normal"><span xml:space="preserve" class="s2076678000001"> </span></p><p dir="ltr" class="s2076678Normal"><span class="s2076678SCL">Source:</span><span xml:space="preserve" class="s2076678SCL-000002"> SL 1966, ch 111, ch 13, § 4 (4).</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076679Normal { margin-top: 0; margin-bottom: 0; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076679SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076679CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076679Normal-000000 { margin-top: 0; margin-bottom: 0; text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076679DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076679000001 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076679SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076679SCL-000002 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076679Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-45"><span class="s2076679SENU">58-33-45</span></a><span xml:space="preserve" class="s2076679SENU">. </span><span class="s2076679CL">Violation of desist order as misdemeanor.</span></p><p dir="ltr" class="s2076679Normal-000000"><span class="s2076679DefaultParagraphFont">A violation of a desist order authorized by this chapter is a Class 2 misdemeanor.</span></p><p dir="ltr" class="s2076679Normal"><span xml:space="preserve" class="s2076679000001"> </span></p><p dir="ltr" class="s2076679Normal"><span class="s2076679SCL">Source:</span><span xml:space="preserve" class="s2076679SCL-000002"> SL 1966, ch 111, ch 13, § 4 (5); SL 1978, ch 359, § 2; SL 1990, ch 158, § 27.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076680Normal { margin-top: 0; margin-bottom: 0; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076680SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076680CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076680Normal-000000 { margin-top: 0; margin-bottom: 0; text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076680DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076680000001 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076680SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076680SCL-000002 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076680Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-46"><span class="s2076680SENU">58-33-46</span></a><span xml:space="preserve" class="s2076680SENU">. </span><span class="s2076680CL">Imposition of penalty not prevented by cease and desist order.</span></p><p dir="ltr" class="s2076680Normal-000000"><span xml:space="preserve" class="s2076680DefaultParagraphFont">Sections </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-40"><span class="s2076680DefaultParagraphFont">58-33-40</span></a><span xml:space="preserve" class="s2076680DefaultParagraphFont"> to </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-45"><span class="s2076680DefaultParagraphFont">58-33-45</span></a><span class="s2076680DefaultParagraphFont">, inclusive, shall not be deemed to affect or prevent the imposition of any penalty provided by this title or by other law for violation of any other provision of this chapter, whether or not any such hearing is called or held or such desist order issued.</span></p><p dir="ltr" class="s2076680Normal"><span xml:space="preserve" class="s2076680000001"> </span></p><p dir="ltr" class="s2076680Normal"><span class="s2076680SCL">Source:</span><span xml:space="preserve" class="s2076680SCL-000002"> SL 1966, ch 111, ch 13, § 4 (6).</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076681Normal { margin-top: 0; margin-bottom: 0; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076681SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076681CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076681Normal-000000 { margin-top: 0; margin-bottom: 0; text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076681DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076681000001 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076681SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076681SCL-000002 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076681Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-46.1"><span class="s2076681SENU">58-33-46.1</span></a><span xml:space="preserve" class="s2076681SENU">. </span><span class="s2076681CL">Civil action for damages resulting from unfair or prohibited act--Attorneys' fees.</span></p><p dir="ltr" class="s2076681Normal-000000"><span class="s2076681DefaultParagraphFont">Any person who claims to have been damaged by any act or practice declared to be unlawful by this chapter shall be permitted to bring a civil action for the recovery of all actual and consequential damages suffered as a result of such act or practice including reasonable attorneys' fees to be set by the court.</span></p><p dir="ltr" class="s2076681Normal"><span xml:space="preserve" class="s2076681000001"> </span></p><p dir="ltr" class="s2076681Normal"><span class="s2076681SCL">Source:</span><span xml:space="preserve" class="s2076681SCL-000002"> SL 1974, ch 319.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076682Normal { margin-top: 0; margin-bottom: 0; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076682SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076682CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076682Normal-000000 { margin-top: 0; margin-bottom: 0; text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076682DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076682000001 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076682SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076682SCL-000002 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076682Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-47"><span class="s2076682SENU">58-33-47</span></a><span xml:space="preserve" class="s2076682SENU">. </span><span class="s2076682CL">Process against unauthorized insurers for false advertising--Purpose of provisions.</span></p><p dir="ltr" class="s2076682Normal-000000"><span xml:space="preserve" class="s2076682DefaultParagraphFont">The purpose of §§ </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-47"><span class="s2076682DefaultParagraphFont">58-33-47</span></a><span xml:space="preserve" class="s2076682DefaultParagraphFont"> to </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-57"><span class="s2076682DefaultParagraphFont">58-33-57</span></a><span xml:space="preserve" class="s2076682DefaultParagraphFont">, inclusive, is to subject to the jurisdiction of the director and to the jurisdiction of the courts of this state insurers not authorized to transact business in this state which place in or send into this state any false advertising designed to induce residents of this state to purchase insurance from insurers not authorized to transact business in this state. The Legislature declares it is in the interest of the citizens of this state who purchase insurance from insurers which solicit insurance business in this state by false advertising that such insurers be subject to the provisions of §§ </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-47"><span class="s2076682DefaultParagraphFont">58-33-47</span></a><span xml:space="preserve" class="s2076682DefaultParagraphFont"> to </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-57"><span class="s2076682DefaultParagraphFont">58-33-57</span></a><span class="s2076682DefaultParagraphFont">, inclusive. In furtherance of such state interest, the Legislature herein provides a method of substituted service of process upon such insurers and declares that in so doing, it exercises its power to protect its residents and also exercises powers and privileges available to the state by virtue of Public Law 15, 79th Congress of the United States, Chapter 20, 1st Session, S. 340, which declares that the business of insurance and every person engaged therein shall be subject to the laws of the several states; the authority provided herein to be in addition to any existing powers of this state.</span></p><p dir="ltr" class="s2076682Normal"><span xml:space="preserve" class="s2076682000001"> </span></p><p dir="ltr" class="s2076682Normal"><span class="s2076682SCL">Source:</span><span xml:space="preserve" class="s2076682SCL-000002"> SL 1966, ch 111, ch 13, § 26 (1).</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076683Normal { text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076683SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076683CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076683Normal-000000 { text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076683DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } p.s2076683Normal-000001 { margin-left: 0.70in; text-indent: -0.45in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076683000002 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076683SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076683SCL-000003 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076683Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-48"><span class="s2076683SENU">58-33-48</span></a><span xml:space="preserve" class="s2076683SENU">. </span><span class="s2076683CL">Definition of terms.</span></p><p dir="ltr" class="s2076683Normal-000000"><span xml:space="preserve" class="s2076683DefaultParagraphFont">When used in §§ </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-47"><span class="s2076683DefaultParagraphFont">58-33-47</span></a><span xml:space="preserve" class="s2076683DefaultParagraphFont"> to </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-57"><span class="s2076683DefaultParagraphFont">58-33-57</span></a><span class="s2076683DefaultParagraphFont">, inclusive:</span></p><p dir="ltr" class="s2076683Normal-000001"><span class="s2076683DefaultParagraphFont">(1)    "Residents" shall mean and include any person, partnership or corporation, domestic, alien or foreign.</span></p><p dir="ltr" class="s2076683Normal-000001"><span xml:space="preserve" class="s2076683DefaultParagraphFont">(2)    "Unfair Trade Practice Act" shall mean §§ </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-1"><span class="s2076683DefaultParagraphFont">58-33-1</span></a><span xml:space="preserve" class="s2076683DefaultParagraphFont"> to </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-46.1"><span class="s2076683DefaultParagraphFont">58-33-46.1</span></a><span class="s2076683DefaultParagraphFont">, inclusive, relating to unfair methods of competition and unfair and deceptive acts and practices in the business of insurance.</span></p><p dir="ltr" class="s2076683Normal"><span xml:space="preserve" class="s2076683000002"> </span></p><p dir="ltr" class="s2076683Normal"><span class="s2076683SCL">Source:</span><span xml:space="preserve" class="s2076683SCL-000003"> SL 1966, ch 111, ch 13, § 27.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076684Normal { margin-top: 0; margin-bottom: 0; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076684SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076684CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076684Normal-000000 { margin-top: 0; margin-bottom: 0; text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076684DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076684000001 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076684SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076684SCL-000002 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076684Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-49"><span class="s2076684SENU">58-33-49</span></a><span xml:space="preserve" class="s2076684SENU">. </span><span class="s2076684CL">Unlawful advertising by unauthorized insurer as misdemeanor--Notice to insurance supervisory official of domiciliary state.</span></p><p dir="ltr" class="s2076684Normal-000000"><span xml:space="preserve" class="s2076684DefaultParagraphFont">No unauthorized foreign or alien insurer of the kind described in § </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-47"><span class="s2076684DefaultParagraphFont">58-33-47</span></a><span xml:space="preserve" class="s2076684DefaultParagraphFont"> shall make, issue, circulate, or cause to be made, issued, or circulated, to residents of this state any estimate, illustration, circular, pamphlet, or letter, or cause to be made in any newspaper, magazine, or other publication or over any radio or television station, any announcement or statement to such residents misrepresenting its financial condition or the terms of any contracts issued or to be issued or the benefits or advantages promised thereby, or the dividends or share of the surplus to be received thereon in violation of the Unfair Trade Practice Act. Violation of this section is a Class 2 misdemeanor. Whenever the director shall have reason to believe that any such insurer is engaging in such unlawful advertising, it shall be his duty to give notice of such fact by registered or certified mail to such insurer and to the insurance supervisory official of the domiciliary state of such insurer. For the purpose of this section, the domiciliary state of an alien insurer shall be deemed to be the state of entry or the state of the principal office in the United States.</span></p><p dir="ltr" class="s2076684Normal"><span xml:space="preserve" class="s2076684000001"> </span></p><p dir="ltr" class="s2076684Normal"><span class="s2076684SCL">Source:</span><span xml:space="preserve" class="s2076684SCL-000002"> SL 1966, ch 111, ch 13, § 28; SL 1978, ch 359, § 2; SL 1982, ch 28, § 18.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076685Normal { margin-top: 0; margin-bottom: 0; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076685SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076685CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076685Normal-000000 { margin-top: 0; margin-bottom: 0; text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076685DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076685000001 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076685SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076685SCL-000002 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076685Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-50"><span class="s2076685SENU">58-33-50</span></a><span xml:space="preserve" class="s2076685SENU">. </span><span class="s2076685CL">Action by director on failure of insurer to cease false advertising after notice.</span></p><p dir="ltr" class="s2076685Normal-000000"><span xml:space="preserve" class="s2076685DefaultParagraphFont">If after thirty days following the giving of the notice mentioned in § </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-49"><span class="s2076685DefaultParagraphFont">58-33-49</span></a><span xml:space="preserve" class="s2076685DefaultParagraphFont"> such insurer has failed to cease making, issuing, or circulating such false misrepresentations or causing the same to be made, issued or circulated in this state, and if the director has reason to believe that a proceeding by him in respect to such matters would be to the interest of the public, and that such insurer is issuing or delivering contracts of insurance to residents of this state or collecting premiums on such contracts or doing any of the acts enumerated in § </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-49"><span class="s2076685DefaultParagraphFont">58-33-49</span></a><span class="s2076685DefaultParagraphFont">, he shall take action against such insurer under the Unfair Trade Practice Act.</span></p><p dir="ltr" class="s2076685Normal"><span xml:space="preserve" class="s2076685000001"> </span></p><p dir="ltr" class="s2076685Normal"><span class="s2076685SCL">Source:</span><span xml:space="preserve" class="s2076685SCL-000002"> SL 1966, ch 111, § 13, § 29.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076686Normal { text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076686SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076686CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076686Normal-000000 { text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076686DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } p.s2076686Normal-000001 { margin-left: 0.70in; text-indent: -0.45in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076686000002 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076686SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076686SCL-000003 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076686Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-51"><span class="s2076686SENU">58-33-51</span></a><span xml:space="preserve" class="s2076686SENU">. </span><span class="s2076686CL">Acts constituting appointment of director as process agent.</span></p><p dir="ltr" class="s2076686Normal-000000"><span class="s2076686DefaultParagraphFont">Any of the following acts in this state, effected by mail or otherwise, by any such unauthorized foreign or alien insurer:</span></p><p dir="ltr" class="s2076686Normal-000001"><span class="s2076686DefaultParagraphFont">(1)    The issuance or delivery of contracts of insurance to residents of this state;</span></p><p dir="ltr" class="s2076686Normal-000001"><span class="s2076686DefaultParagraphFont">(2)    The solicitation of applications for such contracts;</span></p><p dir="ltr" class="s2076686Normal-000001"><span class="s2076686DefaultParagraphFont">(3)    The collection of premiums, membership fees, assessments, or other considerations for such contracts; or</span></p><p dir="ltr" class="s2076686Normal-000001"><span class="s2076686DefaultParagraphFont">(4)    Any other transaction of insurance business;</span></p><p dir="ltr" class="s2076686Normal"><span xml:space="preserve" class="s2076686DefaultParagraphFont">is equivalent to and shall constitute an appointment by such insurer of the director to be its true and lawful attorney upon whom may be served all statements of charges, notices and lawful process in any proceedings instituted in respect to the misrepresentations set forth in § </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-49"><span class="s2076686DefaultParagraphFont">58-33-49</span></a><span xml:space="preserve" class="s2076686DefaultParagraphFont"> under the provisions of the Unfair Trade Practice Act, or in any action, suit, or proceeding for the recovery of any penalty therein provided, and any such act shall be signification of its agreement that such service of statement of charges, notices, or process is of the same legal force and validity as personal service of such statement of charges, notices, or process in this state, upon such insurer.</span></p><p dir="ltr" class="s2076686Normal"><span xml:space="preserve" class="s2076686000002"> </span></p><p dir="ltr" class="s2076686Normal"><span class="s2076686SCL">Source:</span><span xml:space="preserve" class="s2076686SCL-000003"> SL 1966, ch 111, ch 13, § 30 (1).</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076687Normal { margin-top: 0; margin-bottom: 0; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076687SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076687CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076687Normal-000000 { margin-top: 0; margin-bottom: 0; text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076687DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076687000001 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076687SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076687SCL-000002 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076687Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-52"><span class="s2076687SENU">58-33-52</span></a><span xml:space="preserve" class="s2076687SENU">. </span><span class="s2076687CL">Service of process on director, copies delivered--Mailing of copy to defendant.</span></p><p dir="ltr" class="s2076687Normal-000000"><span class="s2076687DefaultParagraphFont">Service of a statement of charges and notices under said Unfair Trade Practice Act shall be made by delivering to and leaving with the director or some person in apparent charge of his office, two copies thereof. Service of process issued by any court in any action, suit, or proceeding to collect any penalty under said Unfair Trade Practice Act shall be made by delivering and leaving with the director, or some person in apparent charge of his office, two copies thereof. The director shall forthwith cause to be mailed by registered or certified mail one of the copies of such statement of charges, notices, or process to the defendant at its last known principal place of business, and shall keep a record of all statements of charges, notices, and process so served. Such service of statement of charges, notices, and process shall be sufficient provided they shall have been so mailed and the defendant's receipt or receipt issued by the post office with which the letter is registered or certified, showing the name of the sender of the letter and the name and address of the person to whom the letter is addressed, and the affidavit of the person mailing such letter showing a compliance herewith are filed with the director in the case of any statement of charges or notices, or with the clerk of the court in which such action is pending in the case of any process, on or before the date the defendant is required to appear or within such further time as the court may allow.</span></p><p dir="ltr" class="s2076687Normal"><span xml:space="preserve" class="s2076687000001"> </span></p><p dir="ltr" class="s2076687Normal"><span class="s2076687SCL">Source:</span><span xml:space="preserve" class="s2076687SCL-000002"> SL 1966, ch 111, ch 13, § 30 (2); SL 1982, ch 28, § 18.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076688Normal { text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076688SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076688CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076688Normal-000000 { text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076688DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } p.s2076688Normal-000001 { margin-left: 0.70in; text-indent: -0.45in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076688000002 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076688SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076688SCL-000003 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076688Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-53"><span class="s2076688SENU">58-33-53</span></a><span xml:space="preserve" class="s2076688SENU">. </span><span class="s2076688CL">Service of process on agent of insurer.</span></p><p dir="ltr" class="s2076688Normal-000000"><span xml:space="preserve" class="s2076688DefaultParagraphFont">Service of statement of charges, notices, and process in any such proceeding, action, or suit shall in addition to the manner provided in § </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-52"><span class="s2076688DefaultParagraphFont">58-33-52</span></a><span xml:space="preserve" class="s2076688DefaultParagraphFont"> be valid if served upon any person within this state who on behalf of such insurer is:</span></p><p dir="ltr" class="s2076688Normal-000001"><span class="s2076688DefaultParagraphFont">(1)    Soliciting insurance; or</span></p><p dir="ltr" class="s2076688Normal-000001"><span class="s2076688DefaultParagraphFont">(2)    Making, issuing, or delivering any contract of insurance; or</span></p><p dir="ltr" class="s2076688Normal-000001"><span class="s2076688DefaultParagraphFont">(3)    Collecting or receiving in this state any premium for insurance;</span></p><p dir="ltr" class="s2076688Normal"><span class="s2076688DefaultParagraphFont">and if a copy of such statement of charges, notices, or process is sent within ten days thereafter by registered or certified mail by or on behalf of the director to the defendant at the last known principal place of business of the defendant, and the defendant's receipt, or the receipt issued by the post office with which the letter is registered or certified, showing the name of the sender of the letter, the name and address of the person to whom the letter is addressed, and the affidavit of the person mailing the same showing a compliance herewith, are filed with the director in the case of any statement of charges or notices, or with the clerk of the court in which such action is pending in the case of any process, on or before the date the defendant is required to appear or within such further time as the court may allow.</span></p><p dir="ltr" class="s2076688Normal"><span xml:space="preserve" class="s2076688000002"> </span></p><p dir="ltr" class="s2076688Normal"><span class="s2076688SCL">Source:</span><span xml:space="preserve" class="s2076688SCL-000003"> SL 1966, ch 111, ch 13, § 30 (3); SL 1982, ch 28, § 18.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076689Normal { margin-top: 0; margin-bottom: 0; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076689SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076689CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076689Normal-000000 { margin-top: 0; margin-bottom: 0; text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076689DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076689000001 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076689SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076689SCL-000002 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076689Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-54"><span class="s2076689SENU">58-33-54</span></a><span xml:space="preserve" class="s2076689SENU">. </span><span class="s2076689CL">Additional method of service of process and notice.</span></p><p dir="ltr" class="s2076689Normal-000000"><span class="s2076689DefaultParagraphFont">Service of process and notice under the provisions of this title shall be in addition to all other methods of service provided by law, and nothing in this chapter shall limit or prohibit the right to serve any statement of charges, notices, or process upon an insurer in any other manner now or hereafter permitted by law.</span></p><p dir="ltr" class="s2076689Normal"><span xml:space="preserve" class="s2076689000001"> </span></p><p dir="ltr" class="s2076689Normal"><span class="s2076689SCL">Source:</span><span xml:space="preserve" class="s2076689SCL-000002"> SL 1966, ch 111, ch 13, § 30 (5).</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076690Normal { margin-top: 0; margin-bottom: 0; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076690SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076690CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076690Normal-000000 { margin-top: 0; margin-bottom: 0; text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076690DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076690000001 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076690SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076690SCL-000002 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076690Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-55"><span class="s2076690SENU">58-33-55</span></a><span xml:space="preserve" class="s2076690SENU">. </span><span class="s2076690CL">Waiting period before entry of default order or judgment.</span></p><p dir="ltr" class="s2076690Normal-000000"><span xml:space="preserve" class="s2076690DefaultParagraphFont">No cease or desist order or judgment by default under §§ </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-51"><span class="s2076690DefaultParagraphFont">58-33-51</span></a><span xml:space="preserve" class="s2076690DefaultParagraphFont"> to </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-53"><span class="s2076690DefaultParagraphFont">58-33-53</span></a><span class="s2076690DefaultParagraphFont">, inclusive, shall be entered until the expiration of thirty days from the date of the filing of the affidavit of compliance.</span></p><p dir="ltr" class="s2076690Normal"><span xml:space="preserve" class="s2076690000001"> </span></p><p dir="ltr" class="s2076690Normal"><span class="s2076690SCL">Source:</span><span xml:space="preserve" class="s2076690SCL-000002"> SL 1966, ch 111, ch 13, § 30 (4).</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076691Normal { margin-top: 0; margin-bottom: 0; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076691SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076691CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076691Normal-000000 { margin-top: 0; margin-bottom: 0; text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076691DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076691000001 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076691SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076691SCL-000002 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076691Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-56"><span class="s2076691SENU">58-33-56</span></a><span xml:space="preserve" class="s2076691SENU">. </span><span class="s2076691CL">Liberal construction of process provisions.</span></p><p dir="ltr" class="s2076691Normal-000000"><span xml:space="preserve" class="s2076691DefaultParagraphFont">The provisions of §§ </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-47"><span class="s2076691DefaultParagraphFont">58-33-47</span></a><span xml:space="preserve" class="s2076691DefaultParagraphFont"> to </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-57"><span class="s2076691DefaultParagraphFont">58-33-57</span></a><span class="s2076691DefaultParagraphFont">, inclusive, shall be liberally construed.</span></p><p dir="ltr" class="s2076691Normal"><span xml:space="preserve" class="s2076691000001"> </span></p><p dir="ltr" class="s2076691Normal"><span class="s2076691SCL">Source:</span><span xml:space="preserve" class="s2076691SCL-000002"> SL 1966, ch 111, ch 13, § 26 (2).</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076692Normal { margin-top: 0; margin-bottom: 0; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076692SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076692CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076692Normal-000000 { margin-top: 0; margin-bottom: 0; text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076692DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076692000001 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076692SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076692SCL-000002 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076692Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-57"><span class="s2076692SENU">58-33-57</span></a><span xml:space="preserve" class="s2076692SENU">. </span><span class="s2076692CL">Severability of provisions.</span></p><p dir="ltr" class="s2076692Normal-000000"><span class="s2076692DefaultParagraphFont">If any provision of this chapter or the application thereof to any person or circumstances is held invalid, such invalidity shall not affect other provisions or application of the chapter which can be given effect without the invalid provision or application, and to this end the provisions of this chapter are declared to be severable.</span></p><p dir="ltr" class="s2076692Normal"><span xml:space="preserve" class="s2076692000001"> </span></p><p dir="ltr" class="s2076692Normal"><span class="s2076692SCL">Source:</span><span xml:space="preserve" class="s2076692SCL-000002"> SL 1966, ch 111, ch 13, § 31.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076693Normal { margin-top: 0; margin-bottom: 0; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076693SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076693CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076693Normal-000000 { margin-top: 0; margin-bottom: 0; text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076693DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076693000001 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076693SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076693SCL-000002 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076693Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-58"><span class="s2076693SENU">58-33-58</span></a><span xml:space="preserve" class="s2076693SENU">. </span><span class="s2076693CL">Citation of provisions for process against unauthorized insurers for false advertising.</span></p><p dir="ltr" class="s2076693Normal-000000"><span xml:space="preserve" class="s2076693DefaultParagraphFont">Sections </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-47"><span class="s2076693DefaultParagraphFont">58-33-47</span></a><span xml:space="preserve" class="s2076693DefaultParagraphFont"> to </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-57"><span class="s2076693DefaultParagraphFont">58-33-57</span></a><span class="s2076693DefaultParagraphFont">, inclusive, may be cited as the Unauthorized Insurers False Advertising Process Act.</span></p><p dir="ltr" class="s2076693Normal"><span xml:space="preserve" class="s2076693000001"> </span></p><p dir="ltr" class="s2076693Normal"><span class="s2076693SCL">Source:</span><span xml:space="preserve" class="s2076693SCL-000002"> SL 1966, ch 111, ch 13, § 25.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076694Normal { text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076694SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076694CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076694Normal-000000 { text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076694DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } p.s2076694Normal-000001 { margin-left: 0.70in; text-indent: -0.45in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076694000002 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076694SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076694SCL-000003 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076694Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-59"><span class="s2076694SENU">58-33-59</span></a><span xml:space="preserve" class="s2076694SENU">. </span><span class="s2076694CL">Cancellation of insurance--Definitions.</span></p><p dir="ltr" class="s2076694Normal-000000"><span xml:space="preserve" class="s2076694DefaultParagraphFont">Terms, used in this section and §§ </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-60"><span class="s2076694DefaultParagraphFont">58-33-60</span></a><span xml:space="preserve" class="s2076694DefaultParagraphFont"> to </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-65"><span class="s2076694DefaultParagraphFont">58-33-65</span></a><span class="s2076694DefaultParagraphFont">, inclusive, mean:</span></p><p dir="ltr" class="s2076694Normal-000001"><span class="s2076694DefaultParagraphFont">(1)    "Cancellation," termination by the insurer of insurance coverage in whole or in part during the policy term. A policy with no fixed expiration date is considered a policy period or term of one year;</span></p><p dir="ltr" class="s2076694Normal-000001"><span xml:space="preserve" class="s2076694DefaultParagraphFont">(2)    "Insurance," includes those policies of insurance defined in §§ </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-9-5"><span class="s2076694DefaultParagraphFont">58-9-5</span></a><span xml:space="preserve" class="s2076694DefaultParagraphFont"> to </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-9-27"><span class="s2076694DefaultParagraphFont">58-9-27</span></a><span class="s2076694DefaultParagraphFont">, inclusive;</span></p><p dir="ltr" class="s2076694Normal-000001"><span xml:space="preserve" class="s2076694DefaultParagraphFont">(3)    "Nonpayment of premium," the failure of the named insured to discharge any obligation in connection with the payment of premiums on policies of insurance subject to this section and §§ </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-60"><span class="s2076694DefaultParagraphFont">58-33-60</span></a><span xml:space="preserve" class="s2076694DefaultParagraphFont"> to </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-65"><span class="s2076694DefaultParagraphFont">58-33-65</span></a><span class="s2076694DefaultParagraphFont">, inclusive, whether such payments are directly payable to the insurer or its insurance producer or indirectly payable under a premium finance plan or extension of credit.</span></p><p dir="ltr" class="s2076694Normal"><span xml:space="preserve" class="s2076694000002"> </span></p><p dir="ltr" class="s2076694Normal"><span class="s2076694SCL">Source:</span><span xml:space="preserve" class="s2076694SCL-000003"> SL 1985, ch 392, § 1; SL 1986, ch 27, § 54; SL 1999, ch 259, § 1; SL 2001, ch 286, § 206.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076695Normal { margin-top: 0; margin-bottom: 0; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076695SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076695CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076695Normal-000000 { margin-top: 0; margin-bottom: 0; text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076695DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076695000001 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076695SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076695SCL-000002 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076695Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-60"><span class="s2076695SENU">58-33-60</span></a><span xml:space="preserve" class="s2076695SENU">. </span><span class="s2076695CL">Notice of cancellation required--Time--Contents.</span></p><p dir="ltr" class="s2076695Normal-000000"><span class="s2076695DefaultParagraphFont">A notice of cancellation of insurance coverage by an insurer shall be mailed or delivered by the insurer to the named insured at least twenty days before the effective cancellation date and shall be accompanied by a written explanation of the specific reasons for the cancellation.</span></p><p dir="ltr" class="s2076695Normal"><span xml:space="preserve" class="s2076695000001"> </span></p><p dir="ltr" class="s2076695Normal"><span class="s2076695SCL">Source:</span><span xml:space="preserve" class="s2076695SCL-000002"> SL 1985, ch 392, § 2; SL 1999, ch 259, § 2.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076696Normal { text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076696SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076696CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076696Normal-000000 { text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076696DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } p.s2076696Normal-000001 { margin-left: 0.70in; text-indent: -0.45in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076696000002 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076696SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076696SCL-000003 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076696Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-61"><span class="s2076696SENU">58-33-61</span></a><span xml:space="preserve" class="s2076696SENU">. </span><span class="s2076696CL">Grounds for cancellation.</span></p><p dir="ltr" class="s2076696Normal-000000"><span class="s2076696DefaultParagraphFont">After sixty days from the effective date of policy issuance a notice of cancellation may not be issued unless it is based upon at least one of the following reasons:</span></p><p dir="ltr" class="s2076696Normal-000001"><span class="s2076696DefaultParagraphFont">(1)    Nonpayment of premium;</span></p><p dir="ltr" class="s2076696Normal-000001"><span class="s2076696DefaultParagraphFont">(2)    Discovery of fraud or material misrepresentation made by or with the knowledge of the named insured in obtaining the policy, continuing the policy, or in presenting a claim under the policy;</span></p><p dir="ltr" class="s2076696Normal-000001"><span class="s2076696DefaultParagraphFont">(3)    Discovery of acts or omissions on the part of the named insured which increase any hazard insured against;</span></p><p dir="ltr" class="s2076696Normal-000001"><span class="s2076696DefaultParagraphFont">(4)    The occurrence of a change in the risk which substantially increases any hazard insured against after insurance coverage has been issued;</span></p><p dir="ltr" class="s2076696Normal-000001"><span class="s2076696DefaultParagraphFont">(5)    A violation of any local fire, health, safety, building, or construction regulation or ordinance with respect to any insured property or the occupancy thereof which substantially increases any hazard insured against;</span></p><p dir="ltr" class="s2076696Normal-000001"><span class="s2076696DefaultParagraphFont">(6)    A determination by the director of the Division of Insurance that the continuation of the policy would jeopardize a company's solvency or would place the insurer in violation of the insurance laws of this state;</span></p><p dir="ltr" class="s2076696Normal-000001"><span class="s2076696DefaultParagraphFont">(7)    Violation or breach by the insured of any policy terms or conditions; or</span></p><p dir="ltr" class="s2076696Normal-000001"><span class="s2076696DefaultParagraphFont">(8)    Such other reasons as are approved by the director of the Division of Insurance.</span></p><p dir="ltr" class="s2076696Normal"><span xml:space="preserve" class="s2076696000002"> </span></p><p dir="ltr" class="s2076696Normal"><span class="s2076696SCL">Source:</span><span xml:space="preserve" class="s2076696SCL-000003"> SL 1985, ch 392, § 3; SL 1986, ch 421, § 1.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076697Normal { margin-top: 0; margin-bottom: 0; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076697SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076697CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076697Normal-000000 { margin-top: 0; margin-bottom: 0; text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076697DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076697000001 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076697SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076697SCL-000002 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076697Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-62"><span class="s2076697SENU">58-33-62</span></a><span xml:space="preserve" class="s2076697SENU">. </span><span class="s2076697CL">Complaint of violation to division--Determination of reasonableness--Hearing.</span></p><p dir="ltr" class="s2076697Normal-000000"><span xml:space="preserve" class="s2076697DefaultParagraphFont">Upon a complaint alleging a violation of any provision of §§ </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-59"><span class="s2076697DefaultParagraphFont">58-33-59</span></a><span xml:space="preserve" class="s2076697DefaultParagraphFont"> to </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-65"><span class="s2076697DefaultParagraphFont">58-33-65</span></a><span xml:space="preserve" class="s2076697DefaultParagraphFont">, inclusive, filed by a person with the Division of Insurance within sixty days after the cancellation date of the policy, the director of the Division of Insurance shall determine if the complaint is reasonably founded. If the director determines that the complaint is reasonably founded or otherwise has reason to believe that an insurer has engaged in practices that violate any provisions of §§ </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-59"><span class="s2076697DefaultParagraphFont">58-33-59</span></a><span xml:space="preserve" class="s2076697DefaultParagraphFont"> to </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-65"><span class="s2076697DefaultParagraphFont">58-33-65</span></a><span xml:space="preserve" class="s2076697DefaultParagraphFont">, inclusive, a hearing on the matter shall be set pursuant to chapter </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=1-26"><span class="s2076697DefaultParagraphFont">1-26</span></a><span class="s2076697DefaultParagraphFont">.</span></p><p dir="ltr" class="s2076697Normal"><span xml:space="preserve" class="s2076697000001"> </span></p><p dir="ltr" class="s2076697Normal"><span class="s2076697SCL">Source:</span><span xml:space="preserve" class="s2076697SCL-000002"> SL 1985, ch 392, § 4.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076698Normal { margin-top: 0; margin-bottom: 0; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076698SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076698CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076698Normal-000000 { margin-top: 0; margin-bottom: 0; text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076698DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076698000001 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076698SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076698SCL-000002 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076698Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-63"><span class="s2076698SENU">58-33-63</span></a><span xml:space="preserve" class="s2076698SENU">. </span><span class="s2076698CL">Reinstatement and money penalty for violation.</span></p><p dir="ltr" class="s2076698Normal-000000"><span xml:space="preserve" class="s2076698DefaultParagraphFont">If the director of the Division of Insurance determines in a final order that the insurer has violated any provision of §§ </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-59"><span class="s2076698DefaultParagraphFont">58-33-59</span></a><span xml:space="preserve" class="s2076698DefaultParagraphFont"> to </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-65"><span class="s2076698DefaultParagraphFont">58-33-65</span></a><span xml:space="preserve" class="s2076698DefaultParagraphFont">, inclusive, the director shall require the insurer to reinstate insurance coverage to the end of the policy period. The director may also assess a money penalty against an insurer for each violation of any provision of §§ </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-59"><span class="s2076698DefaultParagraphFont">58-33-59</span></a><span xml:space="preserve" class="s2076698DefaultParagraphFont"> to </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-65"><span class="s2076698DefaultParagraphFont">58-33-65</span></a><span xml:space="preserve" class="s2076698DefaultParagraphFont">, inclusive, in an amount set forth in § </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-4-28.1"><span class="s2076698DefaultParagraphFont">58-4-28.1</span></a><span xml:space="preserve" class="s2076698DefaultParagraphFont"> and may order the insurer to refrain from engaging in practices that violate the provisions of §§ </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-59"><span class="s2076698DefaultParagraphFont">58-33-59</span></a><span xml:space="preserve" class="s2076698DefaultParagraphFont"> to </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-65"><span class="s2076698DefaultParagraphFont">58-33-65</span></a><span class="s2076698DefaultParagraphFont">, inclusive.</span></p><p dir="ltr" class="s2076698Normal"><span xml:space="preserve" class="s2076698000001"> </span></p><p dir="ltr" class="s2076698Normal"><span class="s2076698SCL">Source:</span><span xml:space="preserve" class="s2076698SCL-000002"> SL 1985, ch 392, § 5.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076699Normal { text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076699SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076699CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076699Normal-000000 { text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076699DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } p.s2076699Normal-000001 { margin-left: 0.70in; text-indent: -0.45in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076699000002 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076699SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076699SCL-000003 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076699Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-64"><span class="s2076699SENU">58-33-64</span></a><span xml:space="preserve" class="s2076699SENU">. </span><span class="s2076699CL">Immunity from liability for statements concerning cancellation.</span></p><p dir="ltr" class="s2076699Normal-000000"><span xml:space="preserve" class="s2076699DefaultParagraphFont">Except for knowingly supplying false information, there is no liability on the part of and no cause of action arises against the following persons for any communication giving notice of or specifying the reasons for a cancellation or for any statement made in connection with an attempt to discover or verify the existence of conditions that would provide grounds for cancellation of coverage under the provisions of §§ </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-59"><span class="s2076699DefaultParagraphFont">58-33-59</span></a><span xml:space="preserve" class="s2076699DefaultParagraphFont"> to </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-65"><span class="s2076699DefaultParagraphFont">58-33-65</span></a><span class="s2076699DefaultParagraphFont">, inclusive:</span></p><p dir="ltr" class="s2076699Normal-000001"><span class="s2076699DefaultParagraphFont">(1)    The director of the Division of Insurance;</span></p><p dir="ltr" class="s2076699Normal-000001"><span class="s2076699DefaultParagraphFont">(2)    Any insurer or its authorized representatives, insurance producers, or employees;</span></p><p dir="ltr" class="s2076699Normal-000001"><span class="s2076699DefaultParagraphFont">(3)    Any licensed insurance producer; or</span></p><p dir="ltr" class="s2076699Normal-000001"><span class="s2076699DefaultParagraphFont">(4)    Any person furnishing information to an insurer as to reasons for a cancellation.</span></p><p dir="ltr" class="s2076699Normal"><span xml:space="preserve" class="s2076699000002"> </span></p><p dir="ltr" class="s2076699Normal"><span class="s2076699SCL">Source:</span><span xml:space="preserve" class="s2076699SCL-000003"> SL 1985, ch 392, § 6; SL 2001, ch 286, § 207.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076700Normal { margin-top: 0; margin-bottom: 0; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076700SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076700CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076700Normal-000000 { margin-top: 0; margin-bottom: 0; text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076700DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076700000001 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076700SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076700SCL-000002 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076700Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-65"><span class="s2076700SENU">58-33-65</span></a><span xml:space="preserve" class="s2076700SENU">. </span><span class="s2076700CL">Automobile policies exempt.</span></p><p dir="ltr" class="s2076700Normal-000000"><span xml:space="preserve" class="s2076700DefaultParagraphFont">Sections </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-59"><span class="s2076700DefaultParagraphFont">58-33-59</span></a><span xml:space="preserve" class="s2076700DefaultParagraphFont"> to </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-64"><span class="s2076700DefaultParagraphFont">58-33-64</span></a><span xml:space="preserve" class="s2076700DefaultParagraphFont">, inclusive, do not apply to the cancellation of automobile policies or coverages, as defined in § </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-11-45"><span class="s2076700DefaultParagraphFont">58-11-45</span></a><span class="s2076700DefaultParagraphFont">.</span></p><p dir="ltr" class="s2076700Normal"><span xml:space="preserve" class="s2076700000001"> </span></p><p dir="ltr" class="s2076700Normal"><span class="s2076700SCL">Source:</span><span xml:space="preserve" class="s2076700SCL-000002"> SL 1985, ch 392, § 7; SL 1988, ch 408.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076701Normal { margin-top: 0; margin-bottom: 0; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076701SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076701CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076701Normal-000000 { margin-top: 0; margin-bottom: 0; text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076701DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076701000001 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076701SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076701SCL-000002 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076701Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-65.1"><span class="s2076701SENU">58-33-65.1</span></a><span xml:space="preserve" class="s2076701SENU">. </span><span class="s2076701CL">Private remedy or right of action prohibited.</span></p><p dir="ltr" class="s2076701Normal-000000"><span xml:space="preserve" class="s2076701DefaultParagraphFont">Nothing contained in §§ </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-59"><span class="s2076701DefaultParagraphFont">58-33-59</span></a><span xml:space="preserve" class="s2076701DefaultParagraphFont"> to </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-65"><span class="s2076701DefaultParagraphFont">58-33-65</span></a><span class="s2076701DefaultParagraphFont">, inclusive, may grant, or be construed to grant, any private remedy or right of action.</span></p><p dir="ltr" class="s2076701Normal"><span xml:space="preserve" class="s2076701000001"> </span></p><p dir="ltr" class="s2076701Normal"><span class="s2076701SCL">Source:</span><span xml:space="preserve" class="s2076701SCL-000002"> SL 1986, ch 421, § 2.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076702Normal { text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076702SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076702CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076702Normal-000000 { text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076702DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } p.s2076702Normal-000001 { margin-left: 0.70in; text-indent: -0.45in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076702000002 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076702SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076702SCL-000003 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076702Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-66"><span class="s2076702SENU">58-33-66</span></a><span xml:space="preserve" class="s2076702SENU">. </span><span class="s2076702CL">Unfair or deceptive insurance practices.</span></p><p dir="ltr" class="s2076702Normal-000000"><span class="s2076702DefaultParagraphFont">Unfair or deceptive acts or practices in the business of insurance include the following:</span></p><p dir="ltr" class="s2076702Normal-000001"><span class="s2076702DefaultParagraphFont">(1)    Failing to respond to an inquiry from or failing to supply documents requested by the Division of Insurance within twenty days of receipt of such inquiry or request;</span></p><p dir="ltr" class="s2076702Normal-000001"><span class="s2076702DefaultParagraphFont">(2)    Knowingly supplying the Division of Insurance with false, misleading, or incomplete information.</span></p><p dir="ltr" class="s2076702Normal"><span xml:space="preserve" class="s2076702000002"> </span></p><p dir="ltr" class="s2076702Normal"><span class="s2076702SCL">Source:</span><span xml:space="preserve" class="s2076702SCL-000003"> SL 1986, ch 422, § 1; SL 1989, ch 439, § 2.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076703Normal { text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076703SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076703CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076703Normal-000000 { text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076703DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } p.s2076703Normal-000001 { margin-left: 0.70in; text-indent: -0.45in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076703000002 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076703SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076703SCL-000003 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076703Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-67"><span class="s2076703SENU">58-33-67</span></a><span xml:space="preserve" class="s2076703SENU">. </span><span class="s2076703CL">Unfair or deceptive practices in dealing with insured.</span></p><p dir="ltr" class="s2076703Normal-000000"><span class="s2076703DefaultParagraphFont">In dealing with the insured or representative of the insured, unfair or deceptive acts or practices in the business of insurance include, but are not limited to, the following:</span></p><p dir="ltr" class="s2076703Normal-000001"><span class="s2076703DefaultParagraphFont">(1)    Failing to acknowledge and act within thirty days upon communications with respect to claims arising under insurance policies and to adopt and adhere to reasonable standards for the prompt investigation of such claims;</span></p><p dir="ltr" class="s2076703Normal-000001"><span class="s2076703DefaultParagraphFont">(2)    Making claims payments to any claimant, insured, or beneficiary not accompanied by a statement setting forth the coverage under which the payments are being made;</span></p><p dir="ltr" class="s2076703Normal-000001"><span class="s2076703DefaultParagraphFont">(3)    Failing to promptly provide a reasonable explanation of the basis in the insurance policy in relation to the facts or applicable law for denial of a claim or for the offer of a compromise settlement;</span></p><p dir="ltr" class="s2076703Normal-000001"><span class="s2076703DefaultParagraphFont">(4)    Failing to promptly settle claims, where liability has become reasonably clear under one portion of the insurance policy coverage to influence settlements under other portions of the insurance policy coverage;</span></p><p dir="ltr" class="s2076703Normal-000001"><span class="s2076703DefaultParagraphFont">(5)    Requiring as a condition of payment of a claim that repairs to any damaged vehicle shall be made by a particular contractor or repair shop;</span></p><p dir="ltr" class="s2076703Normal-000001"><span class="s2076703DefaultParagraphFont">(6)    Failing to make a good faith assignment of the degree of contributory negligence in ascertaining the issue of liability;</span></p><p dir="ltr" class="s2076703Normal-000001"><span class="s2076703DefaultParagraphFont">(7)    Unless permitted by law and the insurance policy, refusing to settle a claim of an insured or claimant on the basis that the responsibility should be assumed by others.</span></p><p dir="ltr" class="s2076703Normal"><span xml:space="preserve" class="s2076703000002"> </span></p><p dir="ltr" class="s2076703Normal"><span class="s2076703SCL">Source:</span><span xml:space="preserve" class="s2076703SCL-000003"> SL 1986, ch 422, § 2; SL 1989, ch 439, § 3.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076704Normal { text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076704SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076704CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076704Normal-000000 { text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076704DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } p.s2076704Normal-000001 { margin-left: 0.70in; text-indent: -0.45in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-right: 0; margin-bottom: .001pt; } p.s2076704Normal-000002 { text-indent: 0.25in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076704000003 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076704SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076704SCL-000004 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076704Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-68"><span class="s2076704SENU">58-33-68</span></a><span xml:space="preserve" class="s2076704SENU">. </span><span class="s2076704CL">Factors considered in determining action taken against violator--Failure to remedy situation--Administrative action.</span></p><p dir="ltr" class="s2076704Normal-000000"><span xml:space="preserve" class="s2076704DefaultParagraphFont">The Division of Insurance, in interpreting and enforcing §§ </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-66"><span class="s2076704DefaultParagraphFont">58-33-66</span></a><span xml:space="preserve" class="s2076704DefaultParagraphFont"> and </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-67"><span class="s2076704DefaultParagraphFont">58-33-67</span></a><span xml:space="preserve" class="s2076704DefaultParagraphFont">, shall consider all pertinent facts and circumstances to determine the severity and appropriateness of action to be taken in regard to any violation of §§ </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-66"><span class="s2076704DefaultParagraphFont">58-33-66</span></a><span xml:space="preserve" class="s2076704DefaultParagraphFont"> to </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-69"><span class="s2076704DefaultParagraphFont">58-33-69</span></a><span class="s2076704DefaultParagraphFont">, inclusive, including but not limited to, the following:</span></p><p dir="ltr" class="s2076704Normal-000001"><span class="s2076704DefaultParagraphFont">(1)    The magnitude of the harm to the claimant or insured;</span></p><p dir="ltr" class="s2076704Normal-000001"><span class="s2076704DefaultParagraphFont">(2)    Any actions by the insured, claimant, or insurer that mitigate or exacerbate the impact of the violation;</span></p><p dir="ltr" class="s2076704Normal-000001"><span class="s2076704DefaultParagraphFont">(3)    Actions of the claimant or insured which impeded the insurer in processing or settling the claim;</span></p><p dir="ltr" class="s2076704Normal-000001"><span class="s2076704DefaultParagraphFont">(4)    Actions of the insurer which increase the detriment to the claimant or insured. The director need not show a general business practice in taking administrative action for these violations.</span></p><p dir="ltr" class="s2076704Normal-000002"><span class="s2076704DefaultParagraphFont">However, no administrative action may be taken by the director for a violation of this section unless the insurer has been notified of the violation and refuses to take corrective action to remedy the situation.</span></p><p dir="ltr" class="s2076704Normal-000002"><span xml:space="preserve" class="s2076704DefaultParagraphFont">Any administrative action taken by the director shall be pursuant to the provisions of chapter </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=1-26"><span class="s2076704DefaultParagraphFont">1-26</span></a><span class="s2076704DefaultParagraphFont">.</span></p><p dir="ltr" class="s2076704Normal"><span xml:space="preserve" class="s2076704000003"> </span></p><p dir="ltr" class="s2076704Normal"><span class="s2076704SCL">Source:</span><span xml:space="preserve" class="s2076704SCL-000004"> SL 1986, ch 422, § 3.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076705Normal { margin-top: 0; margin-bottom: 0; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076705SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076705CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076705Normal-000000 { margin-top: 0; margin-bottom: 0; text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076705DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076705000001 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076705SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076705SCL-000002 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076705Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-69"><span class="s2076705SENU">58-33-69</span></a><span xml:space="preserve" class="s2076705SENU">. </span><span class="s2076705CL">No private right of action.</span></p><p dir="ltr" class="s2076705Normal-000000"><span xml:space="preserve" class="s2076705DefaultParagraphFont">Nothing in §§ </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-66"><span class="s2076705DefaultParagraphFont">58-33-66</span></a><span xml:space="preserve" class="s2076705DefaultParagraphFont"> to </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-69"><span class="s2076705DefaultParagraphFont">58-33-69</span></a><span class="s2076705DefaultParagraphFont">, inclusive, grants a private right of action.</span></p><p dir="ltr" class="s2076705Normal"><span xml:space="preserve" class="s2076705000001"> </span></p><p dir="ltr" class="s2076705Normal"><span class="s2076705SCL">Source:</span><span xml:space="preserve" class="s2076705SCL-000002"> SL 1986, ch 422, § 4.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076706Normal { text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076706SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076706CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076706Normal-000000 { text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076706DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } p.s2076706Normal-000001 { margin-left: 0.70in; text-indent: -0.45in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076706000002 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076706SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076706SCL-000003 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076706Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-70"><span class="s2076706SENU">58-33-70</span></a><span xml:space="preserve" class="s2076706SENU">. </span><span class="s2076706CL">Definitions--Aftermarket crash parts.</span></p><p dir="ltr" class="s2076706Normal-000000"><span xml:space="preserve" class="s2076706DefaultParagraphFont">Terms used in § </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-71"><span class="s2076706DefaultParagraphFont">58-33-71</span></a><span xml:space="preserve" class="s2076706DefaultParagraphFont"> mean:</span></p><p dir="ltr" class="s2076706Normal-000001"><span class="s2076706DefaultParagraphFont">(1)    "Aftermarket crash part," a replacement for any of the nonmechanical sheet metal or plastic parts which generally constitute the exterior of a motor vehicle, including inner and outer panels;</span></p><p dir="ltr" class="s2076706Normal-000001"><span class="s2076706DefaultParagraphFont">(2)    "Installer," an individual who actually does the work of replacing or repairing parts of a motor vehicle;</span></p><p dir="ltr" class="s2076706Normal-000001"><span class="s2076706DefaultParagraphFont">(3)    "Insurer," an insurance company and any person authorized to represent the insurer with respect to a claim;</span></p><p dir="ltr" class="s2076706Normal-000001"><span class="s2076706DefaultParagraphFont">(4)    "Nonoriginal equipment manufacturer (non-OEM) aftermarket crash part," aftermarket crash parts not made for or by the manufacturer of the motor vehicle;</span></p><p dir="ltr" class="s2076706Normal-000001"><span class="s2076706DefaultParagraphFont">(5)    "Repair facility," any motor vehicle dealer, garage, body shop, or other commercial entity which undertakes the repair or replacement of those parts that generally constitute the exterior of a motor vehicle.</span></p><p dir="ltr" class="s2076706Normal"><span xml:space="preserve" class="s2076706000002"> </span></p><p dir="ltr" class="s2076706Normal"><span class="s2076706SCL">Source:</span><span xml:space="preserve" class="s2076706SCL-000003"> SL 1990, ch 408, § 1.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076707Normal { text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076707SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076707CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076707Normal-000000 { text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076707DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076707DefaultParagraphFont-000001 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } p.s2076707Normal-000002 { margin-left: 0.70in; text-indent: -0.45in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-right: 0; margin-bottom: .001pt; } p.s2076707Normal-000003 { text-indent: 0.25in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076707000004 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076707SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076707SCL-000005 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076707Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-71"><span class="s2076707SENU">58-33-71</span></a><span xml:space="preserve" class="s2076707SENU">. </span><span class="s2076707CL">Use of nonoriginal equipment manufacturer's aftermarket crash parts to repair vehicle--Consumer to be advised in writing--Estimate and disclosure document.</span></p><p dir="ltr" class="s2076707Normal-000000"><span class="s2076707DefaultParagraphFont">No insurer may specify the use of non</span><span class="s2076707DefaultParagraphFont-000001">-</span><span class="s2076707DefaultParagraphFont">OEM aftermarket crash parts in the repair of an insured's motor vehicle, nor may a repair facility or installer use non</span><span class="s2076707DefaultParagraphFont-000001">-</span><span class="s2076707DefaultParagraphFont">OEM aftermarket parts to repair a vehicle, unless the consumer is advised in writing. In all instances where non</span><span class="s2076707DefaultParagraphFont-000001">-</span><span class="s2076707DefaultParagraphFont">OEM aftermarket crash parts are intended for use by an insurer:</span></p><p dir="ltr" class="s2076707Normal-000002"><span class="s2076707DefaultParagraphFont">(1)    The written estimate shall clearly identify each such part; and</span></p><p dir="ltr" class="s2076707Normal-000002"><span class="s2076707DefaultParagraphFont">(2)    A disclosure document containing the following information in ten point type or larger type shall appear on or be attached to the insured's copy of the estimate: "This estimate has been prepared based on the use of crash parts supplied by a source other than the manufacturer of your motor vehicle. Warranties applicable to these replacement parts are provided by the manufacturer or distributor of these parts rather than the manufacturer of your vehicle."</span></p><p dir="ltr" class="s2076707Normal-000003"><span class="s2076707DefaultParagraphFont">Any violation of this section shall be enforced through the provisions of this chapter and shall be enforced by the penalties provided for in this chapter.</span></p><p dir="ltr" class="s2076707Normal"><span xml:space="preserve" class="s2076707000004"> </span></p><p dir="ltr" class="s2076707Normal"><span class="s2076707SCL">Source:</span><span xml:space="preserve" class="s2076707SCL-000005"> SL 1990, ch 408, §§ 3, 4.</span></p></div></body></html><br /><hr><br /> <HTML> <HEAD> <HTML> <HEAD> <meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES58-33-72 </title> <META NAME="Keywords" Content="South Dakota Codified Laws SDCL 58-33-72 "> <META NAME="Description" Content="South Dakota Codified Laws 58-33-72"> </HEAD> <BODY> <!-- File converted by Wp2Html Version 4.0 --> <!-- Email Andrew@brackenbeds.co.uk for more details --> <!-- WP Style Open: System_34 --><!-- WP Style End: System_34 --> <Div align="full"> <!-- WP Paired Style On: SENU -->&nbsp;&nbsp;&nbsp;&nbsp;<!-- WP Style End: SENU --> 58-33-72, 58-33-73. <!-- WP Paired Style Off: SENU -->&nbsp;<!-- WP Style End: SENU --> Repealed by SL 2014, ch 242, &#167;&#167;&nbsp;1, 2.<p> </BODY> </HTML> <br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076709Normal { margin-top: 0; margin-bottom: 0; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076709SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076709CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076709Normal-000000 { margin-top: 0; margin-bottom: 0; text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076709DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076709000001 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076709SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076709SCL-000002 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076709Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-74"><span class="s2076709SENU">58-33-74</span></a><span xml:space="preserve" class="s2076709SENU">. </span><span class="s2076709CL">Gifts for advertising or promotional programs.</span></p><p dir="ltr" class="s2076709Normal-000000"><span class="s2076709DefaultParagraphFont">Nothing in this chapter prohibits a licensed insurer or its officers or employees or an insurance producer from giving to insureds, prospective insureds, or others for advertising purposes or promotional programs, any article of merchandise having an invoice value of not more than one hundred dollars.</span></p><p dir="ltr" class="s2076709Normal"><span xml:space="preserve" class="s2076709000001"> </span></p><p dir="ltr" class="s2076709Normal"><span class="s2076709SCL">Source:</span><span xml:space="preserve" class="s2076709SCL-000002"> SL 1992, ch 355; SL 2001, ch 286, § 210; SL 2019, ch 215, § 1.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076710Normal { text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076710SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076710CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076710Normal-000000 { text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076710DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } p.s2076710Normal-000001 { margin-left: 0.70in; text-indent: -0.45in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076710000002 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076710SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076710SCL-000003 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076710Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-75"><span class="s2076710SENU">58-33-75</span></a><span xml:space="preserve" class="s2076710SENU">. </span><span class="s2076710CL">Definitions.</span></p><p dir="ltr" class="s2076710Normal-000000"><span xml:space="preserve" class="s2076710DefaultParagraphFont">Terms used in §§ </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-76"><span class="s2076710DefaultParagraphFont">58-33-76</span></a><span xml:space="preserve" class="s2076710DefaultParagraphFont"> to </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-82"><span class="s2076710DefaultParagraphFont">58-33-82</span></a><span class="s2076710DefaultParagraphFont">, inclusive, mean:</span></p><p dir="ltr" class="s2076710Normal-000001"><span class="s2076710DefaultParagraphFont">(1)    "Authorized agency," the Department of Labor and Regulation, the attorney general, any state's attorney, any duly constituted criminal investigative department or agency of the United States, and any county or municipal law enforcement agency having investigative jurisdiction; and</span></p><p dir="ltr" class="s2076710Normal-000001"><span xml:space="preserve" class="s2076710DefaultParagraphFont">(2)    "False or fraudulent claim, statement, or representation," any act of insurance fraud as defined by § </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-37"><span class="s2076710DefaultParagraphFont">58-33-37</span></a><span class="s2076710DefaultParagraphFont">.</span></p><p dir="ltr" class="s2076710Normal"><span xml:space="preserve" class="s2076710000002"> </span></p><p dir="ltr" class="s2076710Normal"><span class="s2076710SCL">Source:</span><span xml:space="preserve" class="s2076710SCL-000003"> SL 1993, ch 368, § 1; SL 2004, ch 17, § 308; SL 2011, ch 1 (Ex. Ord. </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=11-1"><span class="s2076710SCL-000003">11-1</span></a><span class="s2076710SCL-000003">), § 162, eff. Apr. 12, 2011.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076711Normal { margin-top: 0; margin-bottom: 0; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076711SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076711CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076711Normal-000000 { margin-top: 0; margin-bottom: 0; text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076711DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076711000001 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076711SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076711SCL-000002 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076711Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-76"><span class="s2076711SENU">58-33-76</span></a><span xml:space="preserve" class="s2076711SENU">. </span><span class="s2076711CL">Notification of suspected fraud.</span></p><p dir="ltr" class="s2076711Normal-000000"><span class="s2076711DefaultParagraphFont">An insurer, or any person authorized to act on its behalf, which reasonably believes that a false or fraudulent claim, statement, or representation has occurred, may notify an authorized agency and provide it with all relevant information in its possession.</span></p><p dir="ltr" class="s2076711Normal"><span xml:space="preserve" class="s2076711000001"> </span></p><p dir="ltr" class="s2076711Normal"><span class="s2076711SCL">Source:</span><span xml:space="preserve" class="s2076711SCL-000002"> SL 1993, ch 368, § 2.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076712Normal { text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076712SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076712CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076712Normal-000000 { text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076712DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } p.s2076712Normal-000001 { margin-left: 0.70in; text-indent: -0.45in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076712000002 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076712SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076712SCL-000003 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076712Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-77"><span class="s2076712SENU">58-33-77</span></a><span xml:space="preserve" class="s2076712SENU">. </span><span class="s2076712CL">Accessibility of information relevant to suspected fraud--Types of information.</span></p><p dir="ltr" class="s2076712Normal-000000"><span class="s2076712DefaultParagraphFont">Upon request by an insurer to an authorized agency or by an authorized agency to an insurer, each may provide to the other, directly or through any person authorized to act on its behalf, all information relevant to any suspected false or fraudulent claim, statement, or representation, including the following information:</span></p><p dir="ltr" class="s2076712Normal-000001"><span class="s2076712DefaultParagraphFont">(1)    Insurance policy information relevant to an investigation, including any application for such a policy;</span></p><p dir="ltr" class="s2076712Normal-000001"><span class="s2076712DefaultParagraphFont">(2)    Available policy premium payment records;</span></p><p dir="ltr" class="s2076712Normal-000001"><span class="s2076712DefaultParagraphFont">(3)    History of previous claims made by an insured; and</span></p><p dir="ltr" class="s2076712Normal-000001"><span class="s2076712DefaultParagraphFont">(4)    Information relating to the investigation of any suspected insurance fraud, including statements of any person, proofs of loss and notice of loss.</span></p><p dir="ltr" class="s2076712Normal"><span xml:space="preserve" class="s2076712000002"> </span></p><p dir="ltr" class="s2076712Normal"><span class="s2076712SCL">Source:</span><span xml:space="preserve" class="s2076712SCL-000003"> SL 1993, ch 368, § 3.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076713Normal { margin-top: 0; margin-bottom: 0; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076713SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076713CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076713Normal-000000 { margin-top: 0; margin-bottom: 0; text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076713DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076713000001 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076713SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076713SCL-000002 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076713Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-78"><span class="s2076713SENU">58-33-78</span></a><span xml:space="preserve" class="s2076713SENU">. </span><span class="s2076713CL">Time limit on information to and from authorized agency.</span></p><p dir="ltr" class="s2076713Normal-000000"><span xml:space="preserve" class="s2076713DefaultParagraphFont">An authorized agency accepting information from an insurer pursuant to §§ </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-76"><span class="s2076713DefaultParagraphFont">58-33-76</span></a><span xml:space="preserve" class="s2076713DefaultParagraphFont"> and </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-77"><span class="s2076713DefaultParagraphFont">58-33-77</span></a><span xml:space="preserve" class="s2076713DefaultParagraphFont"> shall provide within thirty days of a written request therefor any information in its possession or control relevant to the suspected false or fraudulent claim, statement, or representation of which the insurer notified the agency. An authorized agency receiving information pursuant to §§ </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-76"><span class="s2076713DefaultParagraphFont">58-33-76</span></a><span xml:space="preserve" class="s2076713DefaultParagraphFont"> and </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-77"><span class="s2076713DefaultParagraphFont">58-33-77</span></a><span xml:space="preserve" class="s2076713DefaultParagraphFont"> may release or provide any relevant information in its possession to any other authorized agency.</span></p><p dir="ltr" class="s2076713Normal"><span xml:space="preserve" class="s2076713000001"> </span></p><p dir="ltr" class="s2076713Normal"><span class="s2076713SCL">Source:</span><span xml:space="preserve" class="s2076713SCL-000002"> SL 1993, ch 368, § 4.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076714Normal { margin-top: 0; margin-bottom: 0; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076714SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076714CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076714Normal-000000 { margin-top: 0; margin-bottom: 0; text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076714DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076714000001 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076714SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076714SCL-000002 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076714Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-79"><span class="s2076714SENU">58-33-79</span></a><span xml:space="preserve" class="s2076714SENU">. </span><span class="s2076714CL">Liability of supplier of information.</span></p><p dir="ltr" class="s2076714Normal-000000"><span xml:space="preserve" class="s2076714DefaultParagraphFont">Any insurer, authorized agency, or person authorized to act on their behalf, acting without bad faith or malice, who provides or receives information pursuant to §§ </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-76"><span class="s2076714DefaultParagraphFont">58-33-76</span></a><span xml:space="preserve" class="s2076714DefaultParagraphFont"> and </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-77"><span class="s2076714DefaultParagraphFont">58-33-77</span></a><span xml:space="preserve" class="s2076714DefaultParagraphFont"> is not subject to criminal prosecution, civil penalty, or civil liability therefor, except in cases of perjury or insurance fraud.</span></p><p dir="ltr" class="s2076714Normal"><span xml:space="preserve" class="s2076714000001"> </span></p><p dir="ltr" class="s2076714Normal"><span class="s2076714SCL">Source:</span><span xml:space="preserve" class="s2076714SCL-000002"> SL 1993, ch 368, § 5.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076715Normal { margin-top: 0; margin-bottom: 0; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076715SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076715CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076715Normal-000000 { margin-top: 0; margin-bottom: 0; text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076715DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076715DefaultParagraphFont-000001 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076715000002 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076715SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076715SCL-000003 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076715Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-80"><span class="s2076715SENU">58-33-80</span></a><span xml:space="preserve" class="s2076715SENU">. </span><span class="s2076715CL">Liability of those who supply information or testify as to fraud.</span></p><p dir="ltr" class="s2076715Normal-000000"><span class="s2076715DefaultParagraphFont">Any person acting without malice who provides information to, cooperates with or testifies pursuant to a subpoena for an authorized agency, an insurer, the National Association of Insurance Commissioners or any not</span><span class="s2076715DefaultParagraphFont-000001">-</span><span class="s2076715DefaultParagraphFont">for</span><span class="s2076715DefaultParagraphFont-000001">-</span><span class="s2076715DefaultParagraphFont">profit organization established to detect and prevent fraudulent insurance claims is not subject to criminal prosecution, civil penalty, or civil liability, except in cases of perjury or insurance fraud.</span></p><p dir="ltr" class="s2076715Normal"><span xml:space="preserve" class="s2076715000002"> </span></p><p dir="ltr" class="s2076715Normal"><span class="s2076715SCL">Source:</span><span xml:space="preserve" class="s2076715SCL-000003"> SL 1993, ch 368, § 6.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076716Normal { margin-top: 0; margin-bottom: 0; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076716SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076716CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076716Normal-000000 { margin-top: 0; margin-bottom: 0; text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076716DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076716000001 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076716SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076716SCL-000002 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076716Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-81"><span class="s2076716SENU">58-33-81</span></a><span xml:space="preserve" class="s2076716SENU">. </span><span class="s2076716CL">Notification to policyholder of request for information.</span></p><p dir="ltr" class="s2076716Normal-000000"><span xml:space="preserve" class="s2076716DefaultParagraphFont">Notwithstanding the provisions of §§ </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-76"><span class="s2076716DefaultParagraphFont">58-33-76</span></a><span xml:space="preserve" class="s2076716DefaultParagraphFont"> to </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-77"><span class="s2076716DefaultParagraphFont">58-33-77</span></a><span class="s2076716DefaultParagraphFont">, inclusive, the authorized agency shall notify in writing, the policyholder of any request for information.</span></p><p dir="ltr" class="s2076716Normal"><span xml:space="preserve" class="s2076716000001"> </span></p><p dir="ltr" class="s2076716Normal"><span class="s2076716SCL">Source:</span><span xml:space="preserve" class="s2076716SCL-000002"> SL 1993, ch 368, § 7.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076717Normal { margin-top: 0; margin-bottom: 0; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076717SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076717CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076717Normal-000000 { margin-top: 0; margin-bottom: 0; text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076717DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076717000001 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076717SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076717SCL-000002 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076717Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-82"><span class="s2076717SENU">58-33-82</span></a><span xml:space="preserve" class="s2076717SENU">. </span><span class="s2076717CL">Confidentiality of information regarding suspected fraud--Testimony by authorized agency personnel.</span></p><p dir="ltr" class="s2076717Normal-000000"><span xml:space="preserve" class="s2076717DefaultParagraphFont">Any authorized agency or insurer which receives any information furnished pursuant to §§ </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-75"><span class="s2076717DefaultParagraphFont">58-33-75</span></a><span xml:space="preserve" class="s2076717DefaultParagraphFont"> to </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-81"><span class="s2076717DefaultParagraphFont">58-33-81</span></a><span class="s2076717DefaultParagraphFont">, inclusive, shall hold the information in confidence until such time as its release is required pursuant to a criminal or civil proceeding. Any authorized agency, or its personnel, may be required to testify in any litigation in which the insurer at interest is named as a party.</span></p><p dir="ltr" class="s2076717Normal"><span xml:space="preserve" class="s2076717000001"> </span></p><p dir="ltr" class="s2076717Normal"><span class="s2076717SCL">Source:</span><span xml:space="preserve" class="s2076717SCL-000002"> SL 1993, ch 368, § 8.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076718Normal { margin-top: 0; margin-bottom: 0; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076718SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076718CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076718Normal-000000 { margin-top: 0; margin-bottom: 0; text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076718DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } p.s2076718Normal-000001 { margin-top: 0; margin-bottom: 0; text-indent: 0.25in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076718000002 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076718SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076718SCL-000003 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076718Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-83"><span class="s2076718SENU">58-33-83</span></a><span xml:space="preserve" class="s2076718SENU">. </span><span class="s2076718CL">Refund of unearned life and health insurance premiums on canceled policy--Exceptions.</span></p><p dir="ltr" class="s2076718Normal-000000"><span class="s2076718DefaultParagraphFont">If any life insurance policy or health insurance policy is canceled before its renewal date or expiration date, other than by the death of the insured, and the insured has paid premiums in advance on the policy, the insurer shall refund to the owner of the policy the unearned portion of the premiums paid beyond the end of the month in which the cancellation occurred.</span></p><p dir="ltr" class="s2076718Normal-000001"><span class="s2076718DefaultParagraphFont">A cancellation of an automatic bank draft authorization does not constitute a request for cancellation of the policy. In the event of a cancellation of an automatic bank draft authorization without a request for cancellation of the policy, all applicable grace periods shall be provided.</span></p><p dir="ltr" class="s2076718Normal-000001"><span xml:space="preserve" class="s2076718DefaultParagraphFont">This section applies to all life insurance policies, except group life insurance policies, and to all health insurance policies, except medicare supplement policies as defined in § </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-17A-1"><span class="s2076718DefaultParagraphFont">58-17A-1</span></a><span xml:space="preserve" class="s2076718DefaultParagraphFont"> and long term care policies as defined in § </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-17B-2"><span class="s2076718DefaultParagraphFont">58-17B-2</span></a><span class="s2076718DefaultParagraphFont">.</span></p><p dir="ltr" class="s2076718Normal"><span xml:space="preserve" class="s2076718000002"> </span></p><p dir="ltr" class="s2076718Normal"><span class="s2076718SCL">Source:</span><span xml:space="preserve" class="s2076718SCL-000003"> SL 1994, ch 372, § 3; SL 1995, ch 291; SL 2010, ch 244, § 1.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076719Normal { margin-top: 0; margin-bottom: 0; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076719SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076719CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076719Normal-000000 { margin-top: 0; margin-bottom: 0; text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076719DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } p.s2076719Normal-000001 { margin-top: 0; margin-bottom: 0; text-indent: 0.25in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076719000002 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076719SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076719SCL-000003 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076719Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-84"><span class="s2076719SENU">58-33-84</span></a><span xml:space="preserve" class="s2076719SENU">. </span><span class="s2076719CL">Refund of unearned life and health insurance premiums on canceled policy due to death of insured--Exceptions.</span></p><p dir="ltr" class="s2076719Normal-000000"><span class="s2076719DefaultParagraphFont">If any life insurance policy or health insurance policy is canceled before its renewal date or expiration date because of the death of the insured and the premiums have been paid in advance on the policy, the insurer shall refund the unearned portion of the premiums paid beyond the end of the month in which the cancellation occurred to the named beneficiary or, if there is no named beneficiary, to the estate of the insured.</span></p><p dir="ltr" class="s2076719Normal-000001"><span class="s2076719DefaultParagraphFont">This section applies to all life insurance policies, except group life insurance policies, and to all health insurance policies in effect on July 1, 1994, or issued thereafter.</span></p><p dir="ltr" class="s2076719Normal"><span xml:space="preserve" class="s2076719000002"> </span></p><p dir="ltr" class="s2076719Normal"><span class="s2076719SCL">Source:</span><span xml:space="preserve" class="s2076719SCL-000003"> SL 1994, ch 372, § 4; SL 2010, ch 244, § 2.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076720Normal { text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076720SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076720CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076720Normal-000000 { text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076720DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } p.s2076720Normal-000001 { margin-left: 0.70in; text-indent: -0.45in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076720000002 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076720SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076720SCL-000003 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076720Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-85"><span class="s2076720SENU">58-33-85</span></a><span xml:space="preserve" class="s2076720SENU">. </span><span class="s2076720CL">Health insurers prohibited from denying enrollment of dependent child on certain grounds.</span></p><p dir="ltr" class="s2076720Normal-000000"><span class="s2076720DefaultParagraphFont">Any insurer subject to this chapter, including any group health plan, as defined in section 607(1) of the Employee Retirement Income Security Act of 1974, as amended to January 1, 1994, who are engaged in the business of health insurance is prohibited from denying enrollment of a dependent child under the health insurance coverage of either the child's natural, adoptive, or stepparents for any of the following reasons:</span></p><p dir="ltr" class="s2076720Normal-000001"><span class="s2076720DefaultParagraphFont">(1)    The child was born out of wedlock; or</span></p><p dir="ltr" class="s2076720Normal-000001"><span class="s2076720DefaultParagraphFont">(2)    The child is not claimed as a dependent on the parent's federal income tax return; or</span></p><p dir="ltr" class="s2076720Normal-000001"><span class="s2076720DefaultParagraphFont">(3)    The child does not reside with the parent or in the insurer's service area.</span></p><p dir="ltr" class="s2076720Normal"><span xml:space="preserve" class="s2076720000002"> </span></p><p dir="ltr" class="s2076720Normal"><span class="s2076720SCL">Source:</span><span xml:space="preserve" class="s2076720SCL-000003"> SL 1994, ch 387, § 1; SL 2001, ch 274, § 3.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076721Normal { margin-top: 0; margin-bottom: 0; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076721SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076721CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076721Normal-000000 { margin-top: 0; margin-bottom: 0; text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076721DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076721000001 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076721SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076721SCL-000002 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076721Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-86"><span class="s2076721SENU">58-33-86</span></a><span xml:space="preserve" class="s2076721SENU">. </span><span class="s2076721CL">Prohibitions against a health insurer from using information pertaining to medical assistance eligibility.</span></p><p dir="ltr" class="s2076721Normal-000000"><span class="s2076721DefaultParagraphFont">Any insurer subject to this chapter who is engaged in the business of health insurance is prohibited from using information pertaining to medical assistance eligibility under Title XIX of the Social Security Act as amended to January 1, 1994, or any other state's equivalent medicaid program, as a factor in enrolling or underwriting any individual or in making payments for benefits to any individual or in making payments for benefits on behalf of a covered individual.</span></p><p dir="ltr" class="s2076721Normal"><span xml:space="preserve" class="s2076721000001"> </span></p><p dir="ltr" class="s2076721Normal"><span class="s2076721SCL">Source:</span><span xml:space="preserve" class="s2076721SCL-000002"> SL 1994, ch 387, § 2.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076722Normal { margin-top: 0; margin-bottom: 0; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076722SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076722CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076722Normal-000000 { margin-top: 0; margin-bottom: 0; text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076722DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076722000001 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076722SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076722SCL-000002 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076722Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-87"><span class="s2076722SENU">58-33-87</span></a><span xml:space="preserve" class="s2076722SENU">. </span><span class="s2076722CL">Payments of health insurance benefits for medical assistance recipients.</span></p><p dir="ltr" class="s2076722Normal-000000"><span xml:space="preserve" class="s2076722DefaultParagraphFont">Any insurer subject to this chapter who is engaged in the business of health insurance shall provide that payment for benefits with respect to any participant who receives benefits from the Department of Social Services medical assistance program under Title XIX of the Social Security Act as amended to January 1, 1994, shall be made in accordance with the assignment of rights for medical support as required by § </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=28-6-7.1"><span class="s2076722DefaultParagraphFont">28-6-7.1</span></a><span xml:space="preserve" class="s2076722DefaultParagraphFont"> without additional restrictions or requirements as compared with any other agent or assignee of any other individual so covered by the insurer.</span></p><p dir="ltr" class="s2076722Normal"><span xml:space="preserve" class="s2076722000001"> </span></p><p dir="ltr" class="s2076722Normal"><span class="s2076722SCL">Source:</span><span xml:space="preserve" class="s2076722SCL-000002"> SL 1994, ch 387, § 3.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076723Normal { margin-top: 0; margin-bottom: 0; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076723SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076723CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076723Normal-000000 { margin-top: 0; margin-bottom: 0; text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076723DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076723000001 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076723SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076723SCL-000002 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076723Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-88"><span class="s2076723SENU">58-33-88</span></a><span xml:space="preserve" class="s2076723SENU">. </span><span class="s2076723CL">Health insurance for dependent child through noncustodial parent's insurer.</span></p><p dir="ltr" class="s2076723Normal-000000"><span class="s2076723DefaultParagraphFont">Any insurer subject to this chapter who is engaged in the business of health insurance is required in any case in which a dependent child has health insurance coverage through the insurer of the noncustodial parent to provide all information to the custodial parent as may be necessary for the child to obtain benefits provided by such coverage. The insurer shall accept and make direct payment on claims submitted by either the custodial parent, a provider who has received authorization from the custodial parent, or by the Department of Social Services if there is a valid order in effect for medical support for covered services rendered to a dependent child without approval or authorization of the noncustodial parent.</span></p><p dir="ltr" class="s2076723Normal"><span xml:space="preserve" class="s2076723000001"> </span></p><p dir="ltr" class="s2076723Normal"><span class="s2076723SCL">Source:</span><span xml:space="preserve" class="s2076723SCL-000002"> SL 1994, ch 387, § 4.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076724Normal { margin-top: 0; margin-bottom: 0; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076724SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076724CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076724Normal-000000 { margin-top: 0; margin-bottom: 0; text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076724DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076724000001 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076724SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076724SCL-000002 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076724Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-89"><span class="s2076724SENU">58-33-89</span></a><span xml:space="preserve" class="s2076724SENU">. </span><span class="s2076724CL">Reporting regulatory activities and complaint handling.</span></p><p dir="ltr" class="s2076724Normal-000000"><span xml:space="preserve" class="s2076724DefaultParagraphFont">The Division of Insurance shall regularly report to the National Association of Insurance Commissioners regarding its regulatory activities and its complaint handling. The reports shall include information on all disciplinary actions taken and all consumer complaints received. In the reports the division shall, to the extent reasonably possible, use accepted National Association of Insurance Commissioners databases. The report may not be considered a public record open to inspection pursuant to § </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=1-27-1"><span class="s2076724DefaultParagraphFont">1-27-1</span></a><span class="s2076724DefaultParagraphFont">.</span></p><p dir="ltr" class="s2076724Normal"><span xml:space="preserve" class="s2076724000001"> </span></p><p dir="ltr" class="s2076724Normal"><span class="s2076724SCL">Source:</span><span xml:space="preserve" class="s2076724SCL-000002"> SL 1995, ch 292, § 1.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076725Normal { margin-top: 0; margin-bottom: 0; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076725SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076725CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076725Normal-000000 { margin-top: 0; margin-bottom: 0; text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076725DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076725000001 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076725SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076725SCL-000002 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076725Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-90"><span class="s2076725SENU">58-33-90</span></a><span xml:space="preserve" class="s2076725SENU">. </span><span class="s2076725CL">Sale of securities by unregistered insurance producer prohibited.</span></p><p dir="ltr" class="s2076725Normal-000000"><span xml:space="preserve" class="s2076725DefaultParagraphFont">No insurance producer may offer or sell any security in this state unless the insurance producer is properly registered or exempt from registration pursuant to chapter </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=47-31B"><span class="s2076725DefaultParagraphFont">47-31B</span></a><span class="s2076725DefaultParagraphFont">.</span></p><p dir="ltr" class="s2076725Normal"><span xml:space="preserve" class="s2076725000001"> </span></p><p dir="ltr" class="s2076725Normal"><span class="s2076725SCL">Source:</span><span xml:space="preserve" class="s2076725SCL-000002"> SL 2001, ch 287, § 1; SL 2004, ch 278, § 67.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076726Normal { margin-top: 0; margin-bottom: 0; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076726SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076726CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076726Normal-000000 { margin-top: 0; margin-bottom: 0; text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076726DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076726000001 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076726SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076726SCL-000002 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076726Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-91"><span class="s2076726SENU">58-33-91</span></a><span xml:space="preserve" class="s2076726SENU">. </span><span class="s2076726CL">Sale of unregistered securities by insurance producer prohibited.</span></p><p dir="ltr" class="s2076726Normal-000000"><span xml:space="preserve" class="s2076726DefaultParagraphFont">No insurance producer may offer or sell any security in this state unless the security is registered or exempt from registration pursuant to chapter </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=47-31B"><span class="s2076726DefaultParagraphFont">47-31B</span></a><span class="s2076726DefaultParagraphFont">.</span></p><p dir="ltr" class="s2076726Normal"><span xml:space="preserve" class="s2076726000001"> </span></p><p dir="ltr" class="s2076726Normal"><span class="s2076726SCL">Source:</span><span xml:space="preserve" class="s2076726SCL-000002"> SL 2001, ch 287, § 2; SL 2004, ch 278, § 68.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076727Normal { margin-top: 0; margin-bottom: 0; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076727SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076727CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076727Normal-000000 { margin-top: 0; margin-bottom: 0; text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076727DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076727000001 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076727SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076727SCL-000002 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076727Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-92"><span class="s2076727SENU">58-33-92</span></a><span xml:space="preserve" class="s2076727SENU">. </span><span class="s2076727CL">Sale of unregistered business opportunity by insurance producer prohibited.</span></p><p dir="ltr" class="s2076727Normal-000000"><span xml:space="preserve" class="s2076727DefaultParagraphFont">No insurance producer may offer or sell any business opportunity in this state unless the business opportunity is registered or exempt from registration under chapter </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=37-25A"><span class="s2076727DefaultParagraphFont">37-25A</span></a><span class="s2076727DefaultParagraphFont">.</span></p><p dir="ltr" class="s2076727Normal"><span xml:space="preserve" class="s2076727000001"> </span></p><p dir="ltr" class="s2076727Normal"><span class="s2076727SCL">Source:</span><span xml:space="preserve" class="s2076727SCL-000002"> SL 2001, ch 287, § 3.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076728Normal { text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076728SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076728CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076728Normal-000000 { text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076728DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } p.s2076728Normal-000001 { margin-left: 0.70in; text-indent: -0.45in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-right: 0; margin-bottom: .001pt; } p.s2076728Normal-000002 { margin-left: 1.14in; text-indent: -0.44in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076728000003 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076728SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076728SCL-000004 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076728Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-93"><span class="s2076728SENU">58-33-93</span></a><span xml:space="preserve" class="s2076728SENU">. </span><span class="s2076728CL">Definitions relating to multiple employer welfare arrangements.</span></p><p dir="ltr" class="s2076728Normal-000000"><span xml:space="preserve" class="s2076728DefaultParagraphFont">Terms used in §§ </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-93"><span class="s2076728DefaultParagraphFont">58-33-93</span></a><span xml:space="preserve" class="s2076728DefaultParagraphFont"> to </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-116"><span class="s2076728DefaultParagraphFont">58-33-116</span></a><span class="s2076728DefaultParagraphFont">, inclusive, mean:</span></p><p dir="ltr" class="s2076728Normal-000001"><span xml:space="preserve" class="s2076728DefaultParagraphFont">(1)    "Admitted insurer," an insurer licensed to do an insurance business in this state including an entity authorized pursuant to § </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-18-88"><span class="s2076728DefaultParagraphFont">58-18-88</span></a><span class="s2076728DefaultParagraphFont">, a health maintenance organization or nonprofit hospital, or medical service corporation under the laws of this state;</span></p><p dir="ltr" class="s2076728Normal-000001"><span class="s2076728DefaultParagraphFont">(2)    "Arrangement," a fund, trust, plan, program, or other mechanism by which a person provides, or attempts to provide, health care benefits;</span></p><p dir="ltr" class="s2076728Normal-000001"><span class="s2076728DefaultParagraphFont">(3)    "Employee leasing arrangement," a labor leasing, staff leasing, employee leasing, professional employer organization, contract labor, extended employee staffing or supply, or other arrangement, under contract or otherwise, whereby one business or entity represents that it leases or provides its workers to another business or entity;</span></p><p dir="ltr" class="s2076728Normal-000001"><span class="s2076728DefaultParagraphFont">(4)    "Employee welfare benefit plan" or "health benefit plan," a plan, fund, or program which is or was established or maintained by an employer or by an employee organization, or by both, to the extent that the plan, fund, or program is or was established or maintained for the purpose of providing for its participants or their beneficiaries, through the purchase of insurance or otherwise, medical, surgical or hospital care or benefits, or benefits in the event of sickness, accident, disability, death, or unemployment;</span></p><p dir="ltr" class="s2076728Normal-000001"><span class="s2076728DefaultParagraphFont">(5)    "Fully insured," for the health care benefits or coverage provided or offered by or through a health benefit plan or arrangement:</span></p><p dir="ltr" class="s2076728Normal-000002"><span class="s2076728DefaultParagraphFont">(a)    An admitted insurer is directly obligated by contract to each participant to provide all of the coverage under the plan or arrangement; and</span></p><p dir="ltr" class="s2076728Normal-000002"><span class="s2076728DefaultParagraphFont">(b)    The liability and responsibility of the admitted insurer to provide covered services or for payment of benefits is not contingent, and is directly to the individual employee, member, or dependent;</span></p><p dir="ltr" class="s2076728Normal-000001"><span class="s2076728DefaultParagraphFont">(6)    "Licensee," a person that is, or that is required to be, licensed or registered under the laws of this state as a producer, third party administrator, insurer, or preferred provider organization;</span></p><p dir="ltr" class="s2076728Normal-000001"><span class="s2076728DefaultParagraphFont">(7)    "MEWA," multiple employer welfare arrangement;</span></p><p dir="ltr" class="s2076728Normal-000001"><span class="s2076728DefaultParagraphFont">(8)    "MEWA contact," the individual or position designated by the division to be the MEWA contact as identified on the division web site;</span></p><p dir="ltr" class="s2076728Normal-000001"><span class="s2076728DefaultParagraphFont">(9)    "Nonadmitted insurer," an insurer not licensed to do insurance business in this state;</span></p><p dir="ltr" class="s2076728Normal-000001"><span xml:space="preserve" class="s2076728DefaultParagraphFont">(10)    "Preferred provider organization," an entity that engages in the business of offering a network of health care providers, whether or not on a risk basis, to employers, insurers, or any other person who provides a health benefit plan including a managed care contractor registered or required to be registered pursuant to § </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-17F-16"><span class="s2076728DefaultParagraphFont">58-17F-16</span></a><span class="s2076728DefaultParagraphFont">;</span></p><p dir="ltr" class="s2076728Normal-000001"><span xml:space="preserve" class="s2076728DefaultParagraphFont">(11)    "Producer," a person required to be licensed pursuant to chapter </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-30"><span class="s2076728DefaultParagraphFont">58-30</span></a><span xml:space="preserve" class="s2076728DefaultParagraphFont"> of this state to sell, solicit, or negotiate insurance;</span></p><p dir="ltr" class="s2076728Normal-000001"><span class="s2076728DefaultParagraphFont">(12)    "Professional employer organization," an arrangement, under contract or otherwise, whereby one business or entity represents that it co-employs or leases workers to another business or entity for an ongoing and extended, rather than a temporary or project-specific, relationship;</span></p><p dir="ltr" class="s2076728Normal-000001"><span xml:space="preserve" class="s2076728DefaultParagraphFont">(13)    "Third party administrator" or "administrator," has the meaning provided in chapter </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-29D"><span class="s2076728DefaultParagraphFont">58-29D</span></a><span class="s2076728DefaultParagraphFont">. (SL 2012, ch 239, § 1 provides: "The provisions of chapter 219 of the 2011 Session Laws shall be deemed repealed if the Patient Protection and Affordable Care Act, Pub. L. No. 111-148, 124 Stat. 119 (2010), as amended by the Health Care and Education Reconciliation Act of 2010, Pub. L. No. 111-152, 124 Stat. 1029 (2010) is found to be unconstitutional in its entirety by a final decision of a federal court of competent jurisdiction and all appeals exhausted or time for appeals elapsed.")</span></p><p dir="ltr" class="s2076728Normal"><span xml:space="preserve" class="s2076728000003"> </span></p><p dir="ltr" class="s2076728Normal"><span class="s2076728SCL">Source:</span><span xml:space="preserve" class="s2076728SCL-000004"> SL 2007, ch 292, § 1; SL 2011, ch 219, § 99.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076729Normal { text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076729SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076729CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076729Normal-000000 { text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076729DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } p.s2076729Normal-000001 { margin-left: 0.70in; text-indent: -0.45in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-right: 0; margin-bottom: .001pt; } p.s2076729Normal-000002 { text-indent: 0.25in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076729000003 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076729SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076729SCL-000004 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076729Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-94"><span class="s2076729SENU">58-33-94</span></a><span xml:space="preserve" class="s2076729SENU">. </span><span class="s2076729CL">Acts constituting transaction of insurance business in or from state.</span></p><p dir="ltr" class="s2076729Normal-000000"><span xml:space="preserve" class="s2076729DefaultParagraphFont">For purposes of §§ </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-93"><span class="s2076729DefaultParagraphFont">58-33-93</span></a><span xml:space="preserve" class="s2076729DefaultParagraphFont"> to </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-116"><span class="s2076729DefaultParagraphFont">58-33-116</span></a><span class="s2076729DefaultParagraphFont">, inclusive, any of the following acts in this state effected by mail or otherwise by a nonadmitted insurer or by any person acting with the actual or apparent authority of the insurer, on behalf of the insurer, constitutes the transaction of an insurance business in or from this state:</span></p><p dir="ltr" class="s2076729Normal-000001"><span class="s2076729DefaultParagraphFont">(1)    The making of or proposing to make, as an insurer, an insurance contract;</span></p><p dir="ltr" class="s2076729Normal-000001"><span class="s2076729DefaultParagraphFont">(2)    The making of or proposing to make, as guarantor or surety, any contract of guaranty or suretyship as a vocation and not merely incidental to any other legitimate business or activity of the guarantor or surety;</span></p><p dir="ltr" class="s2076729Normal-000001"><span class="s2076729DefaultParagraphFont">(3)    The taking or receiving of an application for insurance;</span></p><p dir="ltr" class="s2076729Normal-000001"><span class="s2076729DefaultParagraphFont">(4)    The receiving or collection of any premium, commission, membership fees, assessments, dues, or other consideration for insurance or any part thereof;</span></p><p dir="ltr" class="s2076729Normal-000001"><span class="s2076729DefaultParagraphFont">(5)    The issuance or delivery in this state of contracts of insurance to residents of this state or to persons authorized to do business in this state;</span></p><p dir="ltr" class="s2076729Normal-000001"><span class="s2076729DefaultParagraphFont">(6)    The solicitation, negotiation, procurement, or effectuation of insurance or renewals thereof;</span></p><p dir="ltr" class="s2076729Normal-000001"><span class="s2076729DefaultParagraphFont">(7)    The dissemination of information as to coverage or rates, or forwarding of applications, or delivery of policies or contracts, or inspection of risks, the fixing of rates or investigation or adjustment of claims or losses or the transaction of matters subsequent to effectuation of the contract and arising out of it, or any other manner of representing or assisting a person or insurer in the transaction of risks with respect to properties, risks, or exposures located or to be performed in this state;</span></p><p dir="ltr" class="s2076729Normal-000001"><span class="s2076729DefaultParagraphFont">(8)    The transaction of any kind of insurance business specifically recognized as transacting an insurance business within the meaning of the statutes relating to insurance;</span></p><p dir="ltr" class="s2076729Normal-000001"><span class="s2076729DefaultParagraphFont">(9)    The offering of insurance; or</span></p><p dir="ltr" class="s2076729Normal-000001"><span class="s2076729DefaultParagraphFont">(10)    Offering an agreement or contract which purports to alter, amend or void coverage of an insurance contract.</span></p><p dir="ltr" class="s2076729Normal-000002"><span class="s2076729DefaultParagraphFont">No provision of this section prohibits employees, officers, directors, or partners of a commercial insured from acting in the capacity of an insurance manager or buyer in placing insurance on behalf of the employer, if the person's compensation is not based on buying insurance. The venue of an act committed by mail is at the point where the matter transmitted by mail is delivered or issued for delivery or takes effect.</span></p><p dir="ltr" class="s2076729Normal"><span xml:space="preserve" class="s2076729000003"> </span></p><p dir="ltr" class="s2076729Normal"><span class="s2076729SCL">Source:</span><span xml:space="preserve" class="s2076729SCL-000004"> SL 2007, ch 292, § 2.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076730Normal { text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076730SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076730CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076730Normal-000000 { text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076730DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } p.s2076730Normal-000001 { margin-left: 0.70in; text-indent: -0.45in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076730000002 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076730SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076730SCL-000003 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076730Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-95"><span class="s2076730SENU">58-33-95</span></a><span xml:space="preserve" class="s2076730SENU">. </span><span class="s2076730CL">Transacting of insurance defined.</span></p><p dir="ltr" class="s2076730Normal-000000"><span xml:space="preserve" class="s2076730DefaultParagraphFont">For the purposes of §§ </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-93"><span class="s2076730DefaultParagraphFont">58-33-93</span></a><span xml:space="preserve" class="s2076730DefaultParagraphFont"> to </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-116"><span class="s2076730DefaultParagraphFont">58-33-116</span></a><span class="s2076730DefaultParagraphFont">, inclusive, the term, transacting of insurance, includes:</span></p><p dir="ltr" class="s2076730Normal-000001"><span class="s2076730DefaultParagraphFont">(1)    Issuing a stop loss policy covering an employer located in this state. Stop loss policy coverage of an employer for claims incurred under the employer's self-funded health benefit plan is insurance, not reinsurance, regardless of whether the contract is described by the insurer as reinsurance;</span></p><p dir="ltr" class="s2076730Normal-000001"><span class="s2076730DefaultParagraphFont">(2)    Issuing a stop loss policy to a trust or trustee, whether the trust or trustee is located in this state or otherwise, with an employer located in this state directly or indirectly the beneficiary of the trust;</span></p><p dir="ltr" class="s2076730Normal-000001"><span class="s2076730DefaultParagraphFont">(3)    Agreeing to loan or advance funds to pay claims incurred under an employer's self-funded health benefit plan if the availability of funds to advance is significantly dependent on payment of contributions and the claims experience of two or more employers who have entered into similar loan or advance agreements; or</span></p><p dir="ltr" class="s2076730Normal-000001"><span class="s2076730DefaultParagraphFont">(4)    Engaging in a risk distribution arrangement providing for compensation of loss through the provision of services, including an arrangement established through marketing or representations to consumers, without specification in a contract.</span></p><p dir="ltr" class="s2076730Normal"><span xml:space="preserve" class="s2076730000002"> </span></p><p dir="ltr" class="s2076730Normal"><span class="s2076730SCL">Source:</span><span xml:space="preserve" class="s2076730SCL-000003"> SL 2007, ch 292, § 3.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076731Normal { text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076731SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076731CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076731Normal-000000 { text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076731DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } p.s2076731Normal-000001 { margin-left: 0.70in; text-indent: -0.45in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076731000002 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076731SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076731SCL-000003 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076731Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-96"><span class="s2076731SENU">58-33-96</span></a><span xml:space="preserve" class="s2076731SENU">. </span><span class="s2076731CL">Unauthorized health insurance defined.</span></p><p dir="ltr" class="s2076731Normal-000000"><span xml:space="preserve" class="s2076731DefaultParagraphFont">For the purposes of §§ </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-93"><span class="s2076731DefaultParagraphFont">58-33-93</span></a><span xml:space="preserve" class="s2076731DefaultParagraphFont"> to </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-116"><span class="s2076731DefaultParagraphFont">58-33-116</span></a><span class="s2076731DefaultParagraphFont">, inclusive, the term, unauthorized health insurance, means health insurance offered by a nonadmitted insurer except to the extent the laws of this state allow the coverage to be offered by a nonadmitted insurer licensed in another state through an employer or group located out of state; and includes health care benefits or coverage offered by a professional employer organization or an employee leasing arrangement that is not:</span></p><p dir="ltr" class="s2076731Normal-000001"><span class="s2076731DefaultParagraphFont">(1)    Fully insured by an admitted insurer; or</span></p><p dir="ltr" class="s2076731Normal-000001"><span class="s2076731DefaultParagraphFont">(2)    Licensed or otherwise authorized under the laws of this state to offer a self-funded health benefit plan.</span></p><p dir="ltr" class="s2076731Normal"><span xml:space="preserve" class="s2076731000002"> </span></p><p dir="ltr" class="s2076731Normal"><span class="s2076731SCL">Source:</span><span xml:space="preserve" class="s2076731SCL-000003"> SL 2007, ch 292, § 4.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076732Normal { text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076732SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076732CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076732Normal-000000 { text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076732DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } p.s2076732Normal-000001 { margin-left: 0.70in; text-indent: -0.45in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076732000002 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076732SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076732SCL-000003 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076732Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-97"><span class="s2076732SENU">58-33-97</span></a><span xml:space="preserve" class="s2076732SENU">. </span><span class="s2076732CL">Exclusions from unauthorized health insurance.</span></p><p dir="ltr" class="s2076732Normal-000000"><span class="s2076732DefaultParagraphFont">Unauthorized health insurance does not include:</span></p><p dir="ltr" class="s2076732Normal-000001"><span class="s2076732DefaultParagraphFont">(1)    Health care benefits or coverage under an employee welfare benefit plan of the employees of two or more employers (including one or more self-employed individuals), that is established or maintained under or pursuant to a collective bargaining agreement under the criteria provided under 29 CFR 2510.3-40 as of January 1, 2007;</span></p><p dir="ltr" class="s2076732Normal-000001"><span class="s2076732DefaultParagraphFont">(2)    Health care benefits or coverage under an employee welfare benefit plan established or maintained by a rural electric cooperative or a rural telephone cooperative as defined under 29 U.S.C. § 1002(40)(B) as of January 1, 2007;</span></p><p dir="ltr" class="s2076732Normal-000001"><span class="s2076732DefaultParagraphFont">(3)    Health care benefits or coverage under an employee welfare benefit plan of the employees of two or more employers but only if the employers are within the same control group so the plan is deemed to be a single employer plan under 29 U.S.C. § 1002(40)(B) as of January 1, 2007; or</span></p><p dir="ltr" class="s2076732Normal-000001"><span class="s2076732DefaultParagraphFont">(4)    Health care benefits or coverage under a church plan as defined under 29 U.S.C § 1002(33) as of January 1, 2007.</span></p><p dir="ltr" class="s2076732Normal"><span xml:space="preserve" class="s2076732000002"> </span></p><p dir="ltr" class="s2076732Normal"><span class="s2076732SCL">Source:</span><span xml:space="preserve" class="s2076732SCL-000003"> SL 2007, ch 292, § 5.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076733Normal { text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076733SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076733CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076733Normal-000000 { text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076733DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } p.s2076733Normal-000001 { margin-left: 0.70in; text-indent: -0.45in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-right: 0; margin-bottom: .001pt; } p.s2076733Normal-000002 { text-indent: 0.25in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076733000003 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076733SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076733SCL-000004 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076733Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-98"><span class="s2076733SENU">58-33-98</span></a><span xml:space="preserve" class="s2076733SENU">. </span><span class="s2076733CL">Notification of division required concerning unauthorized health insurance product--Review of division website--Stop loss insurers.</span></p><p dir="ltr" class="s2076733Normal-000000"><span class="s2076733DefaultParagraphFont">A licensee shall notify the division MEWA contact if the licensee knows a product is, or is about to be, offered to the public in this state, and the licensee, based on the information known to the licensee, reasonably should know the product is unauthorized health insurance. A licensee meets the requirements of this section if that licensee reviews the division's website of admitted health insurers and either does not notify the division's MEWA contact if that insurer is listed as an admitted insurer or notifies the division's MEWA contact if that insurer is not listed as an admitted insurer. For the purposes of this section an insurer does not include a stop loss insurer but a stop loss insurer is a licensee under this section. Knowledge of a producer regarding an unrelated unauthorized health insurance arrangement is not imputed to licensed insurers represented by that producer. Circumstances where a licensee knows that a product is, or is about to be, offered to the public in this state, include if the licensee knows that any person is:</span></p><p dir="ltr" class="s2076733Normal-000001"><span class="s2076733DefaultParagraphFont">(1)    Recruiting producers to solicit or offer, or is soliciting or offering, a health benefit plan generally to the public in this state; or</span></p><p dir="ltr" class="s2076733Normal-000001"><span class="s2076733DefaultParagraphFont">(2)    Seeking an administrator for, or is administering a health benefit plan that is intended to be offered generally to the public in this state.</span></p><p dir="ltr" class="s2076733Normal-000002"><span class="s2076733DefaultParagraphFont">A licensee complies with this section if the licensee notifies the division within thirty days or a period reasonable under the circumstances, whichever is later.</span></p><p dir="ltr" class="s2076733Normal"><span xml:space="preserve" class="s2076733000003"> </span></p><p dir="ltr" class="s2076733Normal"><span class="s2076733SCL">Source:</span><span xml:space="preserve" class="s2076733SCL-000004"> SL 2007, ch 292, § 6.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076734Normal { text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076734SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076734CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076734Normal-000000 { text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076734DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } p.s2076734Normal-000001 { margin-left: 0.70in; text-indent: -0.45in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-right: 0; margin-bottom: .001pt; } p.s2076734Normal-000002 { text-indent: 0.25in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076734000003 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076734SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076734SCL-000004 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076734Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-99"><span class="s2076734SENU">58-33-99</span></a><span xml:space="preserve" class="s2076734SENU">. </span><span class="s2076734CL">Circumstances in which licensee should know product is unauthorized health insurance.</span></p><p dir="ltr" class="s2076734Normal-000000"><span class="s2076734DefaultParagraphFont">Circumstances where a licensee reasonably should know that a product is unauthorized health insurance include the following:</span></p><p dir="ltr" class="s2076734Normal-000001"><span class="s2076734DefaultParagraphFont">(1)    The licensee knows that the product is represented to be a self-funded plan and that it is offered widely to the multiple employers or generally to individuals;</span></p><p dir="ltr" class="s2076734Normal-000001"><span class="s2076734DefaultParagraphFont">(2)    The licensee knows that the product is a professional employer organization self-funded plan and that it is offered widely to multiple client employers; or</span></p><p dir="ltr" class="s2076734Normal-000001"><span class="s2076734DefaultParagraphFont">(3)    The licensee knows that the plan is represented to be a self-funded plan established or maintained pursuant to a collective bargaining agreement and that the plan is offered widely to multiple employers, or generally to individuals, or both, through agents who are compensated on a commission or similar basis.</span></p><p dir="ltr" class="s2076734Normal-000002"><span class="s2076734DefaultParagraphFont">A licensee may provide other evidence to the division to indicate that the licensee did not reasonably know that a product is unauthorized. In making its determination regarding whether a licensee should have known the product is unauthorized and the appropriateness of any penalty for failing to notify the division of such a product, the division shall consider the prior experience and the existence or lack of training of that licensee.</span></p><p dir="ltr" class="s2076734Normal"><span xml:space="preserve" class="s2076734000003"> </span></p><p dir="ltr" class="s2076734Normal"><span class="s2076734SCL">Source:</span><span xml:space="preserve" class="s2076734SCL-000004"> SL 2007, ch 292, § 7.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076735Normal { margin-top: 0; margin-bottom: 0; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076735SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076735CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076735Normal-000000 { margin-top: 0; margin-bottom: 0; text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076735DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076735000001 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076735SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076735SCL-000002 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076735Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-100"><span class="s2076735SENU">58-33-100</span></a><span xml:space="preserve" class="s2076735SENU">. </span><span class="s2076735CL">Confidentiality of notifications--Use of information in legal and regulatory actions.</span></p><p dir="ltr" class="s2076735Normal-000000"><span xml:space="preserve" class="s2076735DefaultParagraphFont">Any notification made pursuant to § </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-98"><span class="s2076735DefaultParagraphFont">58-33-98</span></a><span xml:space="preserve" class="s2076735DefaultParagraphFont"> is confidential and privileged from disclosure in response to a subpoena or otherwise, and is not subject to discovery or admissible in evidence in any private action. Nothing in §§ </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-93"><span class="s2076735DefaultParagraphFont">58-33-93</span></a><span xml:space="preserve" class="s2076735DefaultParagraphFont"> to </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-116"><span class="s2076735DefaultParagraphFont">58-33-116</span></a><span xml:space="preserve" class="s2076735DefaultParagraphFont">, inclusive, limits the director's authority to use a report filed or information provided pursuant to §§ </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-93"><span class="s2076735DefaultParagraphFont">58-33-93</span></a><span xml:space="preserve" class="s2076735DefaultParagraphFont"> to </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-116"><span class="s2076735DefaultParagraphFont">58-33-116</span></a><span xml:space="preserve" class="s2076735DefaultParagraphFont">, inclusive, in the furtherance of any legal or regulatory action that the director, in the director's sole discretion, determines to be necessary to further the purposes of §§ </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-93"><span class="s2076735DefaultParagraphFont">58-33-93</span></a><span xml:space="preserve" class="s2076735DefaultParagraphFont"> to </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-116"><span class="s2076735DefaultParagraphFont">58-33-116</span></a><span class="s2076735DefaultParagraphFont">, inclusive.</span></p><p dir="ltr" class="s2076735Normal"><span xml:space="preserve" class="s2076735000001"> </span></p><p dir="ltr" class="s2076735Normal"><span class="s2076735SCL">Source:</span><span xml:space="preserve" class="s2076735SCL-000002"> SL 2007, ch 292, § 8.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076736Normal { text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076736SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076736CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076736Normal-000000 { text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076736DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } p.s2076736Normal-000001 { margin-left: 0.70in; text-indent: -0.45in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076736000002 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076736SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076736SCL-000003 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076736Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-101"><span class="s2076736SENU">58-33-101</span></a><span xml:space="preserve" class="s2076736SENU">. </span><span class="s2076736CL">Disclosure of information to agencies of other states or federal government--Conditions--Immunity from civil liability.</span></p><p dir="ltr" class="s2076736Normal-000000"><span xml:space="preserve" class="s2076736DefaultParagraphFont">Nothing in §§ </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-93"><span class="s2076736DefaultParagraphFont">58-33-93</span></a><span xml:space="preserve" class="s2076736DefaultParagraphFont"> to </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-116"><span class="s2076736DefaultParagraphFont">58-33-116</span></a><span xml:space="preserve" class="s2076736DefaultParagraphFont">, inclusive, prevents the director from disclosing the contents of a report or notification filed under this section to the insurance division of any other state or agency of the federal government at any time, or any other regulatory or law enforcement agency if the agency or office receiving the report or matters relating thereto agrees to hold it confidential and in a manner consistent with §§ </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-93"><span class="s2076736DefaultParagraphFont">58-33-93</span></a><span xml:space="preserve" class="s2076736DefaultParagraphFont"> to </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-116"><span class="s2076736DefaultParagraphFont">58-33-116</span></a><span xml:space="preserve" class="s2076736DefaultParagraphFont">, inclusive. A report filed or notification provided under §§ </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-93"><span class="s2076736DefaultParagraphFont">58-33-93</span></a><span xml:space="preserve" class="s2076736DefaultParagraphFont"> to </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-116"><span class="s2076736DefaultParagraphFont">58-33-116</span></a><span xml:space="preserve" class="s2076736DefaultParagraphFont">, inclusive, is confidential and privileged from disclosure in response to a subpoena or otherwise except to the extent the director determines disclosure is appropriate to accomplish a regulatory purpose. There is no civil liability imposed on and no cause of action arises from a person's furnishing information pursuant to §§ </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-93"><span class="s2076736DefaultParagraphFont">58-33-93</span></a><span xml:space="preserve" class="s2076736DefaultParagraphFont"> to </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-116"><span class="s2076736DefaultParagraphFont">58-33-116</span></a><span class="s2076736DefaultParagraphFont">, inclusive, concerning suspected, anticipated, or completed acts, if the information is provided to or received from:</span></p><p dir="ltr" class="s2076736Normal-000001"><span class="s2076736DefaultParagraphFont">(1)    The director or the director's employees, agents, or representatives;</span></p><p dir="ltr" class="s2076736Normal-000001"><span class="s2076736DefaultParagraphFont">(2)    Federal, state, or local law enforcement or regulatory officials or their employees, agents, or representatives;</span></p><p dir="ltr" class="s2076736Normal-000001"><span class="s2076736DefaultParagraphFont">(3)    A person involved in the prevention and detection of fraudulent insurance acts or that person's agents, employees, or representatives; or</span></p><p dir="ltr" class="s2076736Normal-000001"><span class="s2076736DefaultParagraphFont">(4)    The NAIC or its employees, agents, or representatives.</span></p><p dir="ltr" class="s2076736Normal"><span xml:space="preserve" class="s2076736000002"> </span></p><p dir="ltr" class="s2076736Normal"><span class="s2076736SCL">Source:</span><span xml:space="preserve" class="s2076736SCL-000003"> SL 2007, ch 292, § 9.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076737Normal { text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076737SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076737CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076737Normal-000000 { text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076737DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } p.s2076737Normal-000001 { margin-left: 0.70in; text-indent: -0.45in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-right: 0; margin-bottom: .001pt; } p.s2076737Normal-000002 { margin-left: 1.14in; text-indent: -0.44in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076737000003 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076737SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076737SCL-000004 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076737Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-102"><span class="s2076737SENU">58-33-102</span></a><span xml:space="preserve" class="s2076737SENU">. </span><span class="s2076737CL">Due diligence investigation required of insurance producer before offering health benefit plan.</span></p><p dir="ltr" class="s2076737Normal-000000"><span class="s2076737DefaultParagraphFont">An insurance producer, prior to engaging in or assisting any person to engage in offering a health benefit plan to an employer or person located in this state, shall carry out appropriate due diligence to establish that the health benefit plan is not unauthorized health insurance, including those measures reasonably appropriate to establish:</span></p><p dir="ltr" class="s2076737Normal-000001"><span class="s2076737DefaultParagraphFont">(1)    For any insurance coverage that is represented as issued relating to the health benefit plan:</span></p><p dir="ltr" class="s2076737Normal-000002"><span class="s2076737DefaultParagraphFont">(a)    The insurer issued the policy;</span></p><p dir="ltr" class="s2076737Normal-000002"><span class="s2076737DefaultParagraphFont">(b)    The coverage is as represented;</span></p><p dir="ltr" class="s2076737Normal-000002"><span class="s2076737DefaultParagraphFont">(c)    The insurer is an admitted insurer in this state; and</span></p><p dir="ltr" class="s2076737Normal-000002"><span class="s2076737DefaultParagraphFont">(d)    The policy has been filed with, and approved by, the division or is exempt from filing requirements;</span></p><p dir="ltr" class="s2076737Normal-000001"><span class="s2076737DefaultParagraphFont">(2)    For any health benefit plan that is represented as established or maintained pursuant to a collective bargaining agreement, the health benefit plan is established or maintained under or pursuant to a collective bargaining agreement under the criteria provided under 29 CFR 2510.3-40 as of January 1, 2007;</span></p><p dir="ltr" class="s2076737Normal-000001"><span class="s2076737DefaultParagraphFont">(3)    For any health benefit plan that is represented as established or maintained by an employee leasing arrangement or professional employer organization, the health benefit plan is fully insured; or</span></p><p dir="ltr" class="s2076737Normal-000001"><span class="s2076737DefaultParagraphFont">(4)    For any health benefit plan that is represented as established by a single employer, the health benefit plan is covering solely employees and their dependents, and the employer controls and directs the work of the employee.</span></p><p dir="ltr" class="s2076737Normal"><span xml:space="preserve" class="s2076737000003"> </span></p><p dir="ltr" class="s2076737Normal"><span class="s2076737SCL">Source:</span><span xml:space="preserve" class="s2076737SCL-000004"> SL 2007, ch 292, § 10.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076738Normal { text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076738SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076738CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076738Normal-000000 { text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076738DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } p.s2076738Normal-000001 { margin-left: 0.70in; text-indent: -0.45in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076738000002 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076738SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076738SCL-000003 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076738Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-103"><span class="s2076738SENU">58-33-103</span></a><span xml:space="preserve" class="s2076738SENU">. </span><span class="s2076738CL">Due diligence investigation required of insurance producer before submitting stop loss policy application for health benefit plan.</span></p><p dir="ltr" class="s2076738Normal-000000"><span class="s2076738DefaultParagraphFont">An insurance producer, prior to submitting an application for a stop loss policy to an insurer for a health benefit plan offered to employees, employee dependents, or a person located in this state, shall carry out appropriate due diligence to establish that the health benefit plan is not unauthorized health insurance, including measures reasonably appropriate to establish:</span></p><p dir="ltr" class="s2076738Normal-000001"><span class="s2076738DefaultParagraphFont">(1)    For any health benefit plan that is represented as established or maintained pursuant to a collective bargaining agreement, the health benefit plan is established or maintained under or pursuant to a collective bargaining agreement under the criteria provided under 29 CFR 2510.3-40 as of January 1, 2007;</span></p><p dir="ltr" class="s2076738Normal-000001"><span class="s2076738DefaultParagraphFont">(2)    The health benefit plan that is not offered by an employee leasing arrangement or professional employer organization to client employers; or</span></p><p dir="ltr" class="s2076738Normal-000001"><span class="s2076738DefaultParagraphFont">(3)    For any health benefit plan that is represented as established by a single employer, that the health benefit plan is covering solely employees, and dependents of employees, of the employer and the employer controls and directs the work of the employee.</span></p><p dir="ltr" class="s2076738Normal"><span xml:space="preserve" class="s2076738000002"> </span></p><p dir="ltr" class="s2076738Normal"><span class="s2076738SCL">Source:</span><span xml:space="preserve" class="s2076738SCL-000003"> SL 2007, ch 292, § 11.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076739Normal { text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076739SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076739CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076739Normal-000000 { text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076739DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } p.s2076739Normal-000001 { margin-left: 0.70in; text-indent: -0.45in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-right: 0; margin-bottom: .001pt; } p.s2076739Normal-000002 { margin-left: 1.14in; text-indent: -0.44in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076739000003 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076739SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076739SCL-000004 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076739Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-104"><span class="s2076739SENU">58-33-104</span></a><span xml:space="preserve" class="s2076739SENU">. </span><span class="s2076739CL">Due diligence investigation required of third party administrator before entering into any administrative contract for health benefit plan.</span></p><p dir="ltr" class="s2076739Normal-000000"><span class="s2076739DefaultParagraphFont">A third party administrator, prior to entering into any administrative contract for a health benefit plan, and prior to assisting any person with administration of a health benefit plan, covering employees of an employer or a person located in this state, shall carry out appropriate due diligence to establish that the health benefit plan is not unauthorized health insurance, including those measures reasonably appropriate to establish:</span></p><p dir="ltr" class="s2076739Normal-000001"><span class="s2076739DefaultParagraphFont">(1)    Through initial inquiry, contract provisions and measures to monitor and enforce compliance with the contract provisions, that for any insurance coverage that is represented as issued relating to the health benefit plan:</span></p><p dir="ltr" class="s2076739Normal-000002"><span class="s2076739DefaultParagraphFont">(a)    The insurer issued the policy;</span></p><p dir="ltr" class="s2076739Normal-000002"><span class="s2076739DefaultParagraphFont">(b)    The coverage is as represented;</span></p><p dir="ltr" class="s2076739Normal-000002"><span class="s2076739DefaultParagraphFont">(c)    The insurer is an admitted insurer in this state; and</span></p><p dir="ltr" class="s2076739Normal-000002"><span class="s2076739DefaultParagraphFont">(d)    The policy has been filed with, and approved by, the division or is exempt from filing requirements;</span></p><p dir="ltr" class="s2076739Normal-000001"><span class="s2076739DefaultParagraphFont">(2)    For any health benefit plan that is represented as established or maintained pursuant to a collective bargaining agreement, the health benefit plan is established or maintained under or pursuant to a collective bargaining agreement under the criteria provided under 29 CFR 2510.3-40 as of January 1, 2007;</span></p><p dir="ltr" class="s2076739Normal-000001"><span class="s2076739DefaultParagraphFont">(3)    For any health benefit plan that is represented as established or maintained by an employee leasing arrangement or professional employer organization, the health benefit plan is fully insured; or</span></p><p dir="ltr" class="s2076739Normal-000001"><span class="s2076739DefaultParagraphFont">(4)    For any health benefit plan that is represented as established by a single employer, that the health benefit plan is covering solely employees and their dependents, and the employer controls and directs the work of the employee.</span></p><p dir="ltr" class="s2076739Normal"><span xml:space="preserve" class="s2076739000003"> </span></p><p dir="ltr" class="s2076739Normal"><span class="s2076739SCL">Source:</span><span xml:space="preserve" class="s2076739SCL-000004"> SL 2007, ch 292, § 12.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076740Normal { text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076740SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076740CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076740Normal-000000 { text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076740DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } p.s2076740Normal-000001 { margin-left: 0.70in; text-indent: -0.45in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076740000002 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076740SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076740SCL-000003 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076740Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-105"><span class="s2076740SENU">58-33-105</span></a><span xml:space="preserve" class="s2076740SENU">. </span><span class="s2076740CL">Due diligence investigation required of insurer before issuing stop loss policy for health benefit plan.</span></p><p dir="ltr" class="s2076740Normal-000000"><span class="s2076740DefaultParagraphFont">An insurer, prior to issuing a stop loss policy for a health benefit plan covering employees, employee dependents, or individuals located in this state, shall carry out appropriate due diligence to establish that the health benefit plan is not unauthorized health insurance, including those measures reasonably appropriate to establish:</span></p><p dir="ltr" class="s2076740Normal-000001"><span class="s2076740DefaultParagraphFont">(1)    For any health benefit plan that is represented as established or maintained pursuant to a collective bargaining agreement, the health benefit plan is established or maintained under or pursuant to a collective bargaining agreement under the criteria provided under 29 CFR 2510.3-40 as of January 1, 2007;</span></p><p dir="ltr" class="s2076740Normal-000001"><span class="s2076740DefaultParagraphFont">(2)    The health benefit plan is not offered by an employee leasing arrangement or professional employer organization to client employers; or</span></p><p dir="ltr" class="s2076740Normal-000001"><span class="s2076740DefaultParagraphFont">(3)    For any health benefit plan that is represented as established by a single employer, the health benefit plan is covering solely employees, and dependents of employees, of the employer and the employer controls and directs the work of the employee.</span></p><p dir="ltr" class="s2076740Normal"><span xml:space="preserve" class="s2076740000002"> </span></p><p dir="ltr" class="s2076740Normal"><span class="s2076740SCL">Source:</span><span xml:space="preserve" class="s2076740SCL-000003"> SL 2007, ch 292, § 13.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076741Normal { text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076741SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076741CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076741Normal-000000 { text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076741DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } p.s2076741Normal-000001 { margin-left: 0.70in; text-indent: -0.45in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076741000002 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076741SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076741SCL-000003 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076741Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-106"><span class="s2076741SENU">58-33-106</span></a><span xml:space="preserve" class="s2076741SENU">. </span><span class="s2076741CL">Requirements for engaging in transacting of insurance by issuing stop loss policy.</span></p><p dir="ltr" class="s2076741Normal-000000"><span class="s2076741DefaultParagraphFont">No insurer may engage in the transacting of insurance by issuing a stop loss policy unless the insurer is an admitted insurer in this state and the stop loss policy form has been filed and approved by the division, unless the form is exempt by law from filing. The transacting of insurance includes:</span></p><p dir="ltr" class="s2076741Normal-000001"><span class="s2076741DefaultParagraphFont">(1)    Issuing a stop loss policy covering an employer located in this state. Coverage of an employer for claims incurred under the employer's self-funded health benefit plan with a stop loss policy is insurance, not reinsurance, regardless of whether the contract is described by the insurer as reinsurance; or</span></p><p dir="ltr" class="s2076741Normal-000001"><span class="s2076741DefaultParagraphFont">(2)    Issuing a stop loss policy to a trust or trustee, whether the trust or trustee is located in this state or otherwise, if an employer located in this state is directly or indirectly the beneficiary of the trust.</span></p><p dir="ltr" class="s2076741Normal"><span xml:space="preserve" class="s2076741000002"> </span></p><p dir="ltr" class="s2076741Normal"><span class="s2076741SCL">Source:</span><span xml:space="preserve" class="s2076741SCL-000003"> SL 2007, ch 292, § 14.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076742Normal { text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076742SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076742CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076742Normal-000000 { text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076742DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } p.s2076742Normal-000001 { margin-left: 0.70in; text-indent: -0.45in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076742000002 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076742SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076742SCL-000003 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076742Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-107"><span class="s2076742SENU">58-33-107</span></a><span xml:space="preserve" class="s2076742SENU">. </span><span class="s2076742CL">Written disclosures required before issuing contract for stop loss policy.</span></p><p dir="ltr" class="s2076742Normal-000000"><span class="s2076742DefaultParagraphFont">No insurer may engage in the transacting of insurance in this state by issuing a stop loss policy unless, prior to issuing a contract for the stop loss policy, the insurer discloses clearly and conspicuously to the employer, in writing the following:</span></p><p dir="ltr" class="s2076742Normal-000001"><span class="s2076742DefaultParagraphFont">(1)    The employer is not covered for claims below the stop loss attachment point;</span></p><p dir="ltr" class="s2076742Normal-000001"><span class="s2076742DefaultParagraphFont">(2)    A description of the attachment point, including the specific and aggregate attachment points; and</span></p><p dir="ltr" class="s2076742Normal-000001"><span class="s2076742DefaultParagraphFont">(3)    The insurer provides no other coverage of the employer's retention.</span></p><p dir="ltr" class="s2076742Normal"><span xml:space="preserve" class="s2076742000002"> </span></p><p dir="ltr" class="s2076742Normal"><span class="s2076742SCL">Source:</span><span xml:space="preserve" class="s2076742SCL-000003"> SL 2007, ch 292, § 15.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076743Normal { text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076743SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076743CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076743Normal-000000 { text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076743DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } p.s2076743Normal-000001 { margin-left: 0.70in; text-indent: -0.45in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-right: 0; margin-bottom: .001pt; } p.s2076743Normal-000002 { margin-left: 1.14in; text-indent: -0.44in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076743000003 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076743SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076743SCL-000004 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076743Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-108"><span class="s2076743SENU">58-33-108</span></a><span xml:space="preserve" class="s2076743SENU">. </span><span class="s2076743CL">Due diligence investigation required of preferred provider organization before contracting with offeror or provider of health benefit plan.</span></p><p dir="ltr" class="s2076743Normal-000000"><span class="s2076743DefaultParagraphFont">A preferred provider organization, prior to entering into any contract with a person offering or providing a health benefit plan in this state, shall carry out appropriate due diligence to establish that the health benefit plan is not unauthorized health insurance, including those measures reasonably appropriate to establish:</span></p><p dir="ltr" class="s2076743Normal-000001"><span class="s2076743DefaultParagraphFont">(1)    Through initial inquiry, contract provisions, and measures to monitor and enforce compliance with the contract provisions, that for any insurance coverage that is represented as issued relating to the health benefit plan:</span></p><p dir="ltr" class="s2076743Normal-000002"><span class="s2076743DefaultParagraphFont">(a)    The insurer issued the policy;</span></p><p dir="ltr" class="s2076743Normal-000002"><span class="s2076743DefaultParagraphFont">(b)    The coverage is as represented;</span></p><p dir="ltr" class="s2076743Normal-000002"><span class="s2076743DefaultParagraphFont">(c)    The insurer is an admitted insurer in this state; and</span></p><p dir="ltr" class="s2076743Normal-000002"><span class="s2076743DefaultParagraphFont">(d)    The policy has been filed with and approved by the division or is exempt from filing requirements;</span></p><p dir="ltr" class="s2076743Normal-000001"><span class="s2076743DefaultParagraphFont">(2)    For any health benefit plan that is represented as established or maintained pursuant to a collective bargaining agreement, the health benefit plan is established or maintained under or pursuant to a collective bargaining agreement under the criteria provided under 29 CFR 2510.3-40 as of January 1, 2007;</span></p><p dir="ltr" class="s2076743Normal-000001"><span class="s2076743DefaultParagraphFont">(3)    For any health benefit plan that is represented as established or maintained by an employee leasing arrangement or professional employer organization, the health benefit plan is fully insured; or</span></p><p dir="ltr" class="s2076743Normal-000001"><span class="s2076743DefaultParagraphFont">(4)    For any health benefit plan that is represented as established by a single employer, the health benefit plan is covering solely employees, and dependents of employees, of the employer and the employer controls and directs the work of the employee.</span></p><p dir="ltr" class="s2076743Normal"><span xml:space="preserve" class="s2076743000003"> </span></p><p dir="ltr" class="s2076743Normal"><span class="s2076743SCL">Source:</span><span xml:space="preserve" class="s2076743SCL-000004"> SL 2007, ch 292, § 16.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076744Normal { margin-top: 0; margin-bottom: 0; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076744SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076744CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076744Normal-000000 { margin-top: 0; margin-bottom: 0; text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076744DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } p.s2076744Normal-000001 { margin-top: 0; margin-bottom: 0; text-indent: 0.25in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076744000002 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076744SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076744SCL-000003 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076744Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-109"><span class="s2076744SENU">58-33-109</span></a><span xml:space="preserve" class="s2076744SENU">. </span><span class="s2076744CL">Defenses available to person who acts according to written advice of MEWA contact.</span></p><p dir="ltr" class="s2076744Normal-000000"><span xml:space="preserve" class="s2076744DefaultParagraphFont">A licensee or other person who acts according to the written advice of the MEWA contact has a defense to any violation of §§ </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-103"><span class="s2076744DefaultParagraphFont">58-33-103</span></a><span xml:space="preserve" class="s2076744DefaultParagraphFont"> to </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-108"><span class="s2076744DefaultParagraphFont">58-33-108</span></a><span class="s2076744DefaultParagraphFont">, inclusive, if the information provided by the licensee or other person to the MEWA contact, to the extent material to the MEWA contact's advice, is accurate and complete.</span></p><p dir="ltr" class="s2076744Normal-000001"><span xml:space="preserve" class="s2076744DefaultParagraphFont">For the purpose of §§ </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-93"><span class="s2076744DefaultParagraphFont">58-33-93</span></a><span xml:space="preserve" class="s2076744DefaultParagraphFont"> to </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-116"><span class="s2076744DefaultParagraphFont">58-33-116</span></a><span xml:space="preserve" class="s2076744DefaultParagraphFont">, inclusive, the division's published list of admitted insurers on its web site is deemed to be accurate. A licensee or other person has a defense to any allegation that a listed insurer is not an admitted insurer. Nothing in §§ </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-93"><span class="s2076744DefaultParagraphFont">58-33-93</span></a><span xml:space="preserve" class="s2076744DefaultParagraphFont"> to </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-116"><span class="s2076744DefaultParagraphFont">58-33-116</span></a><span class="s2076744DefaultParagraphFont">, inclusive, requires a licensee or other person to notify the division of an unauthorized product or insurer if that licensee or person has reviewed the division's website and the unauthorized insurer is listed as an admitted insurer.</span></p><p dir="ltr" class="s2076744Normal"><span xml:space="preserve" class="s2076744000002"> </span></p><p dir="ltr" class="s2076744Normal"><span class="s2076744SCL">Source:</span><span xml:space="preserve" class="s2076744SCL-000003"> SL 2007, ch 292, § 17.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076745Normal { text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076745SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076745CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076745Normal-000000 { text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076745DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } p.s2076745Normal-000001 { margin-left: 0.70in; text-indent: -0.45in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076745000002 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076745SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076745SCL-000003 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076745Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-110"><span class="s2076745SENU">58-33-110</span></a><span xml:space="preserve" class="s2076745SENU">. </span><span xml:space="preserve" class="s2076745CL">Circumstances mitigating violation of §§ </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-102"><span class="s2076745CL">58-33-102</span></a><span xml:space="preserve" class="s2076745CL"> to </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-108"><span class="s2076745CL">58-33-108</span></a><span class="s2076745CL">.</span></p><p dir="ltr" class="s2076745Normal-000000"><span xml:space="preserve" class="s2076745DefaultParagraphFont">Any violation of §§ </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-102"><span class="s2076745DefaultParagraphFont">58-33-102</span></a><span xml:space="preserve" class="s2076745DefaultParagraphFont"> to </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-108"><span class="s2076745DefaultParagraphFont">58-33-108</span></a><span class="s2076745DefaultParagraphFont">, inclusive, is mitigated, and the division shall reduce or eliminate any sanction otherwise applicable, if a licensee or other person demonstrates all of the following:</span></p><p dir="ltr" class="s2076745Normal-000001"><span xml:space="preserve" class="s2076745DefaultParagraphFont">(1)    The licensee or other person maintained supervisory procedures and controls that complied with § </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-112"><span class="s2076745DefaultParagraphFont">58-33-112</span></a><span class="s2076745DefaultParagraphFont">;</span></p><p dir="ltr" class="s2076745Normal-000001"><span class="s2076745DefaultParagraphFont">(2)    The violation occurred despite the maintenance of those procedures and controls;</span></p><p dir="ltr" class="s2076745Normal-000001"><span class="s2076745DefaultParagraphFont">(3)    The licensee or other person promptly reported the health benefit plan to the MEWA contact once the licensee or other person had actual knowledge that it was unauthorized health insurance; and</span></p><p dir="ltr" class="s2076745Normal-000001"><span class="s2076745DefaultParagraphFont">(4)    The licensee or other person took prompt corrective action.</span></p><p dir="ltr" class="s2076745Normal"><span xml:space="preserve" class="s2076745000002"> </span></p><p dir="ltr" class="s2076745Normal"><span class="s2076745SCL">Source:</span><span xml:space="preserve" class="s2076745SCL-000003"> SL 2007, ch 292, § 18.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076746Normal { margin-top: 0; margin-bottom: 0; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076746SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076746CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076746Normal-000000 { margin-top: 0; margin-bottom: 0; text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076746DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076746000001 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076746SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076746SCL-000002 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076746Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-111"><span class="s2076746SENU">58-33-111</span></a><span xml:space="preserve" class="s2076746SENU">. </span><span class="s2076746CL">Due diligence not required with respect to unassisted health benefit plan where not engaged in transacting of insurance.</span></p><p dir="ltr" class="s2076746Normal-000000"><span xml:space="preserve" class="s2076746DefaultParagraphFont">Nothing in § </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-109"><span class="s2076746DefaultParagraphFont">58-33-109</span></a><span xml:space="preserve" class="s2076746DefaultParagraphFont"> or </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-110"><span class="s2076746DefaultParagraphFont">58-33-110</span></a><span xml:space="preserve" class="s2076746DefaultParagraphFont"> requires a producer, third party administrator, insurer, or preferred provider organization to conduct due diligence with respect to a health benefit plan that it is not assisting and with respect to which it does not engage in the transacting of insurance.</span></p><p dir="ltr" class="s2076746Normal"><span xml:space="preserve" class="s2076746000001"> </span></p><p dir="ltr" class="s2076746Normal"><span class="s2076746SCL">Source:</span><span xml:space="preserve" class="s2076746SCL-000002"> SL 2007, ch 292, § 19.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076747Normal { text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076747SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076747CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076747Normal-000000 { text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076747DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } p.s2076747Normal-000001 { margin-left: 0.70in; text-indent: -0.45in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-right: 0; margin-bottom: .001pt; } p.s2076747Normal-000002 { text-indent: 0.25in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076747000003 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076747SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076747SCL-000004 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076747Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-112"><span class="s2076747SENU">58-33-112</span></a><span xml:space="preserve" class="s2076747SENU">. </span><span class="s2076747CL">Documented supervision procedures and controls.</span></p><p dir="ltr" class="s2076747Normal-000000"><span xml:space="preserve" class="s2076747DefaultParagraphFont">An insurance producer, third party administrator, insurer, preferred provider organization, or an agent of the same shall establish and maintain documented supervision procedures and controls that are reasonably designed to achieve compliance with §§ </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-93"><span class="s2076747DefaultParagraphFont">58-33-93</span></a><span xml:space="preserve" class="s2076747DefaultParagraphFont"> to </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-116"><span class="s2076747DefaultParagraphFont">58-33-116</span></a><span class="s2076747DefaultParagraphFont">, inclusive. The supervisory procedures shall include:</span></p><p dir="ltr" class="s2076747Normal-000001"><span class="s2076747DefaultParagraphFont">(1)    Training;</span></p><p dir="ltr" class="s2076747Normal-000001"><span class="s2076747DefaultParagraphFont">(2)    Internal controls;</span></p><p dir="ltr" class="s2076747Normal-000001"><span class="s2076747DefaultParagraphFont">(3)    Periodic audits;</span></p><p dir="ltr" class="s2076747Normal-000001"><span class="s2076747DefaultParagraphFont">(4)    Supervisory review; and</span></p><p dir="ltr" class="s2076747Normal-000001"><span xml:space="preserve" class="s2076747DefaultParagraphFont">(5)    Monitoring and enforcement of contractual provisions established under §§ </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-104"><span class="s2076747DefaultParagraphFont">58-33-104</span></a><span xml:space="preserve" class="s2076747DefaultParagraphFont"> and </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-108"><span class="s2076747DefaultParagraphFont">58-33-108</span></a><span class="s2076747DefaultParagraphFont">.</span></p><p dir="ltr" class="s2076747Normal-000002"><span class="s2076747DefaultParagraphFont">The extent of the supervisory procedures and controls a producer is required to maintain under this section may appropriately reflect the size and complexity of the producer's operations and the scope and nature of the producer's insurance activities.</span></p><p dir="ltr" class="s2076747Normal"><span xml:space="preserve" class="s2076747000003"> </span></p><p dir="ltr" class="s2076747Normal"><span class="s2076747SCL">Source:</span><span xml:space="preserve" class="s2076747SCL-000004"> SL 2007, ch 292, § 20.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076748Normal { text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076748SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076748CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076748Normal-000000 { text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076748DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } p.s2076748Normal-000001 { margin-left: 0.70in; text-indent: -0.45in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-right: 0; margin-bottom: .001pt; } p.s2076748Normal-000002 { text-indent: 0.25in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076748000003 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076748SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076748SCL-000004 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076748Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-113"><span class="s2076748SENU">58-33-113</span></a><span xml:space="preserve" class="s2076748SENU">. </span><span class="s2076748CL">Continuing education--Summary of supervision procedures and controls.</span></p><p dir="ltr" class="s2076748Normal-000000"><span class="s2076748DefaultParagraphFont">An insurer providing health insurance in this state shall require its listed producers to obtain not less than one hour of continuing education every four years covering:</span></p><p dir="ltr" class="s2076748Normal-000001"><span class="s2076748DefaultParagraphFont">(1)    Identification of unauthorized health insurance; and</span></p><p dir="ltr" class="s2076748Normal-000001"><span xml:space="preserve" class="s2076748DefaultParagraphFont">(2)    The producer's responsibilities under §§ </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-93"><span class="s2076748DefaultParagraphFont">58-33-93</span></a><span xml:space="preserve" class="s2076748DefaultParagraphFont"> to </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-116"><span class="s2076748DefaultParagraphFont">58-33-116</span></a><span class="s2076748DefaultParagraphFont">, inclusive.</span></p><p dir="ltr" class="s2076748Normal-000002"><span xml:space="preserve" class="s2076748DefaultParagraphFont">A third party administrator, preferred provider organization, or insurer shall include in its application for a license a brief summary of its procedures and controls required under § </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-112"><span class="s2076748DefaultParagraphFont">58-33-112</span></a><span class="s2076748DefaultParagraphFont">. A license or registration application may be denied if the applicant fails to demonstrate that the applicant maintains the required procedures and controls.</span></p><p dir="ltr" class="s2076748Normal"><span xml:space="preserve" class="s2076748000003"> </span></p><p dir="ltr" class="s2076748Normal"><span class="s2076748SCL">Source:</span><span xml:space="preserve" class="s2076748SCL-000004"> SL 2007, ch 292, § 21.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076749Normal { margin-top: 0; margin-bottom: 0; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076749SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076749CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076749Normal-000000 { margin-top: 0; margin-bottom: 0; text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076749DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076749000001 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076749SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076749SCL-000002 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076749Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-114"><span class="s2076749SENU">58-33-114</span></a><span xml:space="preserve" class="s2076749SENU">. </span><span class="s2076749CL">Suspension or revocation of registration of preferred provider organization for violation--Other action to assure future compliance.</span></p><p dir="ltr" class="s2076749Normal-000000"><span xml:space="preserve" class="s2076749DefaultParagraphFont">If a preferred provider organization violates a provision of §§ </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-93"><span class="s2076749DefaultParagraphFont">58-33-93</span></a><span xml:space="preserve" class="s2076749DefaultParagraphFont"> to </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-116"><span class="s2076749DefaultParagraphFont">58-33-116</span></a><span xml:space="preserve" class="s2076749DefaultParagraphFont">, inclusive, the organization's registration may be suspended or revoked or other action may be taken by the director as is otherwise authorized by this title to ensure that compliance with §§ </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-93"><span class="s2076749DefaultParagraphFont">58-33-93</span></a><span xml:space="preserve" class="s2076749DefaultParagraphFont"> to </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-116"><span class="s2076749DefaultParagraphFont">58-33-116</span></a><span class="s2076749DefaultParagraphFont">, inclusive, will be achieved in the future.</span></p><p dir="ltr" class="s2076749Normal"><span xml:space="preserve" class="s2076749000001"> </span></p><p dir="ltr" class="s2076749Normal"><span class="s2076749SCL">Source:</span><span xml:space="preserve" class="s2076749SCL-000002"> SL 2007, ch 292, § 22.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076750Normal { margin-top: 0; margin-bottom: 0; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076750SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076750CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076750Normal-000000 { margin-top: 0; margin-bottom: 0; text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076750DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076750000001 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076750SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076750SCL-000002 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076750Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-115"><span class="s2076750SENU">58-33-115</span></a><span xml:space="preserve" class="s2076750SENU">. </span><span class="s2076750CL">Inapplicability to joint powers agreements.</span></p><p dir="ltr" class="s2076750Normal-000000"><span xml:space="preserve" class="s2076750DefaultParagraphFont">Nothing in §§ </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-93"><span class="s2076750DefaultParagraphFont">58-33-93</span></a><span xml:space="preserve" class="s2076750DefaultParagraphFont"> to </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-116"><span class="s2076750DefaultParagraphFont">58-33-116</span></a><span xml:space="preserve" class="s2076750DefaultParagraphFont">, inclusive, applies to a joint powers agreement authorized pursuant to chapter </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=1-24"><span class="s2076750DefaultParagraphFont">1-24</span></a><span class="s2076750DefaultParagraphFont">.</span></p><p dir="ltr" class="s2076750Normal"><span xml:space="preserve" class="s2076750000001"> </span></p><p dir="ltr" class="s2076750Normal"><span class="s2076750SCL">Source:</span><span xml:space="preserve" class="s2076750SCL-000002"> SL 2007, ch 292, § 23.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076751Normal { margin-top: 0; margin-bottom: 0; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076751SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076751CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076751Normal-000000 { margin-top: 0; margin-bottom: 0; text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076751DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076751000001 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076751SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076751SCL-000002 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076751Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-116"><span class="s2076751SENU">58-33-116</span></a><span xml:space="preserve" class="s2076751SENU">. </span><span class="s2076751CL">Inapplicability to arrangements not issued to person in state or solicited in state.</span></p><p dir="ltr" class="s2076751Normal-000000"><span xml:space="preserve" class="s2076751DefaultParagraphFont">Nothing in §§ </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-93"><span class="s2076751DefaultParagraphFont">58-33-93</span></a><span xml:space="preserve" class="s2076751DefaultParagraphFont"> to </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-116"><span class="s2076751DefaultParagraphFont">58-33-116</span></a><span class="s2076751DefaultParagraphFont">, inclusive, applies to an admitted insurer, nonadmitted insurer, or a MEWA if the arrangement is neither issued to a person in this state nor solicited in this state. For purposes of this section, the phrase, issued to a person, does not include providing a certificate of coverage, evidence of coverage, or other similar documents to an employee, participant, or dependent showing coverage under an employer's health benefit plan or arrangement.</span></p><p dir="ltr" class="s2076751Normal"><span xml:space="preserve" class="s2076751000001"> </span></p><p dir="ltr" class="s2076751Normal"><span class="s2076751SCL">Source:</span><span xml:space="preserve" class="s2076751SCL-000002"> SL 2007, ch 292, § 24.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml" lang="en-US"><head><meta charset="UTF-8"><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML"><style>span { white-space: pre-wrap; } p.sc73d920cc87a41a781e802c7a93aa7ddNormal { text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.sc73d920cc87a41a781e802c7a93aa7ddSENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.sc73d920cc87a41a781e802c7a93aa7ddCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.sc73d920cc87a41a781e802c7a93aa7ddStatute { text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.sc73d920cc87a41a781e802c7a93aa7ddDefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } p.sc73d920cc87a41a781e802c7a93aa7ddStatuteNumber1 { margin-left: 0.75in; text-indent: -0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-right: 0; margin-bottom: .001pt; } p.sc73d920cc87a41a781e802c7a93aa7ddStatuteNumber2 { margin-left: 1.25in; text-indent: -0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-right: 0; margin-bottom: .001pt; } p.sc73d920cc87a41a781e802c7a93aa7ddStatuteNumber3 { margin-left: 1.75in; text-indent: -0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-right: 0; margin-bottom: .001pt; } span.sc73d920cc87a41a781e802c7a93aa7dd000000 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } p.sc73d920cc87a41a781e802c7a93aa7ddNoIndent { text-indent: 0.00in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.sc73d920cc87a41a781e802c7a93aa7ddDefaultParagraphFont-000001 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.sc73d920cc87a41a781e802c7a93aa7ddSCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style><meta name="viewport" content="width=device-width, initial-scale=1"><meta name="twitter:card" content="summary"><meta property="og:title" content="SD 58-33-117 - Definitions."><meta property="og:description" content="SDLRC Codified Law 58-33-117 - Definitions."><meta property="og:type" content="website"><meta property="og:url" content="https://sdlegislature.gov/Statutes?Statute=58-33-117"><meta property="og:image" content="https://lawmakerdocuments.blob.core.usgovcloudapi.net/photos/logoshape.webp"><meta property="og:site_name" content="South Dakota Legislature"></head><body><div><p dir="ltr" class="sc73d920cc87a41a781e802c7a93aa7ddNormal"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-117" rel="noopener"><span class="sc73d920cc87a41a781e802c7a93aa7ddSENU">58-33-117</span></a><span xml:space="preserve" class="sc73d920cc87a41a781e802c7a93aa7ddSENU">. </span><span xml:space="preserve" class="sc73d920cc87a41a781e802c7a93aa7ddCL">Definitions. </span></p><p dir="ltr" class="sc73d920cc87a41a781e802c7a93aa7ddStatute"><span xml:space="preserve" class="sc73d920cc87a41a781e802c7a93aa7ddDefaultParagraphFont">Terms in this section and §§ </span><a href="https://sdlegislature.gov/Statutes?Statute=58-33-118" rel="noopener"><span class="sc73d920cc87a41a781e802c7a93aa7ddDefaultParagraphFont">58-33-118</span></a><span xml:space="preserve" class="sc73d920cc87a41a781e802c7a93aa7ddDefaultParagraphFont"> to </span><a href="https://sdlegislature.gov/Statutes?Statute=58-33-130" rel="noopener"><span class="sc73d920cc87a41a781e802c7a93aa7ddDefaultParagraphFont">58-33-130</span></a><span class="sc73d920cc87a41a781e802c7a93aa7ddDefaultParagraphFont">, inclusive, mean:</span></p><p dir="ltr" class="sc73d920cc87a41a781e802c7a93aa7ddStatuteNumber1"><span class="sc73d920cc87a41a781e802c7a93aa7ddDefaultParagraphFont">(1)    "Active duty," full-time duty in the active military service of the United States and includes members of the reserve component (National Guard and Reserve) while serving under published orders for active duty or full-time training. The term does not include members of the reserve component who are performing active duty or active duty for training under military calls or orders specifying periods of less than thirty-one calendar days;</span></p><p dir="ltr" class="sc73d920cc87a41a781e802c7a93aa7ddStatuteNumber1"><span class="sc73d920cc87a41a781e802c7a93aa7ddDefaultParagraphFont">(2)    "Armed forces of the United States," all components of the Army, Navy, Air Force, Space Force, Marine Corps, and Coast Guard;</span></p><p dir="ltr" class="sc73d920cc87a41a781e802c7a93aa7ddStatuteNumber1"><span class="sc73d920cc87a41a781e802c7a93aa7ddDefaultParagraphFont">(3)    "Department of Defense (DoD) personnel," all active duty service members and all civilian employees, including nonappropriated fund employees and special government employees, of the Department of Defense;</span></p><p dir="ltr" class="sc73d920cc87a41a781e802c7a93aa7ddStatuteNumber1"><span class="sc73d920cc87a41a781e802c7a93aa7ddDefaultParagraphFont">(4)    "Door to door," a solicitation or sales method whereby an insurance producer proceeds randomly or selectively from household to household without prior specific appointment;</span></p><p dir="ltr" class="sc73d920cc87a41a781e802c7a93aa7ddStatuteNumber1"><span class="sc73d920cc87a41a781e802c7a93aa7ddDefaultParagraphFont">(5)    "General advertisement," an advertisement having as its sole purpose the promotion of the reader's or viewer's interest in the concept of insurance, or the promotion of the insurer or the insurance producer;</span></p><p dir="ltr" class="sc73d920cc87a41a781e802c7a93aa7ddStatuteNumber1"><span class="sc73d920cc87a41a781e802c7a93aa7ddDefaultParagraphFont">(6)    "Known" or "knowingly," the insurance producer or insurer had actual awareness, or in the exercise of ordinary care should have known, at the time of the act or practice complained of, that the person solicited:</span></p><p dir="ltr" class="sc73d920cc87a41a781e802c7a93aa7ddStatuteNumber2"><span class="sc73d920cc87a41a781e802c7a93aa7ddDefaultParagraphFont">(a)    Is a service member; or</span></p><p dir="ltr" class="sc73d920cc87a41a781e802c7a93aa7ddStatuteNumber2"><span class="sc73d920cc87a41a781e802c7a93aa7ddDefaultParagraphFont">(b)    Is a service member with a pay grade of E-4 or below;</span></p><p dir="ltr" class="sc73d920cc87a41a781e802c7a93aa7ddStatuteNumber1"><span class="sc73d920cc87a41a781e802c7a93aa7ddDefaultParagraphFont">(7)    "Military installation," any federally owned, leased, or operated base, reservation, post, camp, building, or other facility to which service members are assigned for duty, including barracks, transient housing, and family quarters;</span></p><p dir="ltr" class="sc73d920cc87a41a781e802c7a93aa7ddStatuteNumber1"><span class="sc73d920cc87a41a781e802c7a93aa7ddDefaultParagraphFont">(8)    "MyPay," a defense finance and accounting service internet-based system that enables service members to process certain discretionary pay transactions or provide updates to personal information data elements without using paper forms;</span></p><p dir="ltr" class="sc73d920cc87a41a781e802c7a93aa7ddStatuteNumber1"><span class="sc73d920cc87a41a781e802c7a93aa7ddDefaultParagraphFont">(9)    "Service member," any active duty officer (commissioned and warrant) or enlisted member of the armed forces of the United States;</span></p><p dir="ltr" class="sc73d920cc87a41a781e802c7a93aa7ddStatuteNumber1"><span class="sc73d920cc87a41a781e802c7a93aa7ddDefaultParagraphFont">(10)    "Side fund," a fund or reserve that is part of or otherwise attached to a life insurance policy (excluding individually issued annuities) by rider, endorsement or other mechanism which accumulates premium or deposits with interest or by other means. The term does not include:</span></p><p dir="ltr" class="sc73d920cc87a41a781e802c7a93aa7ddStatuteNumber2"><span class="sc73d920cc87a41a781e802c7a93aa7ddDefaultParagraphFont">(a)    Accumulated value or cash value or secondary guarantees provided by a universal life policy;</span></p><p dir="ltr" class="sc73d920cc87a41a781e802c7a93aa7ddStatuteNumber2"><span class="sc73d920cc87a41a781e802c7a93aa7ddDefaultParagraphFont">(b)    Cash values provided by a whole life policy which are subject to standard nonforfeiture law for life insurance; or</span></p><p dir="ltr" class="sc73d920cc87a41a781e802c7a93aa7ddStatuteNumber2"><span class="sc73d920cc87a41a781e802c7a93aa7ddDefaultParagraphFont">(c)    A premium deposit fund which:</span></p><p dir="ltr" class="sc73d920cc87a41a781e802c7a93aa7ddStatuteNumber3"><span class="sc73d920cc87a41a781e802c7a93aa7ddDefaultParagraphFont">(i)    Contains only premiums paid in advance which accumulate at interest;</span></p><p dir="ltr" class="sc73d920cc87a41a781e802c7a93aa7ddStatuteNumber3"><span class="sc73d920cc87a41a781e802c7a93aa7ddDefaultParagraphFont">(ii)    Imposes no penalty for withdrawal;</span></p><p dir="ltr" class="sc73d920cc87a41a781e802c7a93aa7ddStatuteNumber3"><span class="sc73d920cc87a41a781e802c7a93aa7ddDefaultParagraphFont">(iii)    Does not permit funding beyond future required premiums;</span></p><p dir="ltr" class="sc73d920cc87a41a781e802c7a93aa7ddStatuteNumber3"><span class="sc73d920cc87a41a781e802c7a93aa7ddDefaultParagraphFont">(iv)    Is not marketed or intended as an investment; and</span></p><p dir="ltr" class="sc73d920cc87a41a781e802c7a93aa7ddStatuteNumber3"><span class="sc73d920cc87a41a781e802c7a93aa7ddDefaultParagraphFont">(v)    Does not carry a commission, either paid or calculated;</span></p><p dir="ltr" class="sc73d920cc87a41a781e802c7a93aa7ddStatuteNumber1"><span class="sc73d920cc87a41a781e802c7a93aa7ddDefaultParagraphFont">(11)    "Specific appointment," a prearranged appointment agreed upon by both parties and definite as to place and time.</span></p><p dir="ltr" class="sc73d920cc87a41a781e802c7a93aa7ddNormal"><span xml:space="preserve" class="sc73d920cc87a41a781e802c7a93aa7dd000000"> </span></p><p dir="ltr" class="sc73d920cc87a41a781e802c7a93aa7ddNoIndent"><span xml:space="preserve" class="sc73d920cc87a41a781e802c7a93aa7ddDefaultParagraphFont-000001">Source: </span><span class="sc73d920cc87a41a781e802c7a93aa7ddSCL">SL 2008, ch 272, § 1; SL 2023, ch 109, § 23.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076753Normal { margin-top: 0; margin-bottom: 0; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076753SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076753CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076753Normal-000000 { margin-top: 0; margin-bottom: 0; text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076753DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } p.s2076753Normal-000001 { margin-top: 0; margin-bottom: 0; text-indent: 0.25in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076753000002 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076753SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076753SCL-000003 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076753Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-118"><span class="s2076753SENU">58-33-118</span></a><span xml:space="preserve" class="s2076753SENU">. </span><span class="s2076753CL">Solicitation or sale of life insurance or annuity to active duty service member.</span></p><p dir="ltr" class="s2076753Normal-000000"><span xml:space="preserve" class="s2076753DefaultParagraphFont">Sections </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-117"><span class="s2076753DefaultParagraphFont">58-33-117</span></a><span xml:space="preserve" class="s2076753DefaultParagraphFont"> to </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-130"><span class="s2076753DefaultParagraphFont">58-33-130</span></a><span class="s2076753DefaultParagraphFont">, inclusive, apply only to the solicitation or sale of any life insurance or annuity product by an insurer or insurance producer to an active duty service member of the armed forces of the United States.</span></p><p dir="ltr" class="s2076753Normal-000001"><span xml:space="preserve" class="s2076753DefaultParagraphFont">Nothing in §§ </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-117"><span class="s2076753DefaultParagraphFont">58-33-117</span></a><span xml:space="preserve" class="s2076753DefaultParagraphFont"> to </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-130"><span class="s2076753DefaultParagraphFont">58-33-130</span></a><span xml:space="preserve" class="s2076753DefaultParagraphFont">, inclusive, creates a private cause of action for a violation of §§ </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-117"><span class="s2076753DefaultParagraphFont">58-33-117</span></a><span xml:space="preserve" class="s2076753DefaultParagraphFont"> to </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-130"><span class="s2076753DefaultParagraphFont">58-33-130</span></a><span class="s2076753DefaultParagraphFont">, inclusive.</span></p><p dir="ltr" class="s2076753Normal"><span xml:space="preserve" class="s2076753000002"> </span></p><p dir="ltr" class="s2076753Normal"><span class="s2076753SCL">Source:</span><span xml:space="preserve" class="s2076753SCL-000003"> SL 2008, ch 272, § 2.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076754Normal { text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076754SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076754CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076754Normal-000000 { text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076754DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } p.s2076754Normal-000001 { margin-left: 0.70in; text-indent: -0.45in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-right: 0; margin-bottom: .001pt; } p.s2076754Normal-000002 { margin-left: 1.14in; text-indent: -0.44in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076754000003 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076754SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076754SCL-000004 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076754Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-119"><span class="s2076754SENU">58-33-119</span></a><span xml:space="preserve" class="s2076754SENU">. </span><span class="s2076754CL">Certain solicitations and sales excluded.</span></p><p dir="ltr" class="s2076754Normal-000000"><span xml:space="preserve" class="s2076754DefaultParagraphFont">Sections </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-117"><span class="s2076754DefaultParagraphFont">58-33-117</span></a><span xml:space="preserve" class="s2076754DefaultParagraphFont"> to </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-130"><span class="s2076754DefaultParagraphFont">58-33-130</span></a><span class="s2076754DefaultParagraphFont">, inclusive, do not apply to solicitations or sales involving:</span></p><p dir="ltr" class="s2076754Normal-000001"><span class="s2076754DefaultParagraphFont">(1)    Credit insurance;</span></p><p dir="ltr" class="s2076754Normal-000001"><span class="s2076754DefaultParagraphFont">(2)    Group life insurance or group annuities where there is no in-person, face-to-face solicitation of individuals by an insurance producer or where the contract or certificate does not include a side fund;</span></p><p dir="ltr" class="s2076754Normal-000001"><span class="s2076754DefaultParagraphFont">(3)    An application to the existing insurer that issued the existing policy or contract if a contractual change or a conversion privilege is being exercised; or, if the existing policy or contract is being replaced by the same insurer pursuant to a program filed with and approved by the director; or, if a term conversion privilege is exercised among corporate affiliates;</span></p><p dir="ltr" class="s2076754Normal-000001"><span class="s2076754DefaultParagraphFont">(4)    Individual stand-alone health policies, including disability income policies;</span></p><p dir="ltr" class="s2076754Normal-000001"><span class="s2076754DefaultParagraphFont">(5)    Contracts offered by Servicemembers' Group Life Insurance or Veterans' Group Life Insurance;</span></p><p dir="ltr" class="s2076754Normal-000001"><span class="s2076754DefaultParagraphFont">(6)    Life insurance contracts offered through or by a nonprofit military association, qualifying under Section 501 (c) (23) of the Internal Revenue Code (IRC) as of January 1, 2008, and which are not underwritten by an insurer; or</span></p><p dir="ltr" class="s2076754Normal-000001"><span class="s2076754DefaultParagraphFont">(7)    Contracts used to fund:</span></p><p dir="ltr" class="s2076754Normal-000002"><span class="s2076754DefaultParagraphFont">(a)    An employee pension or welfare benefit plan that is covered by the Employee Retirement and Income Security Act as of January 1, 2008;</span></p><p dir="ltr" class="s2076754Normal-000002"><span class="s2076754DefaultParagraphFont">(b)    A plan described by Sections 401(a), 401(k), 403(b), 408(k) or 408(p) of the IRC, as of January 1, 2008, if established or maintained by an employer;</span></p><p dir="ltr" class="s2076754Normal-000002"><span class="s2076754DefaultParagraphFont">(c)    A government or church plan defined in Section 414 of the IRC as of January 1, 2008, a government or church welfare benefit plan, or a deferred compensation plan of a state or local government or tax exempt organization under Section 457 of the IRC as of January 1, 2008;</span></p><p dir="ltr" class="s2076754Normal-000002"><span class="s2076754DefaultParagraphFont">(d)    A nonqualified deferred compensation arrangement established or maintained by an employer or plan sponsor;</span></p><p dir="ltr" class="s2076754Normal-000002"><span class="s2076754DefaultParagraphFont">(e)    Settlements of or assumptions of liabilities associated with personal injury litigation or any dispute or claim resolution process; or</span></p><p dir="ltr" class="s2076754Normal-000002"><span class="s2076754DefaultParagraphFont">(f)    Prearranged funeral contracts.</span></p><p dir="ltr" class="s2076754Normal"><span xml:space="preserve" class="s2076754000003"> </span></p><p dir="ltr" class="s2076754Normal"><span class="s2076754SCL">Source:</span><span xml:space="preserve" class="s2076754SCL-000004"> SL 2008, ch 272, § 3; SL 2018, ch 278, § 3.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076755Normal { margin-top: 0; margin-bottom: 0; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076755SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076755CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076755Normal-000000 { margin-top: 0; margin-bottom: 0; text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076755DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076755000001 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076755SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076755SCL-000002 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076755Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-120"><span class="s2076755SENU">58-33-120</span></a><span xml:space="preserve" class="s2076755SENU">. </span><span class="s2076755CL">Education of members of armed forces in accordance with Department of Defense instruction permitted.</span></p><p dir="ltr" class="s2076755Normal-000000"><span xml:space="preserve" class="s2076755DefaultParagraphFont">Nothing in §§ </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-117"><span class="s2076755DefaultParagraphFont">58-33-117</span></a><span xml:space="preserve" class="s2076755DefaultParagraphFont"> to </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-130"><span class="s2076755DefaultParagraphFont">58-33-130</span></a><span class="s2076755DefaultParagraphFont">, inclusive, abrogates the ability of nonprofit organizations or other organizations to educate members of the armed forces of the United States in accordance with Department of Defense DoD Instruction 1344.07--PERSONAL COMMERCIAL SOLICITATION ON DOD INSTALLATIONS as of January 1, 2008.</span></p><p dir="ltr" class="s2076755Normal"><span xml:space="preserve" class="s2076755000001"> </span></p><p dir="ltr" class="s2076755Normal"><span class="s2076755SCL">Source:</span><span xml:space="preserve" class="s2076755SCL-000002"> SL 2008, ch 272, § 4.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076756Normal { margin-top: 0; margin-bottom: 0; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076756SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076756CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076756Normal-000000 { margin-top: 0; margin-bottom: 0; text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076756DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076756000001 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076756SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076756SCL-000002 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076756Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-121"><span class="s2076756SENU">58-33-121</span></a><span xml:space="preserve" class="s2076756SENU">. </span><span class="s2076756CL">Certain advertisements and marketing exempt--Face-to-face meetings not exempt.</span></p><p dir="ltr" class="s2076756Normal-000000"><span xml:space="preserve" class="s2076756DefaultParagraphFont">For purposes of §§ </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-117"><span class="s2076756DefaultParagraphFont">58-33-117</span></a><span xml:space="preserve" class="s2076756DefaultParagraphFont"> to </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-130"><span class="s2076756DefaultParagraphFont">58-33-130</span></a><span xml:space="preserve" class="s2076756DefaultParagraphFont">, inclusive, general advertisements, direct mail and internet marketing does not constitute solicitation. Telephone marketing does not constitute solicitation if the caller explicitly and conspicuously discloses that the product concerned is life insurance and makes no statements that avoid a clear and unequivocal statement that life insurance is the subject matter of the solicitation. However, nothing in this section exempts an insurer or insurance producer from §§ </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-117"><span class="s2076756DefaultParagraphFont">58-33-117</span></a><span xml:space="preserve" class="s2076756DefaultParagraphFont"> to </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-130"><span class="s2076756DefaultParagraphFont">58-33-130</span></a><span class="s2076756DefaultParagraphFont">, inclusive, in any in-person, face-to-face meeting established as a result of the solicitation exemptions identified in this section.</span></p><p dir="ltr" class="s2076756Normal"><span xml:space="preserve" class="s2076756000001"> </span></p><p dir="ltr" class="s2076756Normal"><span class="s2076756SCL">Source:</span><span xml:space="preserve" class="s2076756SCL-000002"> SL 2008, ch 272, § 5.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076757Normal { text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076757SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076757CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076757Normal-000000 { text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076757DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } p.s2076757Normal-000001 { margin-left: 0.70in; text-indent: -0.45in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076757000002 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076757SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076757SCL-000003 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076757Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-122"><span class="s2076757SENU">58-33-122</span></a><span xml:space="preserve" class="s2076757SENU">. </span><span class="s2076757CL">Life insurance solicitation practices on military installation considered false, misleading, deceptive, or unfair.</span></p><p dir="ltr" class="s2076757Normal-000000"><span class="s2076757DefaultParagraphFont">The following acts or practices, if committed on a military installation by an insurer or insurance producer with respect to the in-person, face-to-face solicitation of life insurance, are declared to be false, misleading, deceptive, or unfair:</span></p><p dir="ltr" class="s2076757Normal-000001"><span class="s2076757DefaultParagraphFont">(1)    Knowingly soliciting the purchase of any life insurance product door to door or without first establishing a specific appointment for each meeting with the prospective purchaser;</span></p><p dir="ltr" class="s2076757Normal-000001"><span class="s2076757DefaultParagraphFont">(2)    Soliciting service members in a group or mass audience or in a captive audience where attendance is not voluntary;</span></p><p dir="ltr" class="s2076757Normal-000001"><span class="s2076757DefaultParagraphFont">(3)    Knowingly making appointments with or soliciting service members during their normally scheduled duty hours;</span></p><p dir="ltr" class="s2076757Normal-000001"><span class="s2076757DefaultParagraphFont">(4)    Making appointments with or soliciting service members in barracks, day rooms, unit areas, or transient personnel housing or other areas where the installation commander has prohibited solicitation;</span></p><p dir="ltr" class="s2076757Normal-000001"><span class="s2076757DefaultParagraphFont">(5)    Soliciting the sale of life insurance without first obtaining permission from the installation commander or the commander's designee;</span></p><p dir="ltr" class="s2076757Normal-000001"><span class="s2076757DefaultParagraphFont">(6)    Posting unauthorized bulletins, notices, or advertisements;</span></p><p dir="ltr" class="s2076757Normal-000001"><span class="s2076757DefaultParagraphFont">(7)    Failing to present DD Form 2885, Personal Commercial Solicitation Evaluation as of January 1, 2008, to service members solicited or encouraging service members solicited not to complete or submit the form; or</span></p><p dir="ltr" class="s2076757Normal-000001"><span class="s2076757DefaultParagraphFont">(8)    Knowingly accepting an application for life insurance or issuing a policy of life insurance on the life of an enlisted member of the armed forces of the United States without first obtaining for the insurer's files a completed copy of any required form which confirms that the applicant has received counseling or fulfilled any other similar requirement for the sale of life insurance established by regulations, directives, or rules of the Department of Defense or any branch of the armed forces of the United States.</span></p><p dir="ltr" class="s2076757Normal"><span xml:space="preserve" class="s2076757000002"> </span></p><p dir="ltr" class="s2076757Normal"><span class="s2076757SCL">Source:</span><span xml:space="preserve" class="s2076757SCL-000003"> SL 2008, ch 272, § 6.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076758Normal { text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076758SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076758CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076758Normal-000000 { text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076758DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } p.s2076758Normal-000001 { margin-left: 0.70in; text-indent: -0.45in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076758000002 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076758SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076758SCL-000003 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076758Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-123"><span class="s2076758SENU">58-33-123</span></a><span xml:space="preserve" class="s2076758SENU">. </span><span class="s2076758CL">Insurer practices using armed forces personnel or programs considered false, misleading, deceptive, or unfair.</span></p><p dir="ltr" class="s2076758Normal-000000"><span class="s2076758DefaultParagraphFont">The following acts or practices, if committed on a military installation by an insurer or insurance producer, constitute corrupt practices or improper influences or inducements and are declared to be false, misleading, deceptive, or unfair:</span></p><p dir="ltr" class="s2076758Normal-000001"><span class="s2076758DefaultParagraphFont">(1)    Using Department of Defense personnel, directly or indirectly, as a representative or agent in any official or business capacity with or without compensation with respect to the solicitation or sale of life insurance to service members; or</span></p><p dir="ltr" class="s2076758Normal-000001"><span class="s2076758DefaultParagraphFont">(2)    Using an insurance producer to participate in any education or orientation program sponsored by the armed forces of the United States.</span></p><p dir="ltr" class="s2076758Normal"><span xml:space="preserve" class="s2076758000002"> </span></p><p dir="ltr" class="s2076758Normal"><span class="s2076758SCL">Source:</span><span xml:space="preserve" class="s2076758SCL-000003"> SL 2008, ch 272, § 7.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076759Normal { text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076759SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076759CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076759Normal-000000 { text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076759DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } p.s2076759Normal-000001 { margin-left: 0.70in; text-indent: -0.45in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-right: 0; margin-bottom: .001pt; } p.s2076759Normal-000002 { margin-left: 1.14in; text-indent: -0.44in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076759000003 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076759SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076759SCL-000004 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076759Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-124"><span class="s2076759SENU">58-33-124</span></a><span xml:space="preserve" class="s2076759SENU">. </span><span class="s2076759CL">Additional practices using personnel, services, or programs of the armed forces or depository institutions considered false, misleading, deceptive, or unfair.</span></p><p dir="ltr" class="s2076759Normal-000000"><span class="s2076759DefaultParagraphFont">The following acts or practices by an insurer or insurance producer constitute corrupt practices or improper influences or inducements and are declared to be false, misleading, deceptive, or unfair:</span></p><p dir="ltr" class="s2076759Normal-000001"><span class="s2076759DefaultParagraphFont">(1)    Submitting, processing, or assisting in the submission or processing of any allotment form or similar device used by the armed forces of the United States to direct a service member's pay to a third party for the purchase of life insurance. The foregoing includes using or assisting in using a service member's MyPay account or other similar internet or electronic medium for such purposes. This subdivision does not prohibit assisting a service member by providing insurer or premium information necessary to complete any allotment form;</span></p><p dir="ltr" class="s2076759Normal-000001"><span class="s2076759DefaultParagraphFont">(2)    Knowingly receiving funds from a service member for the payment of premium from a depository institution with which the service member has no formal banking relationship. For purposes of this section, a formal banking relationship is established when the depository institution:</span></p><p dir="ltr" class="s2076759Normal-000002"><span class="s2076759DefaultParagraphFont">(a)    Provides the service member a deposit agreement and periodic statements and makes the disclosures required by the Truth in Savings Act, 12 U.S.C. § 4301 et seq., as of January 1, 2008, and the regulations promulgated thereunder as of January 1, 2008; and</span></p><p dir="ltr" class="s2076759Normal-000002"><span class="s2076759DefaultParagraphFont">(b)    Permits the service member to make deposits and withdrawals unrelated to the payment or processing of insurance premiums;</span></p><p dir="ltr" class="s2076759Normal-000001"><span class="s2076759DefaultParagraphFont">(3)    Employing any device or method or entering into any agreement whereby funds received from a service member by allotment for the payment of insurance premiums are identified on the service member's leave and earnings statement or equivalent or successor form as, savings, or, checking, and where the service member has no formal banking relationship;</span></p><p dir="ltr" class="s2076759Normal-000001"><span class="s2076759DefaultParagraphFont">(4)    Entering into any agreement with a depository institution for the purpose of receiving funds from a service member whereby the depository institution, with or without compensation, agrees to accept direct deposits from a service member with whom it has no formal banking relationship;</span></p><p dir="ltr" class="s2076759Normal-000001"><span class="s2076759DefaultParagraphFont">(5)    Using Department of Defense personnel, directly or indirectly, as a representative or agent in any official or unofficial capacity with or without compensation with respect to the solicitation or sale of life insurance to service members who are junior in rank or grade, or to the family members of such personnel;</span></p><p dir="ltr" class="s2076759Normal-000001"><span class="s2076759DefaultParagraphFont">(6)    Offering or giving anything of value, directly or indirectly, to Department of Defense personnel to procure their assistance in encouraging, assisting or facilitating the solicitation or sale of life insurance to another service member;</span></p><p dir="ltr" class="s2076759Normal-000001"><span class="s2076759DefaultParagraphFont">(7)    Knowingly offering or giving anything of value to a service member with a pay grade of E-4 or below for his or her attendance to any event where an application for life insurance is solicited; or</span></p><p dir="ltr" class="s2076759Normal-000001"><span class="s2076759DefaultParagraphFont">(8)    Advising a service member with a pay grade of E-4 or below to change his or her income tax withholding or state of legal residence for the sole purpose of increasing disposable income to purchase life insurance.</span></p><p dir="ltr" class="s2076759Normal"><span xml:space="preserve" class="s2076759000003"> </span></p><p dir="ltr" class="s2076759Normal"><span class="s2076759SCL">Source:</span><span xml:space="preserve" class="s2076759SCL-000004"> SL 2008, ch 272, § 8.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076760Normal { text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076760SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076760CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076760Normal-000000 { text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076760DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } p.s2076760Normal-000001 { margin-left: 0.70in; text-indent: -0.45in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076760000002 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076760SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076760SCL-000003 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076760Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-125"><span class="s2076760SENU">58-33-125</span></a><span xml:space="preserve" class="s2076760SENU">. </span><span class="s2076760CL">Misleading as to endorsement, sponsorship, or recommendation by armed forces or government agency considered false, misleading, deceptive, or unfair.</span></p><p dir="ltr" class="s2076760Normal-000000"><span class="s2076760DefaultParagraphFont">The following acts or practices by an insurer or insurance producer are declared to be false, misleading, deceptive, or unfair:</span></p><p dir="ltr" class="s2076760Normal-000001"><span class="s2076760DefaultParagraphFont">(1)    Making any representation, or using any device, title, descriptive name or identifier that has the tendency or capacity to confuse or mislead a service member into believing that the insurer, insurance producer or product offered is affiliated, connected or associated with, endorsed, sponsored, sanctioned or recommended by the United States government, the armed forces of the United States, or any state or federal agency or government entity. Examples of prohibited insurance producer titles include Battalion Insurance Counselor, Unit Insurance Advisor, Servicemen's Group Life Insurance Conversion Consultant, or Veteran's Benefits Counselor. Nothing in this subdivision prohibits a person from using a professional designation awarded after the successful completion of a course of instruction in the business of insurance by an accredited institution of higher learning. Such designations include Chartered Life Underwriter, Chartered Financial Consultant, Certified Financial Planner, Master of Science In Financial Services, or Masters of Science Financial Planning; or</span></p><p dir="ltr" class="s2076760Normal-000001"><span class="s2076760DefaultParagraphFont">(2)    Soliciting the purchase of any life insurance product through the use of or in conjunction with any third party organization that promotes the welfare of or assists members of the armed forces of the United States in a manner that has the tendency or capacity to confuse or mislead a service member into believing that either the insurer, insurance producer, or insurance product is affiliated, connected, or associated with, or endorsed, sponsored, sanctioned, or recommended by the United States government or the armed forces of the United States.</span></p><p dir="ltr" class="s2076760Normal"><span xml:space="preserve" class="s2076760000002"> </span></p><p dir="ltr" class="s2076760Normal"><span class="s2076760SCL">Source:</span><span xml:space="preserve" class="s2076760SCL-000003"> SL 2008, ch 272, § 9.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076761Normal { text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076761SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076761CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076761Normal-000000 { text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076761DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } p.s2076761Normal-000001 { margin-left: 0.70in; text-indent: -0.45in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076761000002 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076761SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076761SCL-000003 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076761Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-126"><span class="s2076761SENU">58-33-126</span></a><span xml:space="preserve" class="s2076761SENU">. </span><span class="s2076761CL">Using the credited interest rate as net return or misrepresenting mortality costs considered false, misleading, deceptive, or unfair.</span></p><p dir="ltr" class="s2076761Normal-000000"><span class="s2076761DefaultParagraphFont">The following acts or practices by an insurer or insurance producer are declared to be false, misleading, deceptive, or unfair:</span></p><p dir="ltr" class="s2076761Normal-000001"><span class="s2076761DefaultParagraphFont">(1)    Using or describing the credited interest rate on a life insurance policy in a manner that implies that the credited interest rate is a net return on premium paid; or</span></p><p dir="ltr" class="s2076761Normal-000001"><span class="s2076761DefaultParagraphFont">(2)    Excluding individually issued annuities, misrepresenting the mortality costs of a life insurance product, including, stating, or implying that the product costs nothing or is free.</span></p><p dir="ltr" class="s2076761Normal"><span xml:space="preserve" class="s2076761000002"> </span></p><p dir="ltr" class="s2076761Normal"><span class="s2076761SCL">Source:</span><span xml:space="preserve" class="s2076761SCL-000003"> SL 2008, ch 272, § 10.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076762Normal { text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076762SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076762CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076762Normal-000000 { text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076762DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } p.s2076762Normal-000001 { margin-left: 0.70in; text-indent: -0.45in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076762000002 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076762SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076762SCL-000003 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076762Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-127"><span class="s2076762SENU">58-33-127</span></a><span xml:space="preserve" class="s2076762SENU">. </span><span class="s2076762CL">Practices regarding Servicemembers' Group Life Insurance or Veterans' Group Life Insurance considered false, misleading, deceptive, or unfair.</span></p><p dir="ltr" class="s2076762Normal-000000"><span class="s2076762DefaultParagraphFont">The following acts or practices by an insurer or insurance producer regarding Servicemembers' Group Life Insurance (SGLI) or Veterans' Group Life Insurance (VGLI) are declared to be false, misleading, deceptive, or unfair:</span></p><p dir="ltr" class="s2076762Normal-000001"><span class="s2076762DefaultParagraphFont">(1)    Making any representation regarding the availability, suitability, amount, cost, exclusions, or limitations to coverage provided to a service member or dependents by SGLI or VGLI, which is false, misleading, or deceptive;</span></p><p dir="ltr" class="s2076762Normal-000001"><span class="s2076762DefaultParagraphFont">(2)    Making any representation regarding conversion requirements, including the costs of coverage, or exclusions or limitations to coverage of SGLI or VGLI to private insurers which is false, misleading or deceptive; or</span></p><p dir="ltr" class="s2076762Normal-000001"><span class="s2076762DefaultParagraphFont">(3)    Suggesting, recommending, or encouraging a service member to cancel or terminate his or her SGLI policy or issuing a life insurance policy which replaces an existing SGLI policy unless the replacement takes effect upon or after the service member's separation from the United States Armed Forces.</span></p><p dir="ltr" class="s2076762Normal"><span xml:space="preserve" class="s2076762000002"> </span></p><p dir="ltr" class="s2076762Normal"><span class="s2076762SCL">Source:</span><span xml:space="preserve" class="s2076762SCL-000003"> SL 2008, ch 272, § 11.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076763Normal { text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076763SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076763CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076763Normal-000000 { text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076763DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } p.s2076763Normal-000001 { margin-left: 0.70in; text-indent: -0.45in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-right: 0; margin-bottom: .001pt; } p.s2076763Normal-000002 { margin-left: 1.14in; text-indent: -0.44in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076763000003 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076763SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076763SCL-000004 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076763Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-128"><span class="s2076763SENU">58-33-128</span></a><span xml:space="preserve" class="s2076763SENU">. </span><span class="s2076763CL">Certain disclosure practices considered false, misleading, deceptive, or unfair.</span></p><p dir="ltr" class="s2076763Normal-000000"><span class="s2076763DefaultParagraphFont">The following acts or practices by an insurer and or insurance producer regarding disclosure are declared to be false, misleading, deceptive, or unfair:</span></p><p dir="ltr" class="s2076763Normal-000001"><span class="s2076763DefaultParagraphFont">(1)    Deploying, using, or contracting for any lead-generating materials designed exclusively for use with service members that do not clearly and conspicuously disclose that the recipient will be contacted by an insurance producer, if that is the case, for the purpose of soliciting the purchase of life insurance;</span></p><p dir="ltr" class="s2076763Normal-000001"><span class="s2076763DefaultParagraphFont">(2)    Failing to disclose that a solicitation for the sale of life insurance will be made when establishing a specific appointment for an in-person, face-to-face meeting with a prospective purchaser;</span></p><p dir="ltr" class="s2076763Normal-000001"><span class="s2076763DefaultParagraphFont">(3)    Excluding individually issued annuities, failing to clearly and conspicuously disclose the fact that the product being sold is life insurance;</span></p><p dir="ltr" class="s2076763Normal-000001"><span class="s2076763DefaultParagraphFont">(4)    Failing to make, at the time of sale or offer to an individual known to be a service member, the written disclosures required by section 10 of the Military Personnel Financial Services Protection Act, Pub. L. No. 109-290, as of January 1, 2008; or</span></p><p dir="ltr" class="s2076763Normal-000001"><span class="s2076763DefaultParagraphFont">(5)    Excluding individually issued annuities, if the sale is conducted in-person face-to-face with an individual known to be a service member, failing to provide the applicant at the time the application is taken:</span></p><p dir="ltr" class="s2076763Normal-000002"><span class="s2076763DefaultParagraphFont">(a)    An explanation of any free look period with instructions on how to cancel if a policy is issued; and</span></p><p dir="ltr" class="s2076763Normal-000002"><span xml:space="preserve" class="s2076763DefaultParagraphFont">(b)    Either a copy of the application or a written disclosure. The copy of the application or the written disclosure shall clearly and concisely set out the type of life insurance, the death benefit applied for and its expected first year cost. A basic illustration that meets the requirements as adopted by rule pursuant to § </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-5.1"><span class="s2076763DefaultParagraphFont">58-33-5.1</span></a><span xml:space="preserve" class="s2076763DefaultParagraphFont"> is sufficient to meet this requirement for a written disclosure.</span></p><p dir="ltr" class="s2076763Normal"><span xml:space="preserve" class="s2076763000003"> </span></p><p dir="ltr" class="s2076763Normal"><span class="s2076763SCL">Source:</span><span xml:space="preserve" class="s2076763SCL-000004"> SL 2008, ch 272, § 12.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076764Normal { text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076764SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076764CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076764Normal-000000 { text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076764DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } p.s2076764Normal-000001 { margin-left: 0.70in; text-indent: -0.45in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-right: 0; margin-bottom: .001pt; } p.s2076764Normal-000002 { margin-left: 0.70in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-right: 0; margin-bottom: .001pt; } p.s2076764Normal-000003 { margin-left: 1.14in; text-indent: -0.44in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076764000004 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076764SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076764SCL-000005 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076764Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-129"><span class="s2076764SENU">58-33-129</span></a><span xml:space="preserve" class="s2076764SENU">. </span><span class="s2076764CL">Certain additional life insurance sales practices considered false, misleading, deceptive, or unfair.</span></p><p dir="ltr" class="s2076764Normal-000000"><span class="s2076764DefaultParagraphFont">The following acts or practices by an insurer or insurance producer with respect to the sale of certain life insurance products are declared to be false, misleading, deceptive, or unfair:</span></p><p dir="ltr" class="s2076764Normal-000001"><span class="s2076764DefaultParagraphFont">(1)    Excluding individually issued annuities, recommending the purchase of any life insurance product which includes a side fund to a service member in pay grades E-4 and below unless the insurer has reasonable grounds for believing that the life insurance death benefit, standing alone, is suitable;</span></p><p dir="ltr" class="s2076764Normal-000001"><span class="s2076764DefaultParagraphFont">(2)    Offering for sale or selling a life insurance product which includes a side fund to a service member in pay grades E-4 and below who is currently enrolled in Servicemembers' Group Life Insurance (SGLI), is presumed unsuitable unless, after the completion of a needs assessment, the insurer demonstrates that the applicant's SGLI death benefit, together with any other military survivor benefits, savings and investments, survivor income, and other life insurance are insufficient to meet the applicant's insurable needs for life insurance;</span></p><p dir="ltr" class="s2076764Normal-000002"><span class="s2076764DefaultParagraphFont">For the purposes of this subdivision, insurable needs, are the risks associated with premature death taking into consideration the financial obligations and immediate and future cash needs of the applicant's estate and survivors or dependents.</span></p><p dir="ltr" class="s2076764Normal-000002"><span class="s2076764DefaultParagraphFont">For the purposes of this subdivision, other military survivor benefits, include the death gratuity, funeral reimbursement, transition assistance, survivor and dependents' educational assistance, dependency and indemnity compensation, federal TRICARE health care benefits, survivor housing benefits and allowances, federal income tax forgiveness, and social security survivor benefits; or</span></p><p dir="ltr" class="s2076764Normal-000001"><span class="s2076764DefaultParagraphFont">(3)    Excluding individually issued annuities, offering for sale or selling any life insurance contract which includes a side fund:</span></p><p dir="ltr" class="s2076764Normal-000003"><span class="s2076764DefaultParagraphFont">(a)    Unless interest credited accrues from the date of deposit to the date of withdrawal and permits withdrawals without limit or penalty;</span></p><p dir="ltr" class="s2076764Normal-000003"><span class="s2076764DefaultParagraphFont">(b)    Unless the applicant has been provided with a schedule of effective rates of return based upon cash flows of the combined product. For this disclosure, the effective rate of return shall consider all premiums and cash contributions made by the policyholder and all cash accumulations and cash surrender values available to the policyholder in addition to life insurance coverage. This schedule shall be provided for at least each policy year from one to ten and for every fifth policy year thereafter ending at age one hundred, policy maturity, or final expiration; and</span></p><p dir="ltr" class="s2076764Normal-000003"><span class="s2076764DefaultParagraphFont">(c)    Which by default diverts or transfers funds accumulated in the side fund to pay, reduce or offset any premiums due;</span></p><p dir="ltr" class="s2076764Normal-000001"><span class="s2076764DefaultParagraphFont">(4)    Excluding individually issued annuities, offering for sale or selling any life insurance contract which after considering all policy benefits, including endowment, return of premium, or persistency, does not comply with standard nonforfeiture law for life insurance; or</span></p><p dir="ltr" class="s2076764Normal-000001"><span class="s2076764DefaultParagraphFont">(5)    Selling any life insurance product to a person known to be a service member that excludes coverage if the insured's death is related to war, declared or undeclared, or any act related to military service except for an accidental death coverage, which may be excluded.</span></p><p dir="ltr" class="s2076764Normal"><span xml:space="preserve" class="s2076764000004"> </span></p><p dir="ltr" class="s2076764Normal"><span class="s2076764SCL">Source:</span><span xml:space="preserve" class="s2076764SCL-000005"> SL 2008, ch 272, § 13.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076765Normal { text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076765SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076765CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076765Normal-000000 { text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076765DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } p.s2076765Normal-000001 { margin-left: 0.70in; text-indent: -0.45in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076765000002 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076765SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076765SCL-000003 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076765Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-130"><span class="s2076765SENU">58-33-130</span></a><span xml:space="preserve" class="s2076765SENU">. </span><span class="s2076765CL">Promulgation of rules.</span></p><p dir="ltr" class="s2076765Normal-000000"><span xml:space="preserve" class="s2076765DefaultParagraphFont">The director may, by rules promulgated pursuant to chapter </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=1-26"><span class="s2076765DefaultParagraphFont">1-26</span></a><span class="s2076765DefaultParagraphFont">, adopt:</span></p><p dir="ltr" class="s2076765Normal-000001"><span class="s2076765DefaultParagraphFont">(1)    Revisions of the Internal Revenue Code and the regulations promulgated pursuant thereto which are in substantial compliance with the intent of subdivisions 58-33-119(6) and (7);</span></p><p dir="ltr" class="s2076765Normal-000001"><span class="s2076765DefaultParagraphFont">(2)    Revisions of the Employee Retirement and Income Security Act which are in substantial compliance with the intent of subdivision 58-33-119(7);</span></p><p dir="ltr" class="s2076765Normal-000001"><span xml:space="preserve" class="s2076765DefaultParagraphFont">(3)    Revisions or replacement forms or instructions from the Department of Defense which are in substantial compliance with the intent of §§ </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-120"><span class="s2076765DefaultParagraphFont">58-33-120</span></a><span xml:space="preserve" class="s2076765DefaultParagraphFont"> and </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-122"><span class="s2076765DefaultParagraphFont">58-33-122</span></a><span class="s2076765DefaultParagraphFont">; and</span></p><p dir="ltr" class="s2076765Normal-000001"><span class="s2076765DefaultParagraphFont">(4)    Revisions of the Military Personnel Financial Services Protection Act which are in substantial compliance with the intent of subdivision 58-33-128(4).</span></p><p dir="ltr" class="s2076765Normal"><span xml:space="preserve" class="s2076765000002"> </span></p><p dir="ltr" class="s2076765Normal"><span class="s2076765SCL">Source:</span><span xml:space="preserve" class="s2076765SCL-000003"> SL 2008, ch 272, § 14.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076766Normal { margin-top: 0; margin-bottom: 0; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076766SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076766CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076766Normal-000000 { margin-top: 0; margin-bottom: 0; text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076766DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076766000001 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076766SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076766SCL-000002 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076766Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-131"><span class="s2076766SENU">58-33-131</span></a><span xml:space="preserve" class="s2076766SENU">. </span><span class="s2076766CL">Employer insurance assistance program defined.</span></p><p dir="ltr" class="s2076766Normal-000000"><span xml:space="preserve" class="s2076766DefaultParagraphFont">For purposes of §§ </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-132"><span class="s2076766DefaultParagraphFont">58-33-132</span></a><span xml:space="preserve" class="s2076766DefaultParagraphFont"> to </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-134"><span class="s2076766DefaultParagraphFont">58-33-134</span></a><span class="s2076766DefaultParagraphFont">, inclusive, the term, employer insurance assistance program, means a service, which is directly related to insurance purchased by an employer, that enhances that employer's ability to purchase insurance or assists in the administration of any insurance purchased by the employer.</span></p><p dir="ltr" class="s2076766Normal"><span xml:space="preserve" class="s2076766000001"> </span></p><p dir="ltr" class="s2076766Normal"><span class="s2076766SCL">Source:</span><span xml:space="preserve" class="s2076766SCL-000002"> SL 2009, ch 270, § 1.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076767Normal { margin-top: 0; margin-bottom: 0; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076767SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076767CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076767Normal-000000 { margin-top: 0; margin-bottom: 0; text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076767DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076767000001 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076767SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076767SCL-000002 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076767Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-132"><span class="s2076767SENU">58-33-132</span></a><span xml:space="preserve" class="s2076767SENU">. </span><span class="s2076767CL">Construction with statutes regarding rebates, discounts, and special advantages.</span></p><p dir="ltr" class="s2076767Normal-000000"><span xml:space="preserve" class="s2076767DefaultParagraphFont">Nothing in § </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-14"><span class="s2076767DefaultParagraphFont">58-33-14</span></a><span xml:space="preserve" class="s2076767DefaultParagraphFont"> or </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-24"><span class="s2076767DefaultParagraphFont">58-33-24</span></a><span xml:space="preserve" class="s2076767DefaultParagraphFont"> may be construed to prohibit the offering of an employer insurance assistance program by an insurance agent or an insurer to an employer if the employer insurance assistance program complies with §§ </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-133"><span class="s2076767DefaultParagraphFont">58-33-133</span></a><span xml:space="preserve" class="s2076767DefaultParagraphFont"> and </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-134"><span class="s2076767DefaultParagraphFont">58-33-134</span></a><span class="s2076767DefaultParagraphFont">.</span></p><p dir="ltr" class="s2076767Normal"><span xml:space="preserve" class="s2076767000001"> </span></p><p dir="ltr" class="s2076767Normal"><span class="s2076767SCL">Source:</span><span xml:space="preserve" class="s2076767SCL-000002"> SL 2009, ch 270, § 2.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076768Normal { margin-top: 0; margin-bottom: 0; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076768SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076768CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076768Normal-000000 { margin-top: 0; margin-bottom: 0; text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-left: 0; margin-right: 0; } span.s2076768DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076768000001 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076768SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076768SCL-000002 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076768Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-133"><span class="s2076768SENU">58-33-133</span></a><span xml:space="preserve" class="s2076768SENU">. </span><span class="s2076768CL">Employer insurance assistance program offerings to be in writing--Certain monetary payments prohibited.</span></p><p dir="ltr" class="s2076768Normal-000000"><span class="s2076768DefaultParagraphFont">No employer insurance assistance program may be offered by an agent unless the program is specified in writing to the employer. The employer assistance program may not consist of any monetary payments made to the employer or made on behalf of the employer for the purchase of insurance or any other goods or services.</span></p><p dir="ltr" class="s2076768Normal"><span xml:space="preserve" class="s2076768000001"> </span></p><p dir="ltr" class="s2076768Normal"><span class="s2076768SCL">Source:</span><span xml:space="preserve" class="s2076768SCL-000002"> SL 2009, ch 270, § 3.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml"><head><meta charset="UTF-8" /><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML" /><style>span { white-space: pre-wrap; } p.s2076769Normal { text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076769SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076769CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s2076769Normal-000000 { text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076769DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } p.s2076769Normal-000001 { margin-left: 0.70in; text-indent: -0.45in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-right: 0; margin-bottom: .001pt; } span.s2076769000002 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s2076769SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s2076769SCL-000003 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style></head><body><div><p dir="ltr" class="s2076769Normal"><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-134"><span class="s2076769SENU">58-33-134</span></a><span xml:space="preserve" class="s2076769SENU">. </span><span class="s2076769CL">Promulgation of rules for employer insurance assistance programs.</span></p><p dir="ltr" class="s2076769Normal-000000"><span xml:space="preserve" class="s2076769DefaultParagraphFont">The director may promulgate rules pursuant to chapter </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=1-26"><span class="s2076769DefaultParagraphFont">1-26</span></a><span xml:space="preserve" class="s2076769DefaultParagraphFont"> to establish standards for employer insurance assistance programs consistent with the provisions of §§ </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-131"><span class="s2076769DefaultParagraphFont">58-33-131</span></a><span xml:space="preserve" class="s2076769DefaultParagraphFont"> to </span><a href="https://sdlegislature.gov/Statutes/Codified_Laws/DisplayStatute.aspx?Type=Statute&amp;Statute=58-33-133"><span class="s2076769DefaultParagraphFont">58-33-133</span></a><span class="s2076769DefaultParagraphFont">, inclusive. The rules shall be limited to:</span></p><p dir="ltr" class="s2076769Normal-000001"><span class="s2076769DefaultParagraphFont">(1)    Definition of terms;</span></p><p dir="ltr" class="s2076769Normal-000001"><span class="s2076769DefaultParagraphFont">(2)    Employer insurance assistance program content and marketing; and</span></p><p dir="ltr" class="s2076769Normal-000001"><span class="s2076769DefaultParagraphFont">(3)    Exceptions.</span></p><p dir="ltr" class="s2076769Normal"><span xml:space="preserve" class="s2076769000002"> </span></p><p dir="ltr" class="s2076769Normal"><span class="s2076769SCL">Source:</span><span xml:space="preserve" class="s2076769SCL-000003"> SL 2009, ch 270, § 4.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml" lang="en-US"><head><meta charset="UTF-8"><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML"><style>span { white-space: pre-wrap; } p.s57ac0e9f2066438eb4b2c987ffd77927Normal { text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s57ac0e9f2066438eb4b2c987ffd77927SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s57ac0e9f2066438eb4b2c987ffd77927CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s57ac0e9f2066438eb4b2c987ffd77927Statute { text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s57ac0e9f2066438eb4b2c987ffd77927DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } p.s57ac0e9f2066438eb4b2c987ffd77927StatuteNumber1 { margin-left: 0.75in; text-indent: -0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-right: 0; margin-bottom: .001pt; } span.s57ac0e9f2066438eb4b2c987ffd77927000000 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } p.s57ac0e9f2066438eb4b2c987ffd77927NoIndent { text-indent: 0.00in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s57ac0e9f2066438eb4b2c987ffd77927DefaultParagraphFont-000001 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s57ac0e9f2066438eb4b2c987ffd77927SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style><meta name="viewport" content="width=device-width, initial-scale=1"><meta name="twitter:card" content="summary"><meta property="og:title" content="SD 58-33-135 - Unfair or deceptive practices by pharmacy benefits manager."><meta property="og:description" content="SDLRC Codified Law 58-33-135 - Unfair or deceptive practices by pharmacy benefits manager."><meta property="og:type" content="website"><meta property="og:url" content="https://sdlegislature.gov/Statutes/58-33-135"><meta property="og:image" content="https://lawmakerdocuments.blob.core.usgovcloudapi.net/photos/logoshape.webp"><meta property="og:site_name" content="South Dakota Legislature"></head><body><div><p dir="ltr" class="s57ac0e9f2066438eb4b2c987ffd77927Normal"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-135" rel="noopener"><span class="s57ac0e9f2066438eb4b2c987ffd77927SENU">58-33-135</span></a><span xml:space="preserve" class="s57ac0e9f2066438eb4b2c987ffd77927SENU">. </span><span class="s57ac0e9f2066438eb4b2c987ffd77927CL">Unfair or deceptive practices by pharmacy benefits manager.</span></p><p dir="ltr" class="s57ac0e9f2066438eb4b2c987ffd77927Statute"><span class="s57ac0e9f2066438eb4b2c987ffd77927DefaultParagraphFont">The following acts or practices by a pharmacy benefits manager are declared to be misleading, deceptive, or unfair:</span></p><p dir="ltr" class="s57ac0e9f2066438eb4b2c987ffd77927StatuteNumber1"><span class="s57ac0e9f2066438eb4b2c987ffd77927DefaultParagraphFont">(1)    Prohibiting a pharmacist or pharmacy from providing cost-sharing information regarding the amount that a covered individual may pay for a particular prescription drug from a pharmacist or pharmacy;</span></p><p dir="ltr" class="s57ac0e9f2066438eb4b2c987ffd77927StatuteNumber1"><span class="s57ac0e9f2066438eb4b2c987ffd77927DefaultParagraphFont">(2)    Penalizing a pharmacist or pharmacy for providing cost-sharing information on the amount that a covered individual may pay for a particular prescription drug from a pharmacist or pharmacy; and</span></p><p dir="ltr" class="s57ac0e9f2066438eb4b2c987ffd77927StatuteNumber1"><span xml:space="preserve" class="s57ac0e9f2066438eb4b2c987ffd77927DefaultParagraphFont">(3)    Committing a discriminatory act, as prohibited in § </span><a href="https://sdlegislature.gov/Statutes?Statute=58-29E-15" rel="noopener"><span class="s57ac0e9f2066438eb4b2c987ffd77927DefaultParagraphFont">58-29E-15</span></a><span class="s57ac0e9f2066438eb4b2c987ffd77927DefaultParagraphFont">.</span></p><p dir="ltr" class="s57ac0e9f2066438eb4b2c987ffd77927Normal"><span xml:space="preserve" class="s57ac0e9f2066438eb4b2c987ffd77927000000"> </span></p><p dir="ltr" class="s57ac0e9f2066438eb4b2c987ffd77927NoIndent"><span xml:space="preserve" class="s57ac0e9f2066438eb4b2c987ffd77927DefaultParagraphFont-000001">Source: </span><span class="s57ac0e9f2066438eb4b2c987ffd77927SCL">SL 2018, ch 281, § 2; SL 2024, ch 203, § 6, eff. Jan. 1, 2025.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml" lang="en-US"><head><meta charset="UTF-8"><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML"><style>span { white-space: pre-wrap; } p.sd63f433e279f475c8b56eb65fe72b376Normal { text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.sd63f433e279f475c8b56eb65fe72b376SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.sd63f433e279f475c8b56eb65fe72b376CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.sd63f433e279f475c8b56eb65fe72b376Statute { text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.sd63f433e279f475c8b56eb65fe72b376DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } p.sd63f433e279f475c8b56eb65fe72b376StatuteNumber1 { margin-left: 0.75in; text-indent: -0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-right: 0; margin-bottom: .001pt; } p.sd63f433e279f475c8b56eb65fe72b376StatuteNumber2 { margin-left: 1.25in; text-indent: -0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-right: 0; margin-bottom: .001pt; } span.sd63f433e279f475c8b56eb65fe72b376000000 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } p.sd63f433e279f475c8b56eb65fe72b376NoIndent { text-indent: 0.00in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.sd63f433e279f475c8b56eb65fe72b376DefaultParagraphFont-000001 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.sd63f433e279f475c8b56eb65fe72b376SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style><meta name="viewport" content="width=device-width, initial-scale=1"><meta name="twitter:card" content="summary"><meta property="og:title" content="SD 58-33-136 - Value-added products or services not discriminatory--Description."><meta property="og:description" content="SDLRC Codified Law 58-33-136 - Value-added products or services not discriminatory--Description."><meta property="og:type" content="website"><meta property="og:url" content="https://sdlegislature.gov/Statutes?Statute=58-33-136"><meta property="og:image" content="https://lawmakerdocuments.blob.core.usgovcloudapi.net/photos/logoshape.webp"><meta property="og:site_name" content="South Dakota Legislature"></head><body><div><p dir="ltr" class="sd63f433e279f475c8b56eb65fe72b376Normal"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-136" rel="noopener"><span class="sd63f433e279f475c8b56eb65fe72b376SENU">58-33-136</span></a><span xml:space="preserve" class="sd63f433e279f475c8b56eb65fe72b376SENU">. </span><span class="sd63f433e279f475c8b56eb65fe72b376CL">Value-added products or services not discriminatory--Description.</span></p><p dir="ltr" class="sd63f433e279f475c8b56eb65fe72b376Statute"><span class="sd63f433e279f475c8b56eb65fe72b376DefaultParagraphFont">Nothing in this chapter may be construed as including within the definition of discrimination or rebates, the offer or provision by insurers or producers, by or through employees, affiliates, or third-party representatives, of value-added products or services at no or reduced cost when the products or services are not specified in the policy of insurance if the value-added product or service:</span></p><p dir="ltr" class="sd63f433e279f475c8b56eb65fe72b376StatuteNumber1"><span class="sd63f433e279f475c8b56eb65fe72b376DefaultParagraphFont">(1)    Relates to the policy of insurance;</span></p><p dir="ltr" class="sd63f433e279f475c8b56eb65fe72b376StatuteNumber1"><span class="sd63f433e279f475c8b56eb65fe72b376DefaultParagraphFont">(2)    Is primarily designed to satisfy one or more of the following:</span></p><p dir="ltr" class="sd63f433e279f475c8b56eb65fe72b376StatuteNumber2"><span class="sd63f433e279f475c8b56eb65fe72b376DefaultParagraphFont">(a)    Provide loss mitigation or loss control;</span></p><p dir="ltr" class="sd63f433e279f475c8b56eb65fe72b376StatuteNumber2"><span class="sd63f433e279f475c8b56eb65fe72b376DefaultParagraphFont">(b)    Reduce claim costs or claim settlement costs;</span></p><p dir="ltr" class="sd63f433e279f475c8b56eb65fe72b376StatuteNumber2"><span class="sd63f433e279f475c8b56eb65fe72b376DefaultParagraphFont">(c)    Provide education about liability risks or risk of loss to persons or property;</span></p><p dir="ltr" class="sd63f433e279f475c8b56eb65fe72b376StatuteNumber2"><span class="sd63f433e279f475c8b56eb65fe72b376DefaultParagraphFont">(d)    Monitor or assess risk, identify sources of risk, or develop strategies for eliminating or reducing risk;</span></p><p dir="ltr" class="sd63f433e279f475c8b56eb65fe72b376StatuteNumber2"><span class="sd63f433e279f475c8b56eb65fe72b376DefaultParagraphFont">(e)    Enhance health;</span></p><p dir="ltr" class="sd63f433e279f475c8b56eb65fe72b376StatuteNumber2"><span class="sd63f433e279f475c8b56eb65fe72b376DefaultParagraphFont">(f)    Enhance financial wellness through items such as education or financial planning services;</span></p><p dir="ltr" class="sd63f433e279f475c8b56eb65fe72b376StatuteNumber2"><span class="sd63f433e279f475c8b56eb65fe72b376DefaultParagraphFont">(g)    Provide post-loss services;</span></p><p dir="ltr" class="sd63f433e279f475c8b56eb65fe72b376StatuteNumber2"><span class="sd63f433e279f475c8b56eb65fe72b376DefaultParagraphFont">(h)    Incent behavioral changes to improve the health or reduce the risk of death or disability of a consumer; or</span></p><p dir="ltr" class="sd63f433e279f475c8b56eb65fe72b376StatuteNumber2"><span class="sd63f433e279f475c8b56eb65fe72b376DefaultParagraphFont">(i)    Assist in the administration of the employee or retiree benefit insurance coverage;</span></p><p dir="ltr" class="sd63f433e279f475c8b56eb65fe72b376StatuteNumber1"><span class="sd63f433e279f475c8b56eb65fe72b376DefaultParagraphFont">(3)    Has a cost to the insurer or producer offering the value-added product or service that is reasonable compared to the consumer's premiums or insurance coverage for the contract class;</span></p><p dir="ltr" class="sd63f433e279f475c8b56eb65fe72b376StatuteNumber1"><span class="sd63f433e279f475c8b56eb65fe72b376DefaultParagraphFont">(4)    Is accompanied with contact information regarding the value-added product or service at the time of offering or enrollment to assist the consumer with questions; and</span></p><p dir="ltr" class="sd63f433e279f475c8b56eb65fe72b376StatuteNumber1"><span class="sd63f433e279f475c8b56eb65fe72b376DefaultParagraphFont">(5)    Is based on documented objective criteria and offered in a manner that is not unfairly discriminatory, the documentation criteria of which is maintained by the insurer or producer and available upon request by the division.</span></p><p dir="ltr" class="sd63f433e279f475c8b56eb65fe72b376Normal"><span xml:space="preserve" class="sd63f433e279f475c8b56eb65fe72b376000000"> </span></p><p dir="ltr" class="sd63f433e279f475c8b56eb65fe72b376NoIndent"><span xml:space="preserve" class="sd63f433e279f475c8b56eb65fe72b376DefaultParagraphFont-000001">Source: </span><span class="sd63f433e279f475c8b56eb65fe72b376SCL">SL 2023, ch 167, § 1.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml" lang="en-US"><head><meta charset="UTF-8"><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML"><style>span { white-space: pre-wrap; } p.s4302c9f914904a00a036fe1f0fe8edb1Normal { text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s4302c9f914904a00a036fe1f0fe8edb1SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s4302c9f914904a00a036fe1f0fe8edb1CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s4302c9f914904a00a036fe1f0fe8edb1Statute { text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s4302c9f914904a00a036fe1f0fe8edb1DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s4302c9f914904a00a036fe1f0fe8edb1000000 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } p.s4302c9f914904a00a036fe1f0fe8edb1NoIndent { text-indent: 0.00in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s4302c9f914904a00a036fe1f0fe8edb1DefaultParagraphFont-000001 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s4302c9f914904a00a036fe1f0fe8edb1SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style><meta name="viewport" content="width=device-width, initial-scale=1"><meta name="twitter:card" content="summary"><meta property="og:title" content="SD 58-33-137 - Value-added product or service--Permitted as pilot or testing program--Notice to division."><meta property="og:description" content="SDLRC Codified Law 58-33-137 - Value-added product or service--Permitted as pilot or testing program--Notice to division."><meta property="og:type" content="website"><meta property="og:url" content="https://sdlegislature.gov/Statutes?Statute=58-33-137"><meta property="og:image" content="https://lawmakerdocuments.blob.core.usgovcloudapi.net/photos/logoshape.webp"><meta property="og:site_name" content="South Dakota Legislature"></head><body><div><p dir="ltr" class="s4302c9f914904a00a036fe1f0fe8edb1Normal"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-137" rel="noopener"><span class="s4302c9f914904a00a036fe1f0fe8edb1SENU">58-33-137</span></a><span xml:space="preserve" class="s4302c9f914904a00a036fe1f0fe8edb1SENU">. </span><span class="s4302c9f914904a00a036fe1f0fe8edb1CL">Value-added product or service--Permitted as pilot or testing program--Notice to division.</span></p><p dir="ltr" class="s4302c9f914904a00a036fe1f0fe8edb1Statute"><span xml:space="preserve" class="s4302c9f914904a00a036fe1f0fe8edb1DefaultParagraphFont">If an insurer or producer does not have sufficient evidence but has a good faith belief that the value-added product or service meets the criteria in subdivisions </span><a href="https://sdlegislature.gov/Statutes?Statute=58-33-136" rel="noopener"><span class="s4302c9f914904a00a036fe1f0fe8edb1DefaultParagraphFont">58-33-136</span></a><span class="s4302c9f914904a00a036fe1f0fe8edb1DefaultParagraphFont">(2) and (5), the insurer or producer may provide the product or service in a manner that is not unfairly discriminatory as part of a pilot or testing program for no more than one year. An insurer or producer must notify the division of such a pilot or testing program offered to consumers in this state before beginning the program and may proceed with the program unless the division objects within twenty-one days of the notice.</span></p><p dir="ltr" class="s4302c9f914904a00a036fe1f0fe8edb1Normal"><span xml:space="preserve" class="s4302c9f914904a00a036fe1f0fe8edb1000000"> </span></p><p dir="ltr" class="s4302c9f914904a00a036fe1f0fe8edb1NoIndent"><span xml:space="preserve" class="s4302c9f914904a00a036fe1f0fe8edb1DefaultParagraphFont-000001">Source: </span><span class="s4302c9f914904a00a036fe1f0fe8edb1SCL">SL 2023, ch 167, § 2.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml" lang="en-US"><head><meta charset="UTF-8"><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML"><style>span { white-space: pre-wrap; } p.sbdfd76c12d49441fb648b5afbb13ea6bNormal { text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.sbdfd76c12d49441fb648b5afbb13ea6bSENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.sbdfd76c12d49441fb648b5afbb13ea6bCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.sbdfd76c12d49441fb648b5afbb13ea6bStatute { text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.sbdfd76c12d49441fb648b5afbb13ea6bDefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.sbdfd76c12d49441fb648b5afbb13ea6b000000 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } p.sbdfd76c12d49441fb648b5afbb13ea6bNoIndent { text-indent: 0.00in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.sbdfd76c12d49441fb648b5afbb13ea6bDefaultParagraphFont-000001 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.sbdfd76c12d49441fb648b5afbb13ea6bSCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style><meta name="viewport" content="width=device-width, initial-scale=1"><meta name="twitter:card" content="summary"><meta property="og:title" content="SD 58-33-138 - Value-added product or service--Permitted raffles or drawings described."><meta property="og:description" content="SDLRC Codified Law 58-33-138 - Value-added product or service--Permitted raffles or drawings described."><meta property="og:type" content="website"><meta property="og:url" content="https://sdlegislature.gov/Statutes?Statute=58-33-138"><meta property="og:image" content="https://lawmakerdocuments.blob.core.usgovcloudapi.net/photos/logoshape.webp"><meta property="og:site_name" content="South Dakota Legislature"></head><body><div><p dir="ltr" class="sbdfd76c12d49441fb648b5afbb13ea6bNormal"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-138" rel="noopener"><span class="sbdfd76c12d49441fb648b5afbb13ea6bSENU">58-33-138</span></a><span xml:space="preserve" class="sbdfd76c12d49441fb648b5afbb13ea6bSENU">. </span><span class="sbdfd76c12d49441fb648b5afbb13ea6bCL">Value-added product or service--Permitted raffles or drawings described.</span></p><p dir="ltr" class="sbdfd76c12d49441fb648b5afbb13ea6bStatute"><span class="sbdfd76c12d49441fb648b5afbb13ea6bDefaultParagraphFont">An insurer or producer may conduct raffles or drawings to the extent permitted by state law as long as there is no financial cost to entrants to participate, the drawing or raffle does not obligate participants to purchase insurance, the prizes are not valued in excess of a reasonable amount as determined by the director, and the drawing or raffle is open to the public. The raffle or drawing must be offered in a manner that is not unfairly discriminatory. The consumer may not be required to purchase, continue to purchase, or renew a policy in exchange for the gift, item, or service.</span></p><p dir="ltr" class="sbdfd76c12d49441fb648b5afbb13ea6bNormal"><span xml:space="preserve" class="sbdfd76c12d49441fb648b5afbb13ea6b000000"> </span></p><p dir="ltr" class="sbdfd76c12d49441fb648b5afbb13ea6bNoIndent"><span xml:space="preserve" class="sbdfd76c12d49441fb648b5afbb13ea6bDefaultParagraphFont-000001">Source: </span><span class="sbdfd76c12d49441fb648b5afbb13ea6bSCL">SL 2023, ch 167, § 3.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml" lang="en-US"><head><meta charset="UTF-8"><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML"><style>span { white-space: pre-wrap; } p.s0ccf950a313b4f2cb55d17f54b24158dNormal { text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s0ccf950a313b4f2cb55d17f54b24158dSENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s0ccf950a313b4f2cb55d17f54b24158dCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s0ccf950a313b4f2cb55d17f54b24158dStatute { text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s0ccf950a313b4f2cb55d17f54b24158dDefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s0ccf950a313b4f2cb55d17f54b24158d000000 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } p.s0ccf950a313b4f2cb55d17f54b24158dNoIndent { text-indent: 0.00in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s0ccf950a313b4f2cb55d17f54b24158dDefaultParagraphFont-000001 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s0ccf950a313b4f2cb55d17f54b24158dSCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } </style><meta name="viewport" content="width=device-width, initial-scale=1"><meta name="twitter:card" content="summary"><meta property="og:title" content="SD 58-33-139 - Inducement and certain language in advertising prohibited."><meta property="og:description" content="SDLRC Codified Law 58-33-139 - Inducement and certain language in advertising prohibited."><meta property="og:type" content="website"><meta property="og:url" content="https://sdlegislature.gov/Statutes?Statute=58-33-139"><meta property="og:image" content="https://lawmakerdocuments.blob.core.usgovcloudapi.net/photos/logoshape.webp"><meta property="og:site_name" content="South Dakota Legislature"></head><body><div><p dir="ltr" class="s0ccf950a313b4f2cb55d17f54b24158dNormal"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-139" rel="noopener"><span class="s0ccf950a313b4f2cb55d17f54b24158dSENU">58-33-139</span></a><span xml:space="preserve" class="s0ccf950a313b4f2cb55d17f54b24158dSENU">. </span><span class="s0ccf950a313b4f2cb55d17f54b24158dCL">Inducement and certain language in advertising prohibited.</span></p><p dir="ltr" class="s0ccf950a313b4f2cb55d17f54b24158dStatute"><span class="s0ccf950a313b4f2cb55d17f54b24158dDefaultParagraphFont">An insurer, producer, or representative of an insurer or a producer, may not offer or provide insurance as an inducement to the purchase of another policy or otherwise use the word, free, or the phrase, no cost, or words and phrases of a similar meaning, in any advertisement.</span></p><p dir="ltr" class="s0ccf950a313b4f2cb55d17f54b24158dNormal"><span xml:space="preserve" class="s0ccf950a313b4f2cb55d17f54b24158d000000"> </span></p><p dir="ltr" class="s0ccf950a313b4f2cb55d17f54b24158dNoIndent"><span xml:space="preserve" class="s0ccf950a313b4f2cb55d17f54b24158dDefaultParagraphFont-000001">Source: </span><span class="s0ccf950a313b4f2cb55d17f54b24158dSCL">SL 2023, ch 167, § 4.</span></p></div></body></html><br /><hr><br /><html xmlns="http://www.w3.org/1999/xhtml" lang="en-US"><head><meta charset="UTF-8"><meta http-equiv='content-language' content='en-us'/><title>SDLRC - Codified Law 58-33 - UNFAIR TRADE PRACTICES</title><meta name="Generator" content="PowerTools for Open XML"><style>span { white-space: pre-wrap; } p.s0481a824578b46cebca99e59879a54e6Normal { text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s0481a824578b46cebca99e59879a54e6SENU { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s0481a824578b46cebca99e59879a54e6CL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } p.s0481a824578b46cebca99e59879a54e6Statute { text-indent: 0.50in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s0481a824578b46cebca99e59879a54e6DefaultParagraphFont { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } span.s0481a824578b46cebca99e59879a54e6000000 { font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } p.s0481a824578b46cebca99e59879a54e6NoIndent { text-indent: 0.00in; text-align: justify; font-family: 'Times New Roman', 'serif'; font-size: 12pt; line-height: 108%; margin-top: 0; margin-left: 0; margin-right: 0; margin-bottom: .001pt; } span.s0481a824578b46cebca99e59879a54e6DefaultParagraphFont-000001 { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: bold; margin: 0; padding: 0; } span.s0481a824578b46cebca99e59879a54e6SCL { font-family: 'Times New Roman', 'serif'; font-size: 12pt; font-style: normal; font-weight: normal; margin: 0; padding: 0; } body { text-decoration-skip-ink: none; } </style><meta name="viewport" content="width=device-width, initial-scale=1"><meta name="twitter:card" content="summary"><meta property="og:title" content="SD 58-33-140 - Value-added product or service--Promulgation of rules."><meta property="og:description" content="SDLRC Codified Law 58-33-140 - Value-added product or service--Promulgation of rules."><meta property="og:type" content="website"><meta property="og:url" content="https://sdlegislature.gov/Statutes/58-33-140"><meta property="og:image" content="https://lawmakerdocuments.blob.core.usgovcloudapi.net/photos/logoshape.webp"><meta property="og:site_name" content="South Dakota Legislature"></head><body><div><p dir="ltr" class="s0481a824578b46cebca99e59879a54e6Normal"><a href="https://sdlegislature.gov/Statutes?Statute=58-33-140" rel="noopener"><span class="s0481a824578b46cebca99e59879a54e6SENU">58-33-140</span></a><span xml:space="preserve" class="s0481a824578b46cebca99e59879a54e6SENU">. </span><span class="s0481a824578b46cebca99e59879a54e6CL">Value-added product or service--Promulgation of rules.</span></p><p dir="ltr" class="s0481a824578b46cebca99e59879a54e6Statute"><span xml:space="preserve" class="s0481a824578b46cebca99e59879a54e6DefaultParagraphFont">The director shall promulgate rules pursuant to chapter </span><a href="https://sdlegislature.gov/Statutes?Statute=1-26" rel="noopener"><span class="s0481a824578b46cebca99e59879a54e6DefaultParagraphFont">1-26</span></a><span xml:space="preserve" class="s0481a824578b46cebca99e59879a54e6DefaultParagraphFont"> regarding the permitted practices in §§ </span><a href="https://sdlegislature.gov/Statutes?Statute=58-33-136" rel="noopener"><span class="s0481a824578b46cebca99e59879a54e6DefaultParagraphFont">58-33-136</span></a><span xml:space="preserve" class="s0481a824578b46cebca99e59879a54e6DefaultParagraphFont"> to </span><a href="https://sdlegislature.gov/Statutes?Statute=58-33-139" rel="noopener"><span class="s0481a824578b46cebca99e59879a54e6DefaultParagraphFont">58-33-139</span></a><span class="s0481a824578b46cebca99e59879a54e6DefaultParagraphFont">, inclusive, to ensure consumer protection, consumer data protections and privacy, consumer disclosure, standard forms, definition of terms, and to prevent unfair discrimination.</span></p><p dir="ltr" class="s0481a824578b46cebca99e59879a54e6Normal"><span xml:space="preserve" class="s0481a824578b46cebca99e59879a54e6000000"> </span></p><p dir="ltr" class="s0481a824578b46cebca99e59879a54e6NoIndent"><span xml:space="preserve" class="s0481a824578b46cebca99e59879a54e6DefaultParagraphFont-000001">Source: </span><span class="s0481a824578b46cebca99e59879a54e6SCL">SL 2023, ch 167, § 5.</span></p></div></body></html>